BMN Boston

Get our mobile app!

Download on the App Store

55 Cottage Street, Fitchburg MA 01420

Fitchburg, MA 01420
$445,000
Est. $2,815/month
4
Beds
1.5
Baths
1,536
Sq Ft
$290
Price/Sq Ft
0.27
Acres
1908
Year Built
4
Parking
20
Days on Market
Active Open House Listed Jun 20, 2026 • MLS# 73535775 Copied! • Updated Jul 6, 2026

Open House Schedule

11
Jul
Saturday, July 11
11:30 AM - 1:00 PM EDT

About this home

Experience the enduring appeal of 55 Cottage Street, a well maintained home in a private location set back off the street. This home has 1,536 sq. ft. of living area with 4/5 bedrooms with 4 bdrms. on 2nd floor plus a bonus room on first floor for office or bedroom. All rooms have high ceilings and well-proportioned size rooms & closets plus a remodeled full bathroom and half bath. Kitchen has Corian counters, new stove, large pantry and option for laundry to be on first floor. Recent improvements are new architectural roof (Jan/2017) freshly painted rooms & re-finished deck. Paved driveway for 4-5 cars, shed plus a large backyard for your summer gatherings. If you are looking for your private driveway & quiet living, this is the one. Summer awaits the new owners arrival!

View in the App

Save this property, schedule tours instantly, and get alerts when the price drops

Scan to download BMN Boston app Scan with phone
Get the full experience in the BMN Boston app

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jun 20, 2026
$445,000
Original listing
Office: Coldwell Banker Realty - Leominster

Tax History

Year Taxes Assessment
2025 $4,379 $340,100

Financial Details

Annual Property Tax
$4,379
Tax Year 2025
Assessed Value
$340,100

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1908
Living Area 1,536 sq ft
Lot Size 0.27 acres
Bedrooms 4
Full Baths 1
Half Baths 1
Total Rooms 8

Interior

Heating Steam, Natural Gas
Cooling Window Unit(s)
Flooring Wood Laminate
Appliances Gas Water Heater, Leased Water Heater, Oven, Dishwasher, Refrigerator
Fireplace None
Basement Full, Partially Finished, Walk-out Access
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch - Enclosed, Deck - Roof, Deck - Wood
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed, Deck - Roof, Deck - Wood
Features Paved Drive, Tandem, Paved
Total Spaces 4
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Annual Tax $4,379
Assessed Value $340,100
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Seller Has Next House Under Agreement. Leased Hot Water Tank
Exclusions Washer & Dryer (Negotiable).
Possession None
Accepted Financing Lender Approval Required
Structure Type []
House Color White
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 16 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1908
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,536 sq ft
Total Rooms
8

Room Details

First Floor

Bathroom1
Bedroom5
Dining Room
Kitchen
Living Room

Second Floor

Bedroom4
Bedroom3
Bathroom2
Bedroom2
Master Bedroom

Other Floor

Bathroom3
Office
Family Room
Master Bathroom
No

Interior Features

Flooring: Wood Laminate
Appliances: Gas Water Heater, Leased Water Heater, Oven, Dishwasher, Refrigerator
Interior Features:
Windows:
Basement: Full, Partially Finished, Walk-Out Access
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security: Security System

Construction & Materials

Style: Colonial
Year Built: 1908
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Heating Zones: 1
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Deck - Roof, Deck - Wood
Patio & Porch: Porch - Enclosed, Deck - Roof, Deck - Wood
Fencing:
Other Structures:
Lot Features: Gentle Sloping
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Tandem, Paved
School District
Fitchburg School District local
C+
School Safety 2024-25
8.1% Above Average
4.6% Suspensions 4.6% In-School 3.5% Emergency
2.6% above state avg
E

Elementary Schools

3 schools
C
Reingold Elementary School
0.6 mi | #610 of 824 | Score: 40.4
Improved 113 spots from last year
-17.8 below state avg
679 students Diverse
Rising School Diverse Student Body
Grades 01-05
Applewild School
2.2 mi
Grades K-09
C-
South Street Early Learning Center
2.3 mi | #697 of 824 | Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
570 students Diverse
Grades PK-K
M

Middle Schools

3 schools
C
Memorial Middle School
1.6 mi | #274 of 352 | Score: 33.9
Dropped 4 spots from last year
-24.3 below state avg
601 students Diverse
Diverse Student Body
Grades 06-08
D
Arthur M Longsjo Middle School
2.3 mi | #323 of 352 | Score: 28.9
Improved 17 spots from last year
-29.3 below state avg
614 students Diverse
Grades 06-08
B
Overlook Middle School
4.8 mi | #170 of 352 | Score: 42.8
Dropped 7 spots from last year
-15.4 below state avg
576 students Less Diverse
Grades 06-08
H

High Schools

3 schools
A
Montachusett Regional Vocational Technical School
1.2 mi | #64 of 346 | Score: 65.1
Improved 11 spots from last year
+6.9 above state avg
1,417 students Moderate
High Graduation Rate Career Tech Programs College Ready Curriculum Strong Attendance
Grades 09-12
Notre Dame Preparatory High School
2.2 mi
Grades 09-12
C+
Sizer School: A North Central Charter Essential School
2.9 mi | #221 of 346 | Score: 49.3
Improved 25 spots from last year
-8.9 below state avg
282 students Diverse
Early College Program Rising School College Ready Curriculum
Grades 07-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $365
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

55 Cottage Street, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Listing Agent Linda Zichelle
Listing Office Coldwell Banker Realty - Leominster
Office Phone 978-840-4014
Agent MLS ID BB923636
Office MLS ID AN6215
Listing Data Updated Jul 6, 2026 6:02 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
Douglas Elliman
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Fitchburg, MA

Real-time market trends and pricing data for this area

55 Cottage Street, Fitchburg MA 01420 - Photo 1 55 Cottage Street, Fitchburg MA 01420 - Photo 2 55 Cottage Street, Fitchburg MA 01420 - Photo 3 55 Cottage Street, Fitchburg MA 01420 - Photo 4 55 Cottage Street, Fitchburg MA 01420 - Photo 5 55 Cottage Street, Fitchburg MA 01420 - Photo 6 55 Cottage Street, Fitchburg MA 01420 - Photo 7 55 Cottage Street, Fitchburg MA 01420 - Photo 8 55 Cottage Street, Fitchburg MA 01420 - Photo 9 55 Cottage Street, Fitchburg MA 01420 - Photo 10 55 Cottage Street, Fitchburg MA 01420 - Photo 11 55 Cottage Street, Fitchburg MA 01420 - Photo 12 55 Cottage Street, Fitchburg MA 01420 - Photo 13 55 Cottage Street, Fitchburg MA 01420 - Photo 14 55 Cottage Street, Fitchburg MA 01420 - Photo 15 55 Cottage Street, Fitchburg MA 01420 - Photo 16 55 Cottage Street, Fitchburg MA 01420 - Photo 17 55 Cottage Street, Fitchburg MA 01420 - Photo 18 55 Cottage Street, Fitchburg MA 01420 - Photo 19 55 Cottage Street, Fitchburg MA 01420 - Photo 20
BMN Boston Real Estate

BMN Boston Real Estate

Douglas Elliman

Your message will be sent to BMN Boston Real Estate.

Schedule a Tour