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181-183 High St, Holyoke MA 01040

Holyoke, MA 01040
$599,000
Est. $3,539/month
8
Beds
8
Baths
5,068
Sq Ft
$118
Price/Sq Ft
0.04
Acres
1850
Year Built
29
Days on Market
Active Listed Jun 11, 2026 • MLS# 73534978 Copied! • Updated Jun 15, 2026

About this home

Mixed-use investment opportunity with strong value-add potential! This property features an income-producing commercial church space, occupied residential units with long-term tenants, and additional studio apartments offering future income growth. Current rental income is generated from the commercial unit and residential tenants, while several units are undergoing renovations or require repairs to be converted into rentable studio apartments. Ideal for investors seeking to increase cash flow through improvements and lease-up opportunities. Conveniently located in downtown Holyoke, public transportation, shopping, and major routes. Property offers a unique combination of commercial and residential use with significant upside potential. Sold as-is.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jun 12, 2026
$599,000
Original listing
Agent: Gilnerys Santana Office: Amaral & Associates RE

Tax History

Year Taxes Assessment
2026 $3,717 $230,700

Financial Details

Annual Property Tax
$3,717
Tax Year 2026
Assessed Value
$230,700

Facts & Features

Home Facts

Type Residential Income
Style 5-9 Family
Year Built 1850
Living Area 5,068 sq ft
Lot Size 0.04 acres
Bedrooms 8
Full Baths 7
Half Baths 2
Total Rooms 23

Investment Metrics

Units 7
Unit 1 Rent $1,100/mo · N
Unit 2 Rent $800/mo · N
Unit 3 Rent $800/mo
Total Monthly Rent $2,700/mo
Gross Income $32,400
Net Operating Income $32,400
Cap Rate 5.41%
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Full
Laundry None
Features None
Construction Brick
Architecture None
Roof Tar/gravel
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $3,717
Assessed Value $230,700
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Buyer And Buyers Agent To Perform Their Own Due Diligence Regarding All Aspects Of The Property.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
5-9 Family
Listing Type
For Sale
Year Built
1850
Bedrooms
8
Full Bathrooms
7
Half Bathrooms
2
Living Area
5,068 sq ft
Total Rooms
23
Stories
3
Levels
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1850
Structure Type:
Exterior Materials: Brick
Roof: Tar/Gravel
Foundation: Brick/Mortar
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Oil
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Parking Features:

Special Features

View: Yes
View Type: City View(s)
Community Amenities: Public Transportation, Shopping, Highway Access, House of Worship, T-Station
School District
Holyoke School District local
F
🎓 Where Graduates Go Class of 2021
36% attend college
15% 4-Year 21% 2-Year 4% Out of State 4% Working
School Safety 2024-25
12.2% Above Average
9.6% Suspensions 2.7% In-School 2.6% Emergency
6.7% above state avg
E

Elementary Schools

3 schools
Mater Dolorosa School
0.1 mi
Grades PK-08
F
H.B. Lawrence School
0.5 mi | #822 of 824 | Score: 22.9
Improved 14 spots from last year
-35.3 below state avg
305 students Moderate
Grades PK-05
F
Kelly Elementary School
0.5 mi | #814 of 824 | Score: 25.5
Improved 20 spots from last year
-32.7 below state avg
464 students Less Diverse
Rising School
Grades PK-05
M

Middle Schools

3 schools
Dr. William R. Peck Middle School
1.2 mi
Grades 06-08
C
Bellamy Middle School
1.5 mi | #256 of 352 | Score: 35.8
Dropped 10 spots from last year
-22.4 below state avg
776 students Diverse
Grades 06-08
F
Lt. Clayre Sullivan Elementary School
1.9 mi | #348 of 352 | Score: 24.0
Improved 19 spots from last year
-34.2 below state avg
463 students Moderate
Grades 06-08
H

High Schools

3 schools
LightHouse Holyoke
0.5 mi
Grades 06-12
D
Holyoke High School
1.0 mi | #317 of 346 | Score: 33.6
Improved 40 spots from last year
-24.6 below state avg
1,569 students Moderate
15 sports • 722 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
F
Opportunity Academy at Metcalf
1.6 mi | #335 of 346 | Score: 22.7
Improved 49 spots from last year
-35.5 below state avg
213 students Moderate
Rising School
Grades 09-12
Learn about these ratings

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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $310
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

181-183 High St, Holyoke MA 01040

Holyoke, MA 01040

Listing Information

Listing Agent Gilnerys Santana
Listing Office Amaral & Associates RE
Office Phone 508-674-4972
Agent MLS ID CN253311
Office MLS ID FR0160
Listing Data Updated Jun 15, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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