Dimensions16 x 11
FeaturesCloset, Flooring - Hardwood
LevelSecond
46 Prospect St, Rutland MA 01543
Rutland, MA 01543
$549,900
$499,000
Est. $3,198/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
MOTIVATED SELLERS !!!!!! INCREDIBLE VALUE WITH 4 BEDROOMS AND 3+ PRIVATE ACRES FOR UNDER 500K !! Set on a peaceful wooded lot, this spacious home offers nearly 2,000 sq. ft. of living space, hardwood floors throughout and plenty of room to make it your own. Even better, several of the big ticket improvements have already been completed, including a NEW SEPTIC SYSTEM, NEW FURNACE AND NEW OIL TANK plus a 2024 water heater. Enjoy the privacy and space of 3 acres while still being convenient to town amenities. With four bedrooms, 1.5 bathrooms, a one car garage and major system updates already taken care of, this property offers a wonderful opportunity to add your personal style over time. Enjoy nearby hiking trails, parks, and year round outdoor recreation minutes from your doorstop A LOT OF HOUSE, LAND, AND VALUE AT 499K COME SEE THE POSSIBILITIES
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
9.3%
Price Range
Property Timeline
Price Reduced
Sep 16, 2026
$499,000
$25,900
(-4.93%)
From $524,900 to $499,000 (-4.9%)
Price Reduced
Aug 20, 2026
$524,900
$25,000
(-4.55%)
From $549,900 to $524,900 (-4.5%)
Showing Instructions Updated
Aug 6, 2026
New showing requirements
Showing Instructions Updated
Jul 22, 2026
New showing requirements
Listed for Sale
Jul 15, 2026
$549,900
Original listing
Office: Berkshire Hathaway HomeServices Commonwealth Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/16/2026 | ↓ Price Reduced | $499,000 | $25,900 | - | From $524,900 to $499,000 (-4.9%) |
| 08/20/2026 | ↓ Price Reduced | $524,900 | $25,000 | - | From $549,900 to $524,900 (-4.5%) |
| 08/06/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 07/22/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 07/15/2026 | 🏠 Listed for Sale | $549,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,697 | $400,100 |
Financial Details
Annual Property Tax
$5,697
Tax Year 2025
Assessed Value
$400,100
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1976
Living Area
1,976 sq ft
Lot Size
3.08 acres
Bedrooms
4
Full Baths
1
Half Baths
1
Total Rooms
8
Interior
Heating
Baseboard, Oil
Cooling
Window Unit(s)
Flooring
Laminate, Hardwood
Appliances
Water Heater, Dishwasher, Range, Refrigerator, Washer, Dryer
Fireplace
Family Room
Fireplaces
1
Basement
Garage Access
Laundry
In Basement, Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Deck - Wood
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Wood
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Under, Off Street, Stone/gravel
Total Spaces
5
Utilities
Electric
None
Water
Private
Sewer
Private Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$5,697
Assessed Value
$400,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Refrigerator In Basement To Remain, Washer Is Operational But Not Performing As Expected And May Require Maintenance *****some Photos Have Been Virtually Staged****
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
86 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1976
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,976 sq ft
Total Rooms
8
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,976 sq ft above grade
Dimensions12 x 11
FeaturesCloset, Flooring - Hardwood
LevelSecond
Dimensions12 x 11
FeaturesCloset, Flooring - Hardwood
LevelSecond
FeaturesBathroom - With Tub & Shower
LevelSecond
Dimensions15 x 11
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood
LevelSecond
Dimensions15 x 12
FeaturesCeiling Fan(s), Flooring - Laminate
LevelFirst
FeaturesBathroom - Half, Flooring - Vinyl
LevelFirst
Dimensions13 x 13
FeaturesFlooring - Hardwood
LevelFirst
Dimensions14 x 12
FeaturesFlooring - Hardwood, Deck - Exterior, Exterior Access
LevelFirst
Dimensions17 x 13
FeaturesFlooring - Hardwood
LevelFirst
Display Options
Outdoor Areas
Patio & porchDeck - Wood
Room Markers
KKitchen (1)
BRBedroom (4)
BABathroom (2)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Laminate, Hardwood
Appliances:
Water Heater, Dishwasher, Range, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Garage Access
Laundry:
In Basement, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Colonial
Year Built:
1976
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Private
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Wood
Patio & Porch:
Deck - Wood
Fencing:
Other Structures:
Lot Features:
Wooded, Gentle Sloping
Road Surface:
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
5
Parking Features:
Attached, Under, Off Street, Stone/Gravel
Special Features
Fireplaces:
1
Fireplace Type:
Family Room
Community Amenities:
Shopping, Pool, Park, Walk/Jog Trails, Golf, Medical Facility, Bike Path, House of Worship, Public School
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$475
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
46 Prospect St, Rutland MA 01543
Rutland, MA 01543
Listing Information
Listing Agent
Patty Downing
Listing Office
Berkshire Hathaway HomeServices Commonwealth Real Estate
Office Phone
508-834-1500
Agent MLS ID
CN244354
Office MLS ID
AN6448
Listing Data Updated
Oct 9, 2026 12:49 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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