8 Jay St, Fitchburg MA 01420
Fitchburg, MA 01420 • Fitchburg
$569,900
$559,900
Est. $3,350/month
Track this home for price, status, and open-house alerts.
About this home
Delivered vacant at closing. Massive turnkey 2-family in a prime Fitchburg location near downtown and Fitchburg State University. Spanning 2,757 sq. ft., this spacious multi-family property is perfect for an investor or owner-occupant looking for a strong income-producing potential or house-hack. Featuring excellent 2022 improvements: a newer roof, updated forced-air HVAC systems, updated electrical, and highly desirable separate meters. The layout is primed for maximum ROI: Unit 1 features a 3-bedroom, 1-bathroom floor plan, while Unit 2 presents a massive value-add opportunity as a bi-level 5-bedroom, 2-bathroom suite. Both units boast refinished hardwood floors, brand-new kitchens, and updated bathrooms. Includes 4 off-street parking spaces and a full walk-out basement with washer/dryer hookups, dual egresses, and future finished-space potential, subject to permitting and approvals. Exceptional commuter location near Route 2, I-190, and the MBTA T-Station into Boston. Please note photos are virtually enhanced.
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Market Insights
1
Price Changes
1.8%
Price Range
Property Timeline
Agent Changed
Sep 2, 2026
North Shore and More Team → Xavier Cole
Agent: Xavier Cole
Agent Changed
Aug 29, 2026
Xavier Cole → North Shore and More Team
Agent: North Shore and More Team
Agent Changed
Aug 29, 2026
North Shore and More Team → Xavier Cole
Agent: Xavier Cole
Price Reduced
Aug 3, 2026
$559,900
$10,000
(-1.75%)
From $569,900 to $559,900 (-1.8%)
Listed for Sale
Jul 8, 2026
$569,900
Original listing
Agent: North Shore and More Team
Office: eXp Realty LLC - Corporate Office
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/02/2026 | 👤 Agent Changed | - | - | - | North Shore and More Team → Xavier Cole |
| 08/29/2026 | 👤 Agent Changed | - | - | - | Xavier Cole → North Shore and More Team |
| 08/29/2026 | 👤 Agent Changed | - | - | - | North Shore and More Team → Xavier Cole |
| 08/03/2026 | ↓ Price Reduced | $559,900 | $10,000 | - | From $569,900 to $559,900 (-1.8%) |
| 07/08/2026 | 🏠 Listed for Sale | $569,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $3,828 | $517,600 |
Financial Details
Annual Property Tax
$3,828
Tax Year 2025
Assessed Value
$517,600
Facts & Features
Central AC
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1900
Living Area
2,757 sq ft
Lot Size
0.12 acres
Stories
3
Bedrooms
8
Full Baths
3
Total Rooms
15
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
Forced Air, Natural Gas
Cooling
None, Central Air
Flooring
Hardwood
Appliances
Range, Dishwasher, Refrigerator, Freezer
Fireplace
None
Basement
Full, Walk-out Access
Laundry
None
Features
Crown Molding, Upgraded Cabinets, Bathroom With Tub & Shower, Remodeled, Storage, Upgraded Countertops, Living Room, Dining Room, Kitchen, Family Room, Laundry Room, Living Rm/dining Rm Combo, Office/den, Loft
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Patio
Parking
Features
Off Street
Total Spaces
4
Utilities
Electric
100 Amp Service, Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$3,828
Assessed Value
$517,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Photos Have Been Digitally Enhanced/ai-edited For Decluttering, Virtual Staging & Landscaping Visuals. Actual Condition May Vary. Buyer/agent To Verify And Do Due Diligence. Property Delivered Vacant At Closing; First-floor Unit Currently Vacant.
Exclusions
Personal Property.
Additional Details
Possession
None
Accepted Financing
Other (see Remarks)
Structure Type
[]
House Color
Green
Sq Ft Source
Public Record
Sq Ft Disclosures
P.R. includes 541 SqFt unfinished basement; living area is 2,757 SqFt above grade.
Documents
None
County
Worcester
Total market time (incl. prior listings)
57 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
8
Full Bathrooms
3
Living Area
2,757 sq ft
Total Rooms
15
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,757 sq ft above grade
0 sq ft below grade
Display Options
Outdoor Areas
Patio & porchPorch, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood
Appliances:
Range, Dishwasher, Refrigerator, Freezer
Interior Features:
Crown Molding, Upgraded Cabinets, Bathroom With Tub & Shower, Remodeled, Storage, Upgraded Countertops, Living Room, Dining Room, Kitchen, Family Room, Laundry Room, Living RM/Dining RM Combo, Office/Den, Loft
Windows:
Picture Window
Basement:
Full, Walk-Out Access
Laundry:
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Roof:
Foundation:
Concrete Perimeter, Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Heating Zones:
2
Cooling:
None, Central Air
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Patio
Fencing:
Other Structures:
Lot Features:
Other
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Off Street
Nearby Schools
School District
Fitchburg School District local
C+
School Safety
2024-25
8.1%
Above Average
4.6%
Suspensions
4.6%
In-School
3.5%
Emergency
2.6% above state avg
Elementary Schools
3 schools
Applewild School
0.7 mi
Grades K-09
C
McKay Elementary School
0.7 mi
|
#658 of 825
|
Score: 37.9
Improved 73 spots from last year
-20.3 below state avg
736 students
Diverse
Rising School
Grades 01-05
C-
South Street Early Learning Center
1.0 mi
|
#697 of 825
|
Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
569 students
Diverse
Diverse Student Body
Grades PK-K
Middle Schools
3 schools
D
Arthur M Longsjo Middle School
0.1 mi
|
#328 of 352
|
Score: 28.6
Improved 12 spots from last year
-29.6 below state avg
577 students
Diverse
Grades 06-08
C
Memorial Middle School
1.2 mi
|
#280 of 352
|
Score: 33.8
Dropped 10 spots from last year
-24.4 below state avg
620 students
Diverse
Diverse Student Body
Grades 06-08
B+
Lunenburg Middle School
4.1 mi
|
#127 of 352
|
Score: 46.8
Improved 7 spots from last year
-11.4 below state avg
382 students
Moderate
Grades 06-08
High Schools
3 schools
Notre Dame Preparatory High School
0.7 mi
Grades 09-12
St. Bernard's Central Catholic High School
0.9 mi
Grades 09-12
C-
Goodrich Academy
1.0 mi
|
#23 of 25
|
Score: 22.0
Improved 363 spots from last year
-36.2 below state avg
101 students
Diverse
Rising School
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$319
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
Fitchburg
8 Jay St, Fitchburg MA 01420
Fitchburg, MA 01420
Listing Information
Listing Agent
Xavier Cole
Listing Office
eXp Realty LLC - Corporate Office
Office Phone
888-854-7493
Agent MLS ID
CN239355
Office MLS ID
AC0342
Listing Data Updated
Sep 1, 2026 10:43 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Fitchburg.