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109 N Lake Ave, Southwick MA 01077

Southwick, MA 01077
$565,000
Est. $3,294/month
3
Beds
1.5
Baths
1,257
Sq Ft
$449
Price/Sq Ft
0.17
Acres
1930
Year Built
10
Parking
2
Days on Market
Active Open House Listed Jul 7, 2026 • MLS# 73546139 Copied! • Updated Jul 8, 2026

Open House Schedule

12
Jul
Sunday, July 12
12:00 PM - 1:30 PM EDT

About this home

Picture perfect and immaculately updated WATERFRONT living on Lake Congamond! This completely turn key property boasts stunning lake views, private dock and multi tiered deck for a lakeside lifestyle that can't be beat. 3 bedrooms and 1.5 baths offer space and style for all. The meticulously appointed kitchen is sure to please. Brand new laundry and high efficiency mini split systems provide optimal year round comfort. The entire home was transformed in 2025 including wiring, plumbing, flooring, insulation, appliances and baths. The home beams with light both inside or out on one of the spacious decks. Invite your family and friends to the ultimate summer BBQ with parking for 10 cars and store the boat year round in the ideal fenced in parking area. Book your showing now and be on the lake in no time!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 8, 2026
$565,000
Original listing
Agent: Thomas Warren Office: Coldwell Banker Realty

Tax History

Year Taxes Assessment
2025 $2,842 $182,500

Financial Details

Annual Property Tax
$2,842
Tax Year 2025
Assessed Value
$182,500

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1930
Living Area 1,257 sq ft
Lot Size 0.17 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 4

Interior

Heating Electric, Ductless
Cooling Ductless
Flooring Wood
Appliances Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Crawl Space, Unfinished
Laundry First Floor
Features None

Exterior

Construction Frame
Architecture Bungalow
Roof Shingle
Features Deck, Covered Patio/deck, Rain Gutters, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Deck, Covered
Features Off Street
Total Spaces 10
Electric 200+ Amp Service
Water Public
Sewer Private Sewer
Gas None
Other None
Annual Tax $2,842
Assessed Value $182,500
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1930
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,257 sq ft
Total Rooms
4

Room Details

First Floor

Bathroom1
Bathroom - Full, Bathroom - Tiled With Tub
Kitchen
Deck - Exterior
Bathroom2
Bathroom - Half
Bedroom2
Living Room
Ceiling Fan(s)
Master Bedroom
Deck - Exterior, Slider

Second Floor

Bedroom3
Deck - Exterior, Slider

Other Floor

Bedroom5
Bedroom4
Laundry Chute
Dining Room
Bathroom3
Office
Family Room
Master Bathroom

Interior Features

Flooring: Wood
Appliances: Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Full, Crawl Space, Unfinished
Laundry: First Floor
Security:

Construction & Materials

Style: Bungalow
Year Built: 1930
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Electric, Ductless
Cooling: Ductless
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Covered Patio/Deck, Rain Gutters, Fenced Yard
Patio & Porch: Deck, Covered
Fencing: Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 10
Parking Features: Off Street

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, Lake, Dock/Mooring, Access, Direct Access, Lake/Pond, 1/10 to 3/10 To Beach
View: Yes
View Type: Scenic View(s)
Community Amenities: Park, Walk/Jog Trails, Golf, Bike Path, Conservation Area

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $237
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

109 N Lake Ave, Southwick MA 01077

Southwick, MA 01077

Listing Information

Listing Agent Thomas Warren
Listing Office Coldwell Banker Realty
Office Phone 860-668-4589
Agent MLS ID CN246616
Office MLS ID AN6182
Listing Data Updated Jul 8, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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