460 Russell Road, Westfield MA 01085
Westfield, MA 01085
$525,000
$479,000
Est. $3,021/month
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About this home
Discover an outstanding investment opportunity at 460 Russell Road, Westfield, MA. Built in 1988, this well-maintained two-family property offers approximately 1,764 square feet of living space with an attractive combination of modern construction, strong rental potential, and highly favorable financing.Each unit provides comfortable living accommodations, with a total of 4 bedrooms, 2 full bathrooms, and 2 half bathrooms. The property’s efficient layout makes it ideal for owner-occupants, investors, or those seeking multi-generational living.Situated on a generous 26,734-square-foot lot, the property offers abundant outdoor space with room for recreation, future improvements, or enhanced landscaping.One of the most compelling features is the exceptional financing opportunity. The property is encumbered by an assumable private loan 20year amortization at 5% with 17 years left . Pmt $4,355.71 balance is $605,166(460&472 Russell Road are on the same loan and prefer to sell as package) In today’s interest rate environment, this financing can provide a significant advantage and improve overall investment returns.For qualified buyers, the seller may also consider:* Seller-held second mortgage financing, allowing for flexible deal structuring.* 1031 Exchange transactions.Flexible financing options may enable buyers to preserve capital for renovations, value-add improvements, or future acquisitions while benefiting from below-market financing.Whether you’re looking to expand your investment portfolio, complete a 1031 exchange, or purchase a quality multi-family property with unique financing advantages, 472 Russell Road deserves your attention.
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Recently Sold Nearby
Property History
Market Insights
3
Price Changes
8.8%
Price Range
Property Timeline
Price Reduced
Aug 4, 2026
$479,000
$20,000
(-4.01%)
From $499,000 to $479,000 (-4.0%)
Price Reduced
Jul 27, 2026
$499,000
$16,000
(-3.11%)
From $515,000 to $499,000 (-3.1%)
Price Reduced
Jul 8, 2026
$515,000
$10,000
(-1.9%)
From $525,000 to $515,000 (-1.9%)
Listed for Sale
Jun 20, 2026
$479,000
Original listing
Agent: Russell J. Sabadosa
Office: Premier Choice Realty
Listed for Sale
Jun 20, 2026
$479,000
Original listing
Agent: Russell J. Sabadosa
Office: Premier Choice Realty
Listed for Sale
Jun 20, 2026
$525,000
Original listing
Agent: Russell J. Sabadosa
Office: Premier Choice Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/04/2026 | ↓ Price Reduced | $479,000 | $20,000 | - | From $499,000 to $479,000 (-4.0%) |
| 07/27/2026 | ↓ Price Reduced | $499,000 | $16,000 | - | From $515,000 to $499,000 (-3.1%) |
| 07/08/2026 | ↓ Price Reduced | $515,000 | $10,000 | - | From $525,000 to $515,000 (-1.9%) |
| 06/20/2026 | 🏠 Listed for Sale | $479,000 | - | - | Original listing |
| 06/20/2026 | 🏠 Listed for Sale | $479,000 | - | - | Original listing |
| 06/20/2026 | 🏠 Listed for Sale | $525,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,787 | $320,600 |
Financial Details
Annual Property Tax
$4,787
Tax Year 2026
Assessed Value
$320,600
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Side by Side
Year Built
1988
Living Area
1,764 sq ft
Lot Size
0.61 acres
Stories
4
Bedrooms
4
Full Baths
2
Half Baths
2
Total Rooms
8
Investment Metrics
Units
2
Unit 1 Rent
$1,500/mo · Y
Unit 2 Rent
— · N
Total Monthly Rent
$1,500/mo
Gross Income
$31,620
Net Operating Income
$23,620
Operating Expenses
$8,000
Water/Sewer Expense
$1,200
Insurance Expense
$2,000
Cap Rate
4.93%
Interior
Heating
Forced Air
Cooling
None
Flooring
None
Appliances
Range, Dishwasher
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Total Spaces
6
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,787
Assessed Value
$320,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
None
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
68 days
Property Overview
Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
1988
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
2
Living Area
1,764 sq ft
Total Rooms
8
Stories
4
Levels
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,764 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Dishwasher
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1988
Structure Type:
Exterior Materials:
Roof:
Foundation:
Concrete Perimeter
Stories:
4
Heating, Cooling & Utilities
Heating:
Forced Air
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Nearby Schools
School District
Westfield School District local
C-
Where Graduates Go
Class of 2021
58%
attend college
40%
4-Year
18%
2-Year
10%
Out of State
2%
Working
School Safety
2024-25
5.0%
Above Average
3.7%
Suspensions
2.3%
In-School
1.3%
Emergency
0.5% below state avg
Elementary Schools
10 schools
St. Mary's Parish School - Elementary
2.2 mi
Grades PK-08
Full Gospel Christian School
2.8 mi
Grades K-08
White Oak School
4.5 mi
Grades 03-12
Westfield Christian Academy
5.4 mi
Grades K-09
B
Highland School
1.3 mi
|
#399 of 825
|
Score: 47.7
Improved 113 spots from last year
-10.5 below state avg
356 students
Moderate
Rising School
Grades PK-04
C-
Westfield River Elementary School
1.5 mi
|
#678 of 825
|
Score: 36.9
-21.3 below state avg
Limited historical data for year-over-year comparison
410 students
Diverse
Grades PK-04
Fort Meadow Early Childhood Center
2.4 mi
162 students
Moderate
Grades PK
B
Southampton Road School
3.3 mi
|
#390 of 825
|
Score: 48.0
Dropped 42 spots from last year
-10.2 below state avg
355 students
Moderate
Grades PK-04
C
Munger Hill School
3.7 mi
|
#654 of 825
|
Score: 38.1
Dropped 240 spots from last year
-20.1 below state avg
341 students
Moderate
Grades PK-04
C
Paper Mill School
4.2 mi
|
#625 of 825
|
Score: 39.6
Dropped 69 spots from last year
-18.7 below state avg
326 students
Diverse
Grades K-04
Middle Schools
2 schools
C+
Westfield Intermediate School
3.3 mi
|
#551 of 825
|
Score: 43.0
Dropped 15 spots from last year
-15.2 below state avg
690 students
Moderate
Grades 05-06
B-
Westfield Middle School
2.2 mi
|
#205 of 352
|
Score: 40.2
Dropped 36 spots from last year
-18 below state avg
686 students
Moderate
Grades 07-08
High Schools
3 schools
A
Westfield Technical Academy
1.4 mi
|
#5 of 25
|
Score: 50.8
Improved 190 spots from last year
-7.4 below state avg
553 students
Moderate
19 sports
• 508 athletes
Early College Program
High Graduation Rate
Rising School
Career Tech Programs
Grades 09-12
C+
Westfield High School
2.0 mi
|
#227 of 346
|
Score: 49.9
Improved 25 spots from last year
-8.3 below state avg
1,008 students
Moderate
20 sports
• 1,391 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
St. Mary's Parish School - Secondary
2.2 mi
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$399
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
460 Russell Road, Westfield MA 01085
Westfield, MA 01085
Listing Information
Listing Agent
Russell J. Sabadosa
Listing Office
Premier Choice Realty
Office Phone
413-200-8642
Agent MLS ID
M9500012
Office MLS ID
M95398
Listing Data Updated
Sep 4, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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