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33 Bay Road # 33, Ipswich MA 01938

Ipswich, MA 01938
$995,000
Est. $6,158/month
4
Beds
1
Baths
1,318
Sq Ft
$755
Price/Sq Ft
0.06
Acres
1930
Year Built
3
Parking
Active Under Contract Listed Jun 25, 2026 • MLS# 73542049 Copied! • Updated Jul 2, 2026

About this home

Quite possibly one of the nicest locations on Little Neck, is this 4 bedroom cottage with unobstructed views of the bay. If you have been waiting to find that special place to summer or better yet, convert it to year round living, this could be it! Well loved & maintained, updates include Hardy Plank siding (2017) and windows (2019). Little Neck has a private beach, dock, playground, community center (with summer activities), pickle ball and basketball too. Vacation 24/7 here.

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Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Jul 2, 2026
Active → Active Under Contract
🏠
Listed for Sale
Jun 25, 2026
$995,000
Original listing
Agent: Toni Riddle Office: Windhill Realty, LLC

Tax History

Year Taxes Assessment
2026 $8,771 $813,600

Financial Details

Annual Property Tax
$8,771
Tax Year 2026
HOA Fee
$196
Monthly
Assessed Value
$813,600

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1930
Living Area 1,318 sq ft
Lot Size 0.06 acres
Bedrooms 4
Full Baths 1
Total Rooms 8

Interior

Heating None
Cooling None
Flooring Wood, Tile, Carpet, Hardwood, Flooring - Hardwood
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer
Fireplace Living Room
Fireplaces 1
Basement N
Laundry First Floor, In Unit, Electric Dryer Hookup, Washer Hookup
Features Sun Room

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Deck - Composite, Storage
Pool None
Spa None
Fencing None
Patio/Porch Deck - Composite
Features Off Street, Tandem
Total Spaces 3
Electric Circuit Breakers
Water Public
Sewer Private Sewer, Holding Tank
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $8,771
Assessed Value $813,600

HOA & Community

HOA Fee $196 Monthly
Fee Includes Sewer, Insurance, Road Maintenance, Snow Removal, Trash
Amenities Playground, Clubroom, Beach Rights
Optional Fee Includes None
Pets Yes w/ Restrictions
Seller Disclosures This Home Is Part Of A Condominium Association With A Shared Waste Water System.
Exclusions Peonies By Front Door, Kayak & Trailer To Be Removed Prior To Closing. See Exclusion/Inclusion Sheet
Possession None
Accepted Financing None
Structure Type ["Detached"]
Unit/Building 33
Sq Ft Source Field Card
Sq Ft Disclosures See attached floor plans
Documents Master Deed, Unit Deed, Rules & Regs (3)
County Essex
Total market time (incl. prior listings) 7 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1930
Bedrooms
4
Full Bathrooms
1
Living Area
1,318 sq ft
Total Rooms
8
Stories
2
Entry Level
1

Room Details

First Floor

Bathroom1
Bathroom - Full, Bathroom - With Tub & Shower, Dryer Hookup - Electric, Washer Hookup
Kitchen
Flooring - Stone/Ceramic Tile, Dining Area
Living Room
Flooring - Hardwood

Second Floor

Bedroom4
Flooring - Wood
Bedroom3
Closet, Flooring - Wood
Bedroom2
Closet, Flooring - Wood
Master Bedroom
Closet/Cabinets - Custom Built, Flooring - Wood

Other Floor

Bedroom5
Dining Room
Bathroom2
Bathroom3
Office
Family Room
Master Bathroom
No

Interior Features

Flooring: Wood, Tile, Carpet, Hardwood, Flooring - Hardwood
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer
Interior Features: Sun Room
Windows: Window(s) - Bay/Bow/Box, Insulated Windows
Basement: N
Laundry: First Floor, In Unit, Electric Dryer Hookup, Washer Hookup
Security: Security Guard

Construction & Materials

Year Built: 1930
Structure Type: Detached
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 2

Heating, Cooling & Utilities

Heating: None
Cooling: None
Hot Water:
Water Source: Public
Sewer: Private Sewer, Holding Tank
Energy Features:

Exterior & Lot

Exterior Features: Deck - Composite, Storage
Patio & Porch: Deck - Composite
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Off Street, Tandem

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Waterfront: Yes
Waterfront Type: Waterfront, Bay, Access, Beach Access, Ocean, River, Walk to, Beach Ownership(Private)
Community Amenities: Shopping, Park, Walk/Jog Trails, Laundromat, Conservation Area, Highway Access, House of Worship, Marina, Public School, T-Station
School District
Ipswich School District local
A-
School Safety 2024-25
0.9% Low
0.9% Suspensions 0.8% In-School
4.6% below state avg
E

Elementary Schools

3 schools
A-
Winthrop School
2.4 mi | #197 of 824 | Score: 55.2
Dropped 158 spots from last year
-3.1 below state avg
373 students Moderate
Strong Attendance
Grades PK-05
B+
Pine Grove School
4.3 mi | #321 of 824 | Score: 50.1
Dropped 149 spots from last year
-8.1 below state avg
429 students Less Diverse
Grades PK-06
B+
Essex Elementary School
4.4 mi | #262 of 824 | Score: 52.0
Dropped 121 spots from last year
-6.2 below state avg
215 students Less Diverse
Grades K-05
M

Middle Schools

2 schools
A-
Ipswich Middle School
2.9 mi | #93 of 352 | Score: 50.4
Improved 8 spots from last year
-7.8 below state avg
377 students Moderate
Strong Attendance
Grades 06-08
North Shore Montessori School, Inc.
5.0 mi
Grades 01-06
H

High Schools

1 school
A+
Ipswich High School
2.9 mi | #36 of 346 | Score: 69.6
Improved 26 spots from last year
+11.4 above state avg
447 students Moderate
19 sports • 1,184 athletes
Strong AP Program High Graduation Rate Rising School College Ready Curriculum
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $731
Homeowners Insurance $200
HOA Fee $196/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

33 Bay Road # 33, Ipswich MA 01938

Ipswich, MA 01938

Listing Information

Listing Agent Toni Riddle
Listing Office Windhill Realty, LLC
Office Phone 978-356-8922
Agent MLS ID C8002939
Office MLS ID C95171
Listing Data Updated Jul 2, 2026 10:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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