FeaturesBathroom - Tiled With Shower Stall, Bathroom - With Tub
LevelSecond
48 Water St # 405, Worcester MA 01604
Worcester, MA 01604
$350,000
$330,000
Est. $2,709/month
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About this home
PRICED WELL BELOW APPRAISED VALUE PLUS $2K BACK TOWARDS CLOSING COSTS!! Experience urban living at its finest in this gorgeous, loft-style condo located in the Canal District, moments from some of Worcester's main attractions. This stunning 1-bedroom, 1.5-bathroom unit offers high-end finishes and an unbeatable location, perfect for city enthusiasts and pet owners alike. Enjoy soaring high ceilings and massive windows that flood the space with natural light, highlighting the beautiful newer vinyl plank flooring. The kitchen is equipped with granite counters, stainless steel appliances and a peninsula. Step outside and find yourself close to polar park, dining and shopping, Worcester ice and union station. Residents enjoy a host of luxurious amenities for a premier lifestyle. A clubroom for hosting parties, on-site fitness center and secure bicycle storage. Pay electricity and internet only! This condo has an unrivaled city location with easy highway access.
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Recently Sold Nearby
Property History
Market Insights
4
Price Changes
5.7%
Price Range
Property Timeline
Price Reduced
Aug 12, 2026
$330,000
$9,500
(-2.8%)
From $339,500 to $330,000 (-2.8%)
Price Reduced
Jul 24, 2026
$339,500
$400
(-0.12%)
From $339,900 to $339,500 (-0.1%)
Price Reduced
Jul 8, 2026
$339,900
$2,000
(-0.58%)
From $341,900 to $339,900 (-0.6%)
Price Reduced
Jun 14, 2026
$341,900
$8,100
(-2.31%)
From $350,000 to $341,900 (-2.3%)
Showing Instructions Updated
Jun 11, 2026
New showing requirements
Showing Instructions Updated
Jun 8, 2026
New showing requirements
Showing Instructions Updated
Jun 6, 2026
New showing requirements
Listed for Sale
Jun 3, 2026
$350,000
Original listing
Agent: Katey Tata
Office: Keller Williams Realty North Central
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/12/2026 | ↓ Price Reduced | $330,000 | $9,500 | - | From $339,500 to $330,000 (-2.8%) |
| 07/24/2026 | ↓ Price Reduced | $339,500 | $400 | - | From $339,900 to $339,500 (-0.1%) |
| 07/08/2026 | ↓ Price Reduced | $339,900 | $2,000 | - | From $341,900 to $339,900 (-0.6%) |
| 06/14/2026 | ↓ Price Reduced | $341,900 | $8,100 | - | From $350,000 to $341,900 (-2.3%) |
| 06/11/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 06/08/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 06/06/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 06/03/2026 | 🏠 Listed for Sale | $350,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $3,789 | $287,300 |
Financial Details
Annual Property Tax
$3,789
Tax Year 2025
HOA Fee
$525
Monthly
Assessed Value
$287,300
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
1890
Living Area
871 sq ft
Stories
2
Bedrooms
1
Full Baths
1
Half Baths
1
Total Rooms
3
Interior
Heating
Forced Air
Cooling
Central Air
Flooring
None
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer/dryer
Fireplace
None
Basement
N
Laundry
Second Floor, In Building, In Unit
Features
None
Exterior
Construction
Brick
Architecture
None
Roof
Rubber
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street, Assigned, Available For Purchase
Total Spaces
1
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$3,789
Assessed Value
$287,300
HOA & Community
HOA Fee
$525 Monthly
Fee Includes
Heat, Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities
Elevator(s), Fitness Center, Clubroom
Optional Fee Includes
Additional Parking Space
Down Payment Resource
Eligible
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Sellers Are Willing To Contribute $2, 000 Towards Buyers Closing Costs, Points And/or Prepaids! Buyer Is Responsible For Obtaining And Further Condo Docs. Go To Http://www.condocerts.com/ And Register To Order Additional Documents. Seller Will Provide A 6d Certificate At Closing.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Loft"]
Unit/Building
405
Sq Ft Source
Public Record
Documents
Master Deed, Unit Deed, Rules & Regs, Management Association Bylaws, Association Financial Statements (5)
County
Worcester
Total market time (incl. prior listings)
74 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1890
Bedrooms
1
Full Bathrooms
1
Half Bathrooms
1
Living Area
871 sq ft
Total Rooms
3
Stories
2
Entry Level
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
871 sq ft above grade
FeaturesCathedral Ceiling(s), Closet, Flooring - Wall to Wall Carpet, Closet - Double
LevelSecond
LevelFirst
FeaturesCountertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances, Lighting - Pendant
LevelFirst
FeaturesCathedral Ceiling(s)
LevelFirst
FeaturesYes
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer/Dryer
Interior Features:
Windows:
Basement:
N
Laundry:
Second Floor, In Building, In Unit
Security:
Intercom
Construction & Materials
Year Built:
1890
Structure Type:
Loft
Exterior Materials:
Brick
Roof:
Rubber
Foundation:
Stories:
2
Heating, Cooling & Utilities
Heating:
Forced Air
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
1
Parking Features:
Off Street, Assigned, Available for Purchase
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
3 schools
F
Grafton Street School
0.4 mi
|
#795 of 824
|
Score: 29.1
Improved 4 spots from last year
-29.1 below state avg
386 students
Diverse
Diverse Student Body
Grades K-06
C-
Learning First Charter Public School
0.5 mi
|
#289 of 352
|
Score: 32.5
Improved 43 spots from last year
-25.7 below state avg
666 students
Diverse
Rising School
Grades K-08
F
Union Hill School
0.5 mi
|
#815 of 824
|
Score: 25.3
Dropped 19 spots from last year
-33 below state avg
377 students
Diverse
Grades K-06
Middle Schools
2 schools
C-
Worcester East Middle School
0.7 mi
|
#298 of 352
|
Score: 31.5
Improved 55 spots from last year
-26.7 below state avg
731 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
The Nativity School of Worcester
1.1 mi
Grades 05-08
High Schools
3 schools
Worcester Academy
0.4 mi
Grades 06-12
B+
Claremont Academy
1.2 mi
|
#9 of 25
|
Score: 38.3
Improved 317 spots from last year
-20 below state avg
474 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
Worcester Alternative High School
1.2 mi
36 students
Diverse
Grades 07-12
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Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$316
Homeowners Insurance
$200
HOA Fee
$525/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
48 Water St # 405, Worcester MA 01604
Worcester, MA 01604
Listing Information
Listing Agent
Katey Tata
Listing Office
Keller Williams Realty North Central
Office Phone
978-840-9000
Agent MLS ID
CN216133
Office MLS ID
K95580
Listing Data Updated
Aug 16, 2026 4:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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