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97 Cottage St # 97, Northbridge MA 01588

Northbridge, MA 01588
$499,000
Est. $3,316/month
5
Beds
3
Baths
2,681
Sq Ft
$186
Price/Sq Ft
1900
Year Built
4
Parking
9
Days on Market
Active Listed Jun 30, 2026 • MLS# 73543499 Copied! • Updated Jul 4, 2026

About this home

Don't miss this stunning, move-in ready 5-bed, 3.5-bath townhouse-style half-duplex in desirable Northbridge! This beautifully renovated 1900 colonial spans 2,681 sq ft across three levels, featuring gorgeous hardwood floors, a bright open living area, and a fully equipped kitchen with all appliances included.The third floor offers a fully self-contained in-law suite with its own kitchen, living area, bedroom, full bath, laundry and private deck — perfect for extended family or rental income. Outside, vinyl deck, oversized yard and 4 assigned parking spaces. At only $200/month HOA and a 2026 tax bill of just $4,708, the carrying costs are unbeatable. In-unit laundry, insulated windows, city water/sewer, and highway access complete the package. Located in a community surrounded by shopping, parks, golf courses, walking and biking trails, conservation areas, medical facilities, and convenient highway access, you'll enjoy the best of both peaceful suburban living and modern conveniences.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jun 30, 2026
$499,000
Original listing
Office: Realty One Group Dream Makers

Tax History

Year Taxes Assessment
2026 $4,708 $404,800

Financial Details

Annual Property Tax
$4,708
Tax Year 2026
HOA Fee
$200
Monthly
Assessed Value
$404,800

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1900
Living Area 2,681 sq ft
Bedrooms 5
Full Baths 3
Total Rooms 10

Interior

Heating Natural Gas
Cooling Central Air
Flooring Wood, Tile, Vinyl, Carpet
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Y
Laundry Dryer Hookup - Electric, Washer Hookup, In Basement, In Unit
Features Bathroom - Full, Dining Area, In-law Floorplan, Living/dining Rm Combo, Kitchen

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Porch, Deck - Vinyl
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck - Vinyl
Features Off Street, Assigned
Total Spaces 4
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $4,708
Assessed Value $404,800

HOA & Community

HOA Fee $200 Monthly
Fee Includes Insurance, Maintenance Structure, Reserve Funds
Amenities None
Optional Fee Includes None
Owner-Occupied Units 2
Down Payment Resource Eligible
Seller Disclosures Possible In-law/adu. Central Air In The In-law Unit.
Possession None
Accepted Financing None
Structure Type ["Townhouse","Half-Duplex"]
Unit/Building 97
Sq Ft Source Public Record
Documents Master Deed, Unit Deed, Certificate Of Insurance (3)
County Worcester
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1900
Bedrooms
5
Full Bathrooms
3
Living Area
2,681 sq ft
Total Rooms
10
Stories
3
Entry Level
1

Room Details

First Floor

Bathroom1
Dining Room
Kitchen
Living Room
Family Room

Second Floor

Bedroom3
Bathroom2
Bedroom2
Master Bedroom

Third Floor

Bedroom4
Bathroom3

Other Floor

Bedroom5
Office
Master Bathroom
No

Interior Features

Flooring: Wood, Tile, Vinyl, Carpet
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer
Interior Features: Bathroom - Full, Dining Area, In-Law Floorplan, Living/Dining Rm Combo, Kitchen
Windows: Insulated Windows
Basement: Y
Laundry: Dryer Hookup - Electric, Washer Hookup, In Basement, In Unit
Security:

Construction & Materials

Year Built: 1900
Structure Type: Townhouse, Half-Duplex
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 3

Heating, Cooling & Utilities

Heating: Natural Gas
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck - Vinyl
Patio & Porch: Porch, Deck - Vinyl
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street, Assigned

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Shopping, Tennis Court(s), Park, Walk/Jog Trails, Stable(s), Golf, Medical Facility, Bike Path, Conservation Area, Highway Access, House of Worship, Private School, Public School, T-Station, University

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $392
Homeowners Insurance $200
HOA Fee $200/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

97 Cottage St # 97, Northbridge MA 01588

Northbridge, MA 01588

Listing Information

Listing Agent Suzanne Gelven
Listing Office Realty One Group Dream Makers
Office Phone 508-269-3006
Agent MLS ID BB923039
Office MLS ID AN8682
Listing Data Updated Jul 4, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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