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22 Howard, Haverhill MA 01830 - Preview 1 22 Howard, Haverhill MA 01830 - Preview 2 22 Howard, Haverhill MA 01830 - Preview 3 22 Howard, Haverhill MA 01830 - Preview 4 22 Howard, Haverhill MA 01830 - Preview 5 22 Howard, Haverhill MA 01830 - Preview 6 22 Howard, Haverhill MA 01830 - Preview 7 22 Howard, Haverhill MA 01830 - Preview 8 22 Howard, Haverhill MA 01830 - Preview 9 22 Howard, Haverhill MA 01830 - Preview 10 22 Howard, Haverhill MA 01830 - Preview 11 22 Howard, Haverhill MA 01830 - Preview 12 22 Howard, Haverhill MA 01830 - Preview 13 22 Howard, Haverhill MA 01830 - Preview 14 22 Howard, Haverhill MA 01830 - Preview 15 22 Howard, Haverhill MA 01830 - Preview 16 22 Howard, Haverhill MA 01830 - Preview 17 22 Howard, Haverhill MA 01830 - Preview 18 22 Howard, Haverhill MA 01830 - Preview 19 22 Howard, Haverhill MA 01830 - Preview 20 22 Howard, Haverhill MA 01830 - Preview 21 22 Howard, Haverhill MA 01830 - Preview 22 22 Howard, Haverhill MA 01830 - Preview 23 22 Howard, Haverhill MA 01830 - Preview 24 22 Howard, Haverhill MA 01830 - Preview 25 22 Howard, Haverhill MA 01830 - Preview 26 22 Howard, Haverhill MA 01830 - Preview 27 22 Howard, Haverhill MA 01830 - Preview 28 22 Howard, Haverhill MA 01830 - Preview 29 22 Howard, Haverhill MA 01830 - Preview 30 22 Howard, Haverhill MA 01830 - Preview 31 22 Howard, Haverhill MA 01830 - Preview 32 22 Howard, Haverhill MA 01830 - Preview 33 22 Howard, Haverhill MA 01830 - Preview 34 22 Howard, Haverhill MA 01830 - Preview 35 22 Howard, Haverhill MA 01830 - Preview 36 22 Howard, Haverhill MA 01830 - Preview 37
22 Howard, Haverhill MA 01830 - Preview 1 22 Howard, Haverhill MA 01830 - Preview 2 22 Howard, Haverhill MA 01830 - Preview 3 22 Howard, Haverhill MA 01830 - Preview 4 22 Howard, Haverhill MA 01830 - Preview 5 22 Howard, Haverhill MA 01830 - Preview 6 22 Howard, Haverhill MA 01830 - Preview 7 22 Howard, Haverhill MA 01830 - Preview 8 22 Howard, Haverhill MA 01830 - Preview 9 22 Howard, Haverhill MA 01830 - Preview 10 22 Howard, Haverhill MA 01830 - Preview 11 22 Howard, Haverhill MA 01830 - Preview 12 22 Howard, Haverhill MA 01830 - Preview 13 22 Howard, Haverhill MA 01830 - Preview 14 22 Howard, Haverhill MA 01830 - Preview 15 22 Howard, Haverhill MA 01830 - Preview 16 22 Howard, Haverhill MA 01830 - Preview 17 22 Howard, Haverhill MA 01830 - Preview 18 22 Howard, Haverhill MA 01830 - Preview 19 22 Howard, Haverhill MA 01830 - Preview 20 22 Howard, Haverhill MA 01830 - Preview 21 22 Howard, Haverhill MA 01830 - Preview 22 22 Howard, Haverhill MA 01830 - Preview 23 22 Howard, Haverhill MA 01830 - Preview 24 22 Howard, Haverhill MA 01830 - Preview 25 22 Howard, Haverhill MA 01830 - Preview 26 22 Howard, Haverhill MA 01830 - Preview 27 22 Howard, Haverhill MA 01830 - Preview 28 22 Howard, Haverhill MA 01830 - Preview 29 22 Howard, Haverhill MA 01830 - Preview 30 22 Howard, Haverhill MA 01830 - Preview 31 22 Howard, Haverhill MA 01830 - Preview 32 22 Howard, Haverhill MA 01830 - Preview 33 22 Howard, Haverhill MA 01830 - Preview 34 22 Howard, Haverhill MA 01830 - Preview 35 22 Howard, Haverhill MA 01830 - Preview 36 22 Howard, Haverhill MA 01830 - Preview 37

22 Howard, Haverhill MA 01830

Haverhill, MA 01830
$775,000
Est. $4,669/month
6
Beds
2
Baths
2,882
Sq Ft
$269
Price/Sq Ft
0.10
Acres
1900
Year Built
4
Parking
2 Family - 2 Units Up/Down
Type
15
Days on Market
Active Listed Jun 26, 2026 • MLS# 73542598 Copied! • Updated Jul 7, 2026

About this home

Location, Location. Spacious, nice two family house. Second and third floor town house style apartment with 4 bedrooms, large master bedroom, walking closet, large kitchen and washer-dryer hook up. The first floor apartment has two bedrooms. Separate utilities. Separate electric breaker systems. Separate gas heating systems. Young roof. Large fenced in yard with patio. Large basement. Four parking spaces. Walking distance to hospital, library, shopping, restaurants. Easy access to 495 HWY, 125 RTE, 110 RTE and 97 RTE. Both tenants are TAW. All showings: 24 hour notice are required.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

👁️
Showing Instructions Updated
Jul 7, 2026
New showing requirements
👁️
Showing Instructions Updated
Jul 3, 2026
New showing requirements
👁️
Showing Instructions Updated
Jul 3, 2026
New showing requirements
🏠
Listed for Sale
Jun 27, 2026
$775,000
Original listing
Agent: Francisco Cruz Office: Francisco Cruz Real Estate

Tax History

Year Taxes Assessment
2025 $6,600 $616,600

Financial Details

Annual Property Tax
$6,600
Tax Year 2025
Assessed Value
$616,600

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1900
Living Area 2,882 sq ft
Lot Size 0.10 acres
Bedrooms 6
Full Baths 2
Total Rooms 12

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating Hot Water, Natural Gas, Unit Control, Other
Cooling Window Unit(s)
Flooring Wood, Plywood, Tile, Vinyl, Varies, Laminate, Hardwood, Other, Stone/ceramic Tile
Appliances Other, Range, Refrigerator, Energy Star Qualified Dishwasher, Dishwasher
Fireplace None
Basement Full, Interior Entry, Concrete
Laundry Washer Hookup, Dryer Hookup, Electric Dryer Hookup
Features Ceiling Fan(s), Upgraded Cabinets, Bathroom With Tub & Shower, Other, Floored Attic, Walk-up Attic, Heated Attic, Pantry, Upgraded Countertops, Walk-in Closet(s), Remodeled, Internet Available - Broadband, Living Room, Dining Room, Kitchen, Laundry Room
Construction Frame, See Remarks
Architecture None
Roof Shingle, Other
Features None
Pool None
Spa None
Fencing Fenced/enclosed
Patio/Porch None
Features Paved Drive, Off Street, Paved, Other
Total Spaces 4
Electric 110 Volts, 220 Volts, Circuit Breakers, 200+ Amp Service, Individually Metered, Other (see Remarks)
Water Public, Individual Meter
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $6,600
Assessed Value $616,600
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures None
Exclusions Washer, Dryer, Microwave And Tenants Personal Properties.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Essex
Total market time (incl. prior listings) 11 days

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
6
Full Bathrooms
2
Living Area
2,882 sq ft
Total Rooms
12
Stories
4
Levels
4

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Wood, Plywood, Tile, Vinyl, Varies, Laminate, Hardwood, Other, Stone/Ceramic Tile
Appliances: Other, Range, Refrigerator, ENERGY STAR Qualified Dishwasher, Dishwasher
Interior Features: Ceiling Fan(s), Upgraded Cabinets, Bathroom With Tub & Shower, Other, Floored Attic, Walk-Up Attic, Heated Attic, Pantry, Upgraded Countertops, Walk-In Closet(s), Remodeled, Internet Available - Broadband, Living Room, Dining Room, Kitchen, Laundry Room
Windows: Insulated Windows
Basement: Full, Interior Entry, Concrete
Laundry: Washer Hookup, Dryer Hookup, Electric Dryer Hookup
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame, See Remarks
Roof: Shingle, Other
Foundation: Stone, Other
Stories: 4

Heating, Cooling & Utilities

Heating: Hot Water, Natural Gas, Unit Control, Other
Heating Zones: 2
Cooling: Window Unit(s)
Hot Water: Natural Gas, Tank
Water Source: Public, Individual Meter
Sewer: Public Sewer
Energy Features: Varies per Unit

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing: Fenced/Enclosed
Other Structures:
Lot Features: Level, Other
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved, Other

Special Features

View: Yes
View Type: City View(s)
Community Amenities: Public Transportation, Park, Walk/Jog Trails, Medical Facility, Laundromat, Highway Access, Private School, Public School, T-Station, University, Other, Sidewalks
School District
Haverhill School District local
C
🎓 Where Graduates Go Class of 2021
57% attend college
30% 4-Year 26% 2-Year 9% Out of State 0% Working
⚠ School Safety 2024-25
3.1% Above Average
3.0% Suspensions 0.9% In-School 0.1% Emergency
↓ 2.4% below state avg
E

Elementary Schools

10 schools
St. Joseph School of All Saints Parish
0.9 mi
Grades PK-08
Sacred Hearts Elementary School
1.0 mi
Grades K-08
Greenleaf Academy
1.0 mi
34 students Diverse
Diverse Student Body
Grades 01-12
B-
Caleb Dustin Hunking School
1.7 mi | #188 of 352 | Score: 41.6
Dropped 23 spots from last year
-16.6 below state avg
1,062 students Diverse
Grades K-08
Bartlett School and Assessment Center
1.7 mi
45 students Diverse
Diverse Student Body
Grades K-12
B+
Hill View Montessori Charter Public School
2.5 mi | #7 of 16 | Score: 34.4
Improved 308 spots from last year
-23.8 below state avg
306 students Diverse
Rising School Diverse Student Body
Grades K-08
Bradford Christian Academy
2.9 mi
Grades K-12
C-
Walnut Square School
0.8 mi | #690 of 824 | Score: 36.3
Dropped 74 spots from last year
-21.9 below state avg
161 students Diverse
Grades K-03
C-
Pentucket Lake Elementary School
1.1 mi | #685 of 824 | Score: 36.3
Dropped 46 spots from last year
-21.9 below state avg
527 students Diverse
Grades K-05
C+
Golden Hill School
1.1 mi | #557 of 824 | Score: 42.7
Improved 13 spots from last year
-15.5 below state avg
502 students Diverse
Grades K-04
M

Middle Schools

3 schools
C
John G Whittier School
1.0 mi | #273 of 352 | Score: 34.0
Improved 26 spots from last year
-24.2 below state avg
487 students Diverse
Rising School
Grades 05-08
C-
Dr. Paul Nettle Middle School
1.1 mi | #292 of 352 | Score: 32.1
Dropped 42 spots from last year
-26.1 below state avg
503 students Diverse
Grades 05-08
C
Consentino Middle School
1.6 mi | #271 of 352 | Score: 34.3
Dropped 2 spots from last year
-23.9 below state avg
805 students Diverse
Grades 05-08
H

High Schools

3 schools
B-
Gateway Academy
0.6 mi | #15 of 25 | Score: 30.5
Improved 357 spots from last year
-27.7 below state avg
156 students Diverse
Rising School
Grades 07-12
C
Haverhill High School
1.5 mi | #258 of 346 | Score: 45.6
Improved 72 spots from last year
-12.6 below state avg
1,922 students Diverse
21 sports • 1,780 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
A-
Whittier Regional Vocational School
3.2 mi | #93 of 346 | Score: 60.7
Dropped 4 spots from last year
+2.5 above state avg
1,285 students Diverse
Early College Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $550
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

22 Howard, Haverhill MA 01830

Haverhill, MA 01830

Listing Information

Listing Agent Francisco Cruz
Listing Office Francisco Cruz Real Estate
Office Phone 978-828-2889
Agent MLS ID G8000014
Office MLS ID AN5843
Listing Data Updated Jul 7, 2026 4:09 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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BMN Boston Real Estate
Douglas Elliman
(617) 800 - 9008 contact@bmnboston.com
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