FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Vinyl
LevelFirst
140 Chestnut St # 319, Springfield MA 01103
Springfield, MA 01103
$115,000
$98,000
Est. $1,524/month
Track this home for price, status, and open-house alerts.
About this home
The seller is offering a 2500$ credit to the buyer. Investor Alert! Rarely can you purchase a cash-flow-focused condo for under $125,000 in today's market. This investor-friendly property offers no long-term rental restrictions, giving you the flexibility to maximize your investment strategy. Well-suited for Section 8, HomeBASE, and other voucher programs, it provides access to a strong and consistent tenant pool. The HOA includes heat, hot water, Wi-Fi, seasonal A/C, water, trash, and common area maintenance, helping keep operating expenses low and cash flow strong. Ideally located in downtown Springfield near MGM, Union Station, major hospitals, restaurants, and highways, the property benefits from consistent rental demand. Whether you're a first-time investor or an experienced buyer looking to expand your portfolio, this is an affordable opportunity to secure a high-potential, income-producing asset.
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
14.8%
Price Range
Property Timeline
Price Reduced
Aug 18, 2026
$98,000
$11,000
(-10.09%)
From $109,000 to $98,000 (-10.1%)
Price Reduced
Aug 7, 2026
$109,000
$6,000
(-5.22%)
From $115,000 to $109,000 (-5.2%)
Listed for Sale
Jul 15, 2026
$115,000
Original listing
Office: NextHome Elite Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/18/2026 | ↓ Price Reduced | $98,000 | $11,000 | - | From $109,000 to $98,000 (-10.1%) |
| 08/07/2026 | ↓ Price Reduced | $109,000 | $6,000 | - | From $115,000 to $109,000 (-5.2%) |
| 07/15/2026 | 🏠 Listed for Sale | $115,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $1,232 | $78,600 |
Financial Details
Annual Property Tax
$1,232
Tax Year 2025
HOA Fee
$726
Per month
Assessed Value
$78,600
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
1910
Living Area
760 sq ft
Stories
1
Bedrooms
2
Full Baths
1
Total Rooms
5
Interior
Heating
Central
Cooling
Central Air
Flooring
Vinyl
Appliances
Range, Dishwasher, Microwave, Refrigerator
Fireplace
None
Basement
N
Laundry
First Floor
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Has Garage
Yes
Features
Under, Heated Garage, Off Street, Rented
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$1,232
Assessed Value
$78,600
HOA & Community
HOA Fee
$726
Fee Includes
Heat, Water, Security, Snow Removal, Trash
Amenities
Hot Water, Laundry, Elevator(s)
Optional Fee Includes
Additional Parking Space
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyer To Verify Condo Rules. Condo Docs Available.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["High-Rise"]
Unit/Building
319
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
34 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1910
Bedrooms
2
Full Bathrooms
1
Living Area
760 sq ft
Total Rooms
5
Stories
1
Entry Level
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
760 sq ft above grade
FeaturesFlooring - Vinyl, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook
LevelFirst
FeaturesWalk-In Closet(s), Flooring - Vinyl, Window(s) - Bay/Bow/Box
LevelFirst
FeaturesCedar Closet(s), Flooring - Vinyl, Lighting - Overhead
LevelFirst
FeaturesWalk-In Closet(s), Flooring - Vinyl, Window(s) - Bay/Bow/Box
LevelFirst
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl
Appliances:
Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Windows:
Basement:
N
Laundry:
First Floor
Security:
Construction & Materials
Year Built:
1910
Structure Type:
High-Rise
Exterior Materials:
Roof:
Foundation:
Stories:
1
Heating, Cooling & Utilities
Heating:
Central
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Type:
Attached
Parking Features:
Under, Heated Garage, Off Street, Rented
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
10 schools
Your Educational Success Academy
0.5 mi
Grades K-12
B+
Veritas Preparatory Charter School
1.0 mi
|
#10 of 25
|
Score: 34.4
Improved 341 spots from last year
-23.8 below state avg
712 students
Moderate
Early College Program
Rising School
Grades 05-12
A
Alfred G. Zanetti Montessori Magnet School
1.1 mi
|
#3 of 16
|
Score: 47.5
Improved 137 spots from last year
-10.7 below state avg
432 students
Diverse
Rising School
Grades PK-08
D
The Springfield Virtual School
1.8 mi
|
#330 of 346
|
Score: 26.8
Improved 7 spots from last year
-31.4 below state avg
250 students
Moderate
College Ready Curriculum
Grades PK-12
Academy Hill School
2.1 mi
Grades PK-08
St. Michael's Academy
2.7 mi
Grades PK-08
Grace Academy
3.1 mi
Grades K-12
A+
Springfield Preparatory Charter School
3.2 mi
|
#2 of 16
|
Score: 48.6
Improved 94 spots from last year
-9.7 below state avg
486 students
Moderate
Rising School
Grades K-08
Pioneer Valley Christian Academy
3.8 mi
Grades PK-12
Pioneer Valley Montessori School
4.7 mi
Grades PK-06
Middle Schools
10 schools
C
John J. Duggan Middle School
3.3 mi
|
#266 of 346
|
Score: 44.7
Improved 20 spots from last year
-13.5 below state avg
823 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Grades 06-12
F
South End Middle School
0.6 mi
|
#350 of 352
|
Score: 23.5
Improved 12 spots from last year
-34.7 below state avg
163 students
Moderate
Grades 06-08
Springfield Commonwealth Academy
0.9 mi
Grades 06-08
Springfield Middle School
1.3 mi
18 students
Less Diverse
Grades 06-08
F
Springfield Public Day Middle School
1.3 mi
|
#352 of 352
|
Score: 19.6
Improved 14 spots from last year
-38.6 below state avg
60 students
Diverse
Grades 06-08
D
Springfield Legacy Academy
1.4 mi
|
#16 of 16
|
Score: 19.0
Improved 340 spots from last year
-39.2 below state avg
299 students
Less Diverse
Rising School
Grades 06-08
C-
Impact Prep at Chestnut
1.4 mi
|
#14 of 16
|
Score: 23.5
Improved 349 spots from last year
-34.7 below state avg
278 students
Moderate
Rising School
Grades 06-08
B
Chestnut Accelerated Middle School (Talented and Gifted)
1.4 mi
|
#164 of 352
|
Score: 43.2
Dropped 11 spots from last year
-15 below state avg
265 students
Diverse
Strong Attendance
Grades 06-08
F
Forest Park Middle School
1.9 mi
|
#343 of 352
|
Score: 25.3
Improved 16 spots from last year
-32.9 below state avg
282 students
Diverse
Grades 06-08
C
Van Sickle Prep School
2.1 mi
|
#13 of 16
|
Score: 23.5
Improved 332 spots from last year
-34.7 below state avg
206 students
Moderate
Rising School
Grades 06-08
High Schools
10 schools
C-
Libertas Academy Charter School
< 0.1 mi
|
#292 of 346
|
Score: 40.6
Improved 52 spots from last year
-17.7 below state avg
563 students
Moderate
7 sports
• 134 athletes
Rising School
Strong Attendance
Grades 06-12
C-
Conservatory of the Arts
0.5 mi
|
#303 of 346
|
Score: 37.5
Improved 2 spots from last year
-20.7 below state avg
296 students
Moderate
College Ready Curriculum
Grades 06-12
C
Emergence Academy
0.7 mi
|
#21 of 25
|
Score: 25.5
Improved 356 spots from last year
-32.7 below state avg
382 students
Diverse
Rising School
Diverse Student Body
Grades 06-12
C
The Springfield Renaissance School an Expeditionary Learning School
2.1 mi
|
#274 of 346
|
Score: 44.0
Improved 7 spots from last year
-14.3 below state avg
593 students
Diverse
High Graduation Rate
College Ready Curriculum
Grades 06-12
C-
Baystate Academy Charter Public School
3.1 mi
|
#314 of 346
|
Score: 34.8
Improved 29 spots from last year
-23.5 below state avg
388 students
Moderate
Rising School
College Ready Curriculum
Grades 06-12
B+
Gateway to College at Springfield Technical Community College
0.6 mi
|
#123 of 346
|
Score: 74.4
Same rank as last year
25 students
Moderate
College Ready Curriculum
Grades 09-12
C-
High School of Commerce
0.7 mi
|
#286 of 346
|
Score: 42.2
Improved 16 spots from last year
-16 below state avg
966 students
Moderate
11 sports
• 554 athletes
Early College Program
College Ready Curriculum
Grades 09-12
F
Phoenix Academy Public Charter High School, Springfield
0.8 mi
|
#340 of 346
|
Score: 20.6
Improved 8 spots from last year
-37.6 below state avg
158 students
Moderate
College Ready Curriculum
Grades 09-12
F
Springfield International Academy at Sci-Tech
2.2 mi
|
#338 of 346
|
Score: 21.5
Dropped 38 spots from last year
-36.7 below state avg
95 students
Diverse
Career Tech Programs
College Ready Curriculum
Grades 09-12
C-
Springfield High School of Science and Technology
2.2 mi
|
#306 of 346
|
Score: 37.1
Improved 4 spots from last year
-21.1 below state avg
1,091 students
Moderate
13 sports
• 870 athletes
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$103
Homeowners Insurance
$200
HOA Fee
$726/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
140 Chestnut St # 319, Springfield MA 01103
Springfield, MA 01103
Listing Information
Listing Agent
Bria Brantley
Listing Office
NextHome Elite Realty
Office Phone
413-391-1969
Agent MLS ID
CN246528
Office MLS ID
AN5708
Listing Data Updated
Aug 18, 2026 11:56 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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