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81 Cross St, Malden MA 02148

Malden, MA 02148
$939,999
Est. $5,771/month
4
Beds
3
Baths
2,196
Sq Ft
$428
Price/Sq Ft
0.13
Acres
1910
Year Built
3
Parking
8 hours 55 minutes
Time on Market
Active Open House Listed Jul 9, 2026 • MLS# 73547071 Copied! • Updated Jul 9, 2026

Open House Schedule

11
Jul
Saturday, July 11
11:00 AM - 1:00 PM EDT
12
Jul
Sunday, July 12
11:00 AM - 1:00 PM EDT

About this home

Beautifully maintained Two-Family home offering exceptional versatility for investors and owner-occupants. This property features a total of 4 Bedrooms, 3 full bathrooms and over 2,000 square feet of comfortable living space. Each unit offers bright, inviting interiors with functional layouts, generous living areas, and abundant natural light. The property has beeb well cared for and provides the perfect opportunity to generate rental income while enjoying the benefits of homeownership. Fully fenced backyard ideal for entertaining and a convenient location close to public transportation, major highways, restaurants and all that Malden has to offer.

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A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Market Insights

47.1%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Jul 9, 2026
$939,999
Original listing
Agent: Silvia Monteiro Office: Dell Realty Inc.
Previous Transaction - MLS #72014546
Full transaction history available when tracking began
🏷️
Previously Sold
Aug 31, 2016
$497,000
MLS #72014546

Tax History

Year Taxes Assessment
2026 $9,820 $861,400

Financial Details

Annual Property Tax
$9,820
Tax Year 2026
Assessed Value
$861,400

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1910
Living Area 2,196 sq ft
Lot Size 0.13 acres
Bedrooms 4
Full Baths 3
Total Rooms 11

Investment Metrics

Units 2
Unit 1 Rent $2,400/mo · N
Unit 2 Rent — · N
Total Monthly Rent $2,400/mo
Gross Income $28,800
Net Operating Income $28,800
Cap Rate 3.06%
Heating Oil, Unit Control
Cooling None
Flooring Hardwood, Tile
Appliances None
Fireplace None
Basement Full, Walk-out Access, Interior Entry
Laundry None
Features Bathroom With Tub & Shower, Ceiling Fan(s), Storage
Construction Frame
Architecture None
Roof Shingle
Features Balcony/deck
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch Porch, Deck, Patio
Features Paved Drive
Total Spaces 3
Electric 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range

Financial

Annual Tax $9,820
Assessed Value $861,400
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1910
Bedrooms
4
Full Bathrooms
3
Living Area
2,196 sq ft
Total Rooms
11
Stories
3
Levels
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Hardwood, Tile
Appliances:
Interior Features: Bathroom With Tub & Shower, Ceiling Fan(s), Storage
Windows:
Basement: Full, Walk-Out Access, Interior Entry
Laundry:
Security:

Construction & Materials

Year Built: 1910
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Oil, Unit Control
Heating Zones: 1
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck
Patio & Porch: Porch, Deck, Patio
Fencing: Fenced/Enclosed
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive
School District
Malden School District local
B-
School Safety 2024-25
1.6% Average
1.5% Suspensions 1.0% In-School 0.1% Emergency
3.9% below state avg
E

Elementary Schools

8 schools
B
Ferryway School
0.2 mi | #166 of 352 | Score: 43.0
Improved 23 spots from last year
-15.2 below state avg
920 students Very Diverse
Rising School Diverse Student Body
Grades K-08
Cheverus Elementary School
0.5 mi
Grades PK-08
D
Salemwood School
0.9 mi | #324 of 352 | Score: 28.9
Dropped 70 spots from last year
-29.4 below state avg
1,033 students Diverse
Diverse Student Body
Grades K-08
B-
Beebe School
1.0 mi | #196 of 352 | Score: 40.8
Dropped 50 spots from last year
-17.4 below state avg
921 students Very Diverse
Diverse Student Body
Grades K-08
A
Mystic Valley Regional Charter School
1.4 mi | #52 of 346 | Score: 67.0
Dropped 2 spots from last year
+8.8 above state avg
1,698 students Very Diverse
High Graduation Rate College Ready Curriculum Strong Athletics Diverse Student Body
Grades K-12
B-
Forestdale School
1.5 mi | #185 of 352 | Score: 41.8
Dropped 12 spots from last year
-16.4 below state avg
539 students Very Diverse
Diverse Student Body
Grades K-08
B-
Linden School
1.7 mi | #197 of 352 | Score: 40.7
Improved 30 spots from last year
-17.5 below state avg
813 students Very Diverse
Rising School Diverse Student Body
Grades K-08
Malden Early Learning Center
0.8 mi
238 students Very Diverse
Diverse Student Body
Grades PK
H

High Schools

2 schools
C+
Malden High School
0.5 mi | #226 of 346 | Score: 48.9
Improved 72 spots from last year
-9.3 below state avg
1,890 students Very Diverse
14 sports • 856 athletes
Early College Program Rising School Diverse Student Body
Grades 09-12
Malden Catholic High School
0.9 mi
19 sports • 2,126 athletes
Strong Athletics
Grades 09-12
Learn about these ratings

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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $818
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

81 Cross St, Malden MA 02148

Malden, MA 02148

Listing Information

Listing Agent Silvia Monteiro
Listing Office Dell Realty Inc.
Office Phone 617-629-5950
Agent MLS ID CN210980
Office MLS ID AN1378
Listing Data Updated Jul 9, 2026 8:18 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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