187 Chestnut St, Holyoke MA 01040
Holyoke, MA 01040
$399,999
$380,000
Est. $2,540/month
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About this home
Fully vacant 2-family home offering a fantastic opportunity for both investors and owner-occupants! Each unit features 3 spacious bedrooms, large rooms, and high ceilings that create an open and inviting feel. With both units vacant, you can set your own rents or move right in while generating income from the second unit. The property also includes a walk-up attic with a finished room and additional unfinished space ready for your vision and renovation ideas. Current owner will leave building materials, including Sheetrock and insulation, to help complete the attic project. A detached 2-car garage provides additional storage, parking, or potential rental value. Conveniently located near shopping, restaurants, parks, schools, and major routes. Don’t miss the chance to add value and maximize returns with this versatile multifamily property in Holyoke!
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
5%
Price Range
Property Timeline
Agent Changed
Aug 14, 2026
Paulo Villegas → New Homes Realty Group
Agent: New Homes Realty Group
Price Reduced
Aug 13, 2026
$380,000
$19,999
(-5%)
From $399,999 to $380,000 (-5.0%)
Listed for Sale
Jun 21, 2026
$399,999
Original listing
Agent: Paulo Villegas
Office: Gallagher Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/14/2026 | 👤 Agent Changed | - | - | - | Paulo Villegas → New Homes Realty Group |
| 08/13/2026 | ↓ Price Reduced | $380,000 | $19,999 | - | From $399,999 to $380,000 (-5.0%) |
| 06/21/2026 | 🏠 Listed for Sale | $399,999 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,023 | $287,000 |
Financial Details
Annual Property Tax
$5,023
Tax Year 2025
Assessed Value
$287,000
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1900
Living Area
3,576 sq ft
Lot Size
0.20 acres
Stories
2
Bedrooms
6
Full Baths
2
Total Rooms
10
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
None
Cooling
None
Flooring
Wood
Appliances
None
Fireplace
None
Basement
Full
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Garage Spaces
2
Has Garage
Yes
Features
Paved Drive, Off Street
Total Spaces
12
Utilities
Electric
110 Volts
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$5,023
Assessed Value
$287,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
57 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
6
Full Bathrooms
2
Living Area
3,576 sq ft
Total Rooms
10
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,576 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Interior Features:
Windows:
Insulated Windows
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Brick/Mortar
Stories:
2
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
12
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Holyoke School District local
F
Where Graduates Go
Class of 2021
36%
attend college
15%
4-Year
21%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
12.2%
Above Average
9.6%
Suspensions
2.7%
In-School
2.6%
Emergency
6.7% above state avg
Elementary Schools
10 schools
Mater Dolorosa School
0.4 mi
Grades PK-08
First Lutheran School
1.0 mi
Grades PK-08
Center School/Crisis Interv & Assessment
1.2 mi
Grades PK-12
Blessed Sacrament School
1.2 mi
Grades PK-08
C-
Holyoke Community Charter School
1.7 mi
|
#314 of 352
|
Score: 30.4
Dropped 12 spots from last year
-27.8 below state avg
701 students
Less Diverse
Grades K-08
F
H.B. Lawrence School
0.2 mi
|
#822 of 824
|
Score: 22.9
Improved 14 spots from last year
-35.3 below state avg
305 students
Moderate
Grades PK-05
F
Kelly Elementary School
0.7 mi
|
#814 of 824
|
Score: 25.5
Improved 20 spots from last year
-32.7 below state avg
464 students
Less Diverse
Rising School
Grades PK-05
F
Morgan Full Service Community School
0.7 mi
|
#813 of 824
|
Score: 25.6
Improved 18 spots from last year
-32.7 below state avg
334 students
Less Diverse
Grades PK-05
C
E.N. White Elementary School
1.5 mi
|
#606 of 824
|
Score: 40.6
Improved 142 spots from last year
-17.6 below state avg
453 students
Moderate
Rising School
Grades PK-05
D
Lt. Elmer J. McMahon Elementary School
2.3 mi
|
#760 of 824
|
Score: 31.7
Dropped 15 spots from last year
-26.5 below state avg
317 students
Moderate
Grades PK-05
Middle Schools
2 schools
Dr. William R. Peck Middle School
0.9 mi
Grades 06-08
F
Lt. Clayre Sullivan Elementary School
1.7 mi
|
#348 of 352
|
Score: 24.0
Improved 19 spots from last year
-34.2 below state avg
463 students
Moderate
Grades 06-08
High Schools
4 schools
LightHouse Holyoke
0.4 mi
Grades 06-12
D
Holyoke High School
0.7 mi
|
#317 of 346
|
Score: 33.6
Improved 40 spots from last year
-24.6 below state avg
1,569 students
Moderate
15 sports
• 722 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
F
Opportunity Academy at Metcalf
1.3 mi
|
#335 of 346
|
Score: 22.7
Improved 49 spots from last year
-35.5 below state avg
213 students
Moderate
Rising School
Grades 09-12
B+
Gateway to College at Holyoke Community College
2.1 mi
|
#130 of 346
|
Score: 74.1
Same rank as last year
21 students
Diverse
College Ready Curriculum
Grades 09-12
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$419
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
187 Chestnut St, Holyoke MA 01040
Holyoke, MA 01040
Listing Information
Listing Agent
New Homes Realty Group
Listing Office
Gallagher Real Estate
Office Phone
413-536-7232
Agent MLS ID
TM339164
Office MLS ID
AN6336
Listing Data Updated
Aug 16, 2026 4:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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