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46 Howard St, Lowell MA 01851

Lowell, MA 01851
$779,900
Est. $4,480/month
6
Beds
4
Baths
3,337
Sq Ft
$234
Price/Sq Ft
0.06
Acres
1900
Year Built
23
Days on Market
Active Listed Jun 17, 2026 • MLS# 73537611 Copied! • Updated Jun 21, 2026

About this home

This 4 unit mixed use property has been carefully maintained and upgraded over the last few years. Units consists of (2) 2 br 1 bath units,(1) Townhouse style 2br 1 bath, and (1) Commercial/Retail space which is presently a barbershop or possibly could be converted to residential space if desired . Residential units have forced hot air gas heating systems and electric heat in barber shop. Tenants pay own utilities excluding water. Present owners have done a lot of work updating and fixing up the property. Rents certainly have room to grow.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jun 17, 2026
$779,900
Original listing

Tax History

Year Taxes Assessment
2026 $4,039 $318,300

Financial Details

Annual Property Tax
$4,039
Tax Year 2026
Assessed Value
$318,300

Facts & Features

Home Facts

Type Residential Income
Style 4 Family - 4 Units Up/Down
Year Built 1900
Living Area 3,337 sq ft
Lot Size 0.06 acres
Bedrooms 6
Full Baths 4
Total Rooms 18

Investment Metrics

Units 4
Unit 1 Rent $1,530/mo · N
Unit 2 Rent $1,500/mo · N
Unit 3 Rent $1,650/mo
Unit 4 Rent $1,470/mo · Y
Total Monthly Rent $6,150/mo
Gross Income $73,800
Net Operating Income $58,805
Operating Expenses $14,995
Water/Sewer Expense $2,164
Insurance Expense $5,404
Cap Rate 7.54%
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Partial
Laundry None
Features None
Construction Frame
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck
Features None
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $4,039
Assessed Value $318,300
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Middlesex
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
4 Family - 4 Units Up/Down
Listing Type
For Sale
Year Built
1900
Bedrooms
6
Full Bathrooms
4
Living Area
3,337 sq ft
Total Rooms
18
Stories
2
Levels
2

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Partial
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof:
Foundation: Stone, Irregular
Stories: 2

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch, Deck
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Parking Features:
School District
Lowell School District local
C-
School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
2.5% below state avg
E

Elementary Schools

10 schools
B
Lowell Community Charter Public School
0.3 mi | #158 of 352 | Score: 43.9
Improved 29 spots from last year
-14.3 below state avg
816 students Diverse
Rising School Diverse Student Body
Grades PK-08
B
Rogers STEM Academy
0.3 mi | #8 of 16 | Score: 33.9
Improved 265 spots from last year
-24.3 below state avg
892 students Diverse
Rising School Diverse Student Body
Grades K-08
Hellenic American Academy
0.5 mi
Grades PK-08
St. Patrick School and Educational Center
0.6 mi
Grades PK-08
C
Bartlett Community Partnership School
0.8 mi | #266 of 352 | Score: 34.8
Improved 20 spots from last year
-23.4 below state avg
408 students Very Diverse
Rising School Diverse Student Body
Grades PK-08
Immaculate Conception School
0.9 mi
Grades PK-08
Community Christian Academy
0.9 mi
Grades PK-12
Lowell Catholic School
1.1 mi
Grades PK-12
St. Michael Elementary School
1.2 mi
Grades PK-08
St. Louis Elementary School
1.3 mi
Grades PK-08
M

Middle Schools

7 schools
B-
Kathryn P. Stoklosa Middle School
0.5 mi | #198 of 352 | Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students Diverse
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
0.9 mi
15 students Diverse
Diverse Student Body
Grades 01-08
C-
Benjamin F. Butler Middle School
1.1 mi | #303 of 352 | Score: 31.0
Dropped 47 spots from last year
-27.2 below state avg
516 students Very Diverse
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
1.4 mi | #120 of 352 | Score: 47.3
Improved 55 spots from last year
-10.9 below state avg
669 students Diverse
Rising School Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
1.7 mi | #288 of 352 | Score: 32.5
Improved 31 spots from last year
-25.7 below state avg
600 students Diverse
Rising School Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
1.8 mi | #267 of 352 | Score: 34.8
Improved 38 spots from last year
-23.5 below state avg
625 students Diverse
Rising School Diverse Student Body
Grades 05-08
C
Dr. An Wang School
1.8 mi | #255 of 352 | Score: 35.9
Improved 38 spots from last year
-22.3 below state avg
663 students Very Diverse
Rising School Diverse Student Body
Grades 05-08
H

High Schools

4 schools
F
The Career Academy
0.4 mi | #25 of 25 | Score: 14.1
Improved 363 spots from last year
-44.1 below state avg
83 students Diverse
Rising School Diverse Student Body
Grades 09-12
F
Lowell Middlesex Academy Charter School
0.6 mi | #339 of 346 | Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
0.7 mi
Grades 09-12
D
Leblanc Therapeutic Day School
1.6 mi | #376 of 346 | Score: 32.8
Same rank as last year
36 students Diverse
Diverse Student Body
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $337
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

46 Howard St, Lowell MA 01851

Lowell, MA 01851

Listing Information

Listing Agent Shawn Curran
Listing Office Prime Properties, Inc.
Office Phone 978-251-4229
Agent MLS ID CT008740
Office MLS ID AC2258
Listing Data Updated Jun 21, 2026 4:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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