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4 Elm Street, Oxford MA 01540

Oxford, MA 01540
$599,900
Est. $3,714/month
5
Beds
2.5
Baths
2,622
Sq Ft
$229
Price/Sq Ft
0.26
Acres
1877
Year Built
2
Garage Spaces
16
Days on Market
Active Listed Jun 23, 2026 • MLS# 73540396 Copied! • Updated Jul 3, 2026

About this home

Don't miss out on this very unique property! The main house features 8 rooms, 4 bedrooms, a formal dining room, a large living room, a den/office and a laundry room! The gorgeous apartment features 4 rooms and 1 bedroom. The layout can easily be re-configured which would allow the apartment to have 2 bedrooms! There are gleaming hardwood floors throughout the majority of the home and apartment! Updates include the roof - approx. 6 years ago, siding approx. 12 years ago and windows approx. 10 years ago! You'll love sitting out on your composite porch which overlooks the very large side yard and back yard! The location is a commuter's dream...only minutes to I-395 and many major routes! You can also walk to all of the downtown events including all the events at the Bandstand!

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

Back On Market
Jun 29, 2026
Active
Pending Sale
Jun 27, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Jun 23, 2026
$599,900
Original listing
Agent: Kevin O Connor Office: Kevin O'Connor Real Estate Professionals, Inc.

Tax History

Year Taxes Assessment
2026 $5,766 $471,500

Financial Details

Annual Property Tax
$5,766
Tax Year 2026
Assessed Value
$471,500

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style Multi Family
Year Built 1877
Living Area 2,622 sq ft
Lot Size 0.26 acres
Bedrooms 5
Full Baths 2
Half Baths 1
Total Rooms 12

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent $1,200/mo · Y
Total Monthly Rent $1,200/mo
Gross Income $14,400
Net Operating Income $14,400
Cap Rate 2.40%
Heating Steam, Oil
Cooling None
Flooring None
Appliances Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Basement Full, Bulkhead
Laundry None
Features Walk-up Attic, Living Room, Dining Room, Kitchen, Laundry Room, Office/den
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch
Garage Spaces 2
Has Garage Yes
Features Paved Drive, Off Street
Total Spaces 4
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Private Sewer
Gas None
Other None

Financial

Annual Tax $5,766
Assessed Value $471,500
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Mini Split In Kitchen Of Main House Does Not Work. Shared Driveway. 2 Year Lease For Apartment Stays With Sale. Passing Title 5 With A Large Cesspool. Town Field Card Lists Property As Having 4 Bedrooms.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 8 days

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1877
Bedrooms
5
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,622 sq ft
Total Rooms
12
Stories
3
Levels
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring:
Appliances: Range, Dishwasher, Microwave, Refrigerator
Interior Features: Walk-Up Attic, Living Room, Dining Room, Kitchen, Laundry Room, Office/Den
Windows:
Basement: Full, Bulkhead
Laundry:
Security:

Construction & Materials

Year Built: 1877
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Steam, Oil
Cooling:
Hot Water: Oil, Tank
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street
School District
Oxford School District local
D
School Safety 2024-25
5.3% Above Average
4.0% Suspensions 0.2% In-School 0.1% Expulsions 1.2% Emergency
0.2% below state avg
E

Elementary Schools

2 schools
Alfred M Chaffee School
1.0 mi
313 students Moderate
Grades K-02
B-
Clara Barton School
2.1 mi | #472 of 824 | Score: 45.4
Improved 145 spots from last year
-12.8 below state avg
307 students Moderate
Rising School
Grades 03-05
M

Middle Schools

1 school
C
Oxford Middle School
1.1 mi | #259 of 352 | Score: 35.7
Improved 1 spots from last year
-22.5 below state avg
385 students Moderate
Grades 06-08
H

High Schools

1 school
C-
Oxford High School
1.1 mi | #289 of 346 | Score: 41.6
Dropped 81 spots from last year
-16.6 below state avg
453 students Diverse
13 sports • 492 athletes
College Ready Curriculum
Grades PK-12
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Monthly Payment Calculator

Monthly Payment
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Loan Amount
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After down payment
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $481
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

4 Elm Street, Oxford MA 01540

Oxford, MA 01540

Listing Information

Listing Agent Kevin O Connor
Listing Office Kevin O'Connor Real Estate Professionals, Inc.
Office Phone 508-509-3825
Agent MLS ID K9500776
Office MLS ID AN7119
Listing Data Updated Jul 3, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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