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118-120 Charles Street, Quincy MA 02169

Quincy, MA 02169
$839,000
Est. $5,188/month
5
Beds
2
Baths
1,368
Sq Ft
$613
Price/Sq Ft
0.10
Acres
2021
Year Built
4
Parking
29
Days on Market
Active Listed Jun 10, 2026 • MLS# 73533845 Copied! • Updated Jun 14, 2026

About this home

Rare opportunity to own a unique multi-building property just a short walk from the ocean! Built in 2021 and only 5 years young, this exceptional property features two separate buildings, offering an ideal setup for investors, owner-occupants, multigenerational living, or those seeking additional privacy.Each building is thoughtfully designed with UPDATED KITCHENS and MODERN BATHROOMS, CENTRAL AIR, CENTRAL HEAT, beautiful HARDWOOD FLOORS, and convenient IN-UNIT LAUNDRY. The SEPARATE-BUILDING layout provides enhanced privacy and flexibility, making it easy to live in one building while generating rental income from the other, or maximize investment potential with both units.Enjoy the COASTAL LIFESTYLE with the ocean just steps away—perfect for relaxing walks, fresh sea breezes, and unwinding after a busy day. Combining modern construction, desirable amenities, and an unbeatable location, this property offers comfort, versatility, and long-term value. This is a MUST SEE!

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Property History

Market Insights

Property Timeline

👁️
Showing Instructions Updated
Jun 13, 2026
New showing requirements
🏠
Listed for Sale
Jun 10, 2026
$839,000
Original listing

Tax History

Year Taxes Assessment
2026 $8,946 $759,400

Financial Details

Annual Property Tax
$8,946
Tax Year 2026
Assessed Value
$759,400

Facts & Features

Central AC

Home Facts

Type Residential Income
Style 2 Family - 2 Units Side by Side
Year Built 2021
Living Area 1,368 sq ft
Lot Size 0.10 acres
Bedrooms 5
Full Baths 2
Total Rooms 10

Investment Metrics

Units 2
Unit 1 Rent $2,700/mo · N
Unit 2 Rent — · N
Total Monthly Rent $2,700/mo
Gross Income $32,400
Net Operating Income $32,400
Operating Expenses $4,600
Water/Sewer Expense $2,400
Insurance Expense $2,200
Cap Rate 3.86%
Heating Central
Cooling Central Air
Flooring Tile, Hardwood
Appliances Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace None
Basement None
Laundry Washer Hookup
Features Living Room, Kitchen, Office/den
Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck, Covered
Features Paved Drive, Tandem
Total Spaces 4
Electric Circuit Breakers, 100 Amp Service, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, Washer Hookup

Financial

Annual Tax $8,946
Assessed Value $759,400
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures 2 Separate Buildings, In Flood Zone.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Other
Documents None
County Norfolk
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
2021
Bedrooms
5
Full Bathrooms
2
Living Area
1,368 sq ft
Total Rooms
10
Stories
2
Levels
2

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Tile, Hardwood
Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features: Living Room, Kitchen, Office/Den
Windows:
Basement:
Laundry: Washer Hookup
Security:

Construction & Materials

Year Built: 2021
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 2

Heating, Cooling & Utilities

Heating: Central
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 2
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch, Deck, Covered
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Tandem

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $746
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

118-120 Charles Street, Quincy MA 02169

Quincy, MA 02169

Listing Information

Listing Agent Tin Yeung
Listing Office Esteem Realty, LLC
Office Phone 781-603-7518
Agent MLS ID CN202135
Office MLS ID AN4420
Listing Data Updated Jun 14, 2026 4:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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