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48 Water St # 405, Worcester MA 01604 - Preview 1 48 Water St # 405, Worcester MA 01604 - Preview 2 48 Water St # 405, Worcester MA 01604 - Preview 3 48 Water St # 405, Worcester MA 01604 - Preview 4 48 Water St # 405, Worcester MA 01604 - Preview 5 48 Water St # 405, Worcester MA 01604 - Preview 6 48 Water St # 405, Worcester MA 01604 - Preview 7 48 Water St # 405, Worcester MA 01604 - Preview 8 48 Water St # 405, Worcester MA 01604 - Preview 9 48 Water St # 405, Worcester MA 01604 - Preview 10 48 Water St # 405, Worcester MA 01604 - Preview 11 48 Water St # 405, Worcester MA 01604 - Preview 12 48 Water St # 405, Worcester MA 01604 - Preview 13 48 Water St # 405, Worcester MA 01604 - Preview 14 48 Water St # 405, Worcester MA 01604 - Preview 15 48 Water St # 405, Worcester MA 01604 - Preview 16 48 Water St # 405, Worcester MA 01604 - Preview 17 48 Water St # 405, Worcester MA 01604 - Preview 18 48 Water St # 405, Worcester MA 01604 - Preview 19 48 Water St # 405, Worcester MA 01604 - Preview 20 48 Water St # 405, Worcester MA 01604 - Preview 21 48 Water St # 405, Worcester MA 01604 - Preview 22 48 Water St # 405, Worcester MA 01604 - Preview 23 48 Water St # 405, Worcester MA 01604 - Preview 24 48 Water St # 405, Worcester MA 01604 - Preview 25
48 Water St # 405, Worcester MA 01604 - Preview 1 48 Water St # 405, Worcester MA 01604 - Preview 2 48 Water St # 405, Worcester MA 01604 - Preview 3 48 Water St # 405, Worcester MA 01604 - Preview 4 48 Water St # 405, Worcester MA 01604 - Preview 5 48 Water St # 405, Worcester MA 01604 - Preview 6 48 Water St # 405, Worcester MA 01604 - Preview 7 48 Water St # 405, Worcester MA 01604 - Preview 8 48 Water St # 405, Worcester MA 01604 - Preview 9 48 Water St # 405, Worcester MA 01604 - Preview 10 48 Water St # 405, Worcester MA 01604 - Preview 11 48 Water St # 405, Worcester MA 01604 - Preview 12 48 Water St # 405, Worcester MA 01604 - Preview 13 48 Water St # 405, Worcester MA 01604 - Preview 14 48 Water St # 405, Worcester MA 01604 - Preview 15 48 Water St # 405, Worcester MA 01604 - Preview 16 48 Water St # 405, Worcester MA 01604 - Preview 17 48 Water St # 405, Worcester MA 01604 - Preview 18 48 Water St # 405, Worcester MA 01604 - Preview 19 48 Water St # 405, Worcester MA 01604 - Preview 20 48 Water St # 405, Worcester MA 01604 - Preview 21 48 Water St # 405, Worcester MA 01604 - Preview 22 48 Water St # 405, Worcester MA 01604 - Preview 23 48 Water St # 405, Worcester MA 01604 - Preview 24 48 Water St # 405, Worcester MA 01604 - Preview 25

48 Water St # 405, Worcester MA 01604

Worcester, MA 01604
$350,000
$341,900
Est. $2,770/month
1
Beds
1.5
Baths
871
Sq Ft
$393
Price/Sq Ft
1890
Year Built
1
Parking
Condominium
Type
33
Days on Market
Active Price Drop -$8,100 Listed Jun 3, 2026 • MLS# 73529425 Copied! • Updated Jul 2, 2026

About this home

Experience urban living at its finest in this gorgeous, loft-style condo located moments from some of Worcester's main attractions. This stunning 1-bedroom, 1.5-bathroom unit offers high-end finishes and an unbeatable location, perfect for city enthusiasts and pet owners alike. Enjoy soaring high ceilings and massive windows that flood the space with natural light, highlighting the beautiful newer vinyl plank flooring. The kitchen is equipped with granite counters, stainless steel appliances and a peninsula. Step outside and find yourself close to polar park, dining and shopping, Worcester ice and union station. Residents enjoy a host of luxurious amenities for a premier lifestyle. A clubroom for hosting parties, on-site fitness center and secure bicycle storage. Pay electricity and internet only! This condo has an unrivaled city location with easy highway access.

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
2.3%
Price Range

Property Timeline

↓
Price Reduced
Jun 14, 2026
$341,900 $8,100 (-2.31%)
From $350,000 to $341,900 (-2.3%)
👁️
Showing Instructions Updated
Jun 11, 2026
New showing requirements
👁️
Showing Instructions Updated
Jun 8, 2026
New showing requirements
👁️
Showing Instructions Updated
Jun 6, 2026
New showing requirements
🏠
Listed for Sale
Jun 3, 2026
$350,000
Original listing
Agent: Katey Tata Office: Keller Williams Realty North Central

Tax History

Year Taxes Assessment
2025 $3,789 $287,300

Financial Details

Annual Property Tax
$3,789
Tax Year 2025
HOA Fee
$525
Monthly
Assessed Value
$287,300

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1890
Living Area 871 sq ft
Bedrooms 1
Full Baths 1
Half Baths 1
Total Rooms 3

Interior

Heating Forced Air
Cooling Central Air
Flooring None
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer/dryer
Fireplace None
Basement N
Laundry Second Floor, In Building, In Unit
Features None

Exterior

Construction Brick
Architecture None
Roof Rubber
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street, Assigned, Available For Purchase
Total Spaces 1
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $3,789
Assessed Value $287,300

HOA & Community

HOA Fee $525 Monthly
Fee Includes Heat, Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities Elevator(s), Fitness Center, Clubroom
Optional Fee Includes Additional Parking Space
Down Payment Resource Eligible
Pets Yes w/ Restrictions
Seller Disclosures Buyer Is Responsible For Obtaining And Further Condo Docs. Go To Http://www.condocerts.com/ And Register To Order Additional Documents. Seller Will Provide A 6d Certificate At Closing.
Possession None
Accepted Financing None
Structure Type ["Loft"]
Unit/Building 405
Sq Ft Source Public Record
Documents Master Deed, Unit Deed, Rules & Regs, Management Association Bylaws, Association Financial Statements (5)
County Worcester
Total market time (incl. prior listings) 29 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1890
Bedrooms
1
Full Bathrooms
1
Half Bathrooms
1
Living Area
871 sq ft
Total Rooms
3
Stories
2
Entry Level
4

Room Details

First Floor

Bathroom1
Kitchen
Countertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances, Lighting - Pendant
Living Room
Cathedral Ceiling(s)

Second Floor

Bathroom2
Bathroom - Tiled With Shower Stall, Bathroom - With Tub
Master Bedroom
Cathedral Ceiling(s), Closet, Flooring - Wall to Wall Carpet, Closet - Double

Other Floor

Bedroom5
Bedroom4
Bedroom3
Dining Room
Bedroom2
Bathroom3
Office
Family Room
Master Bathroom
Yes

Interior Features

Flooring:
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer/Dryer
Interior Features:
Windows:
Basement: N
Laundry: Second Floor, In Building, In Unit
Security: Intercom

Construction & Materials

Year Built: 1890
Structure Type: Loft
Exterior Materials: Brick
Roof: Rubber
Foundation:
Stories: 2

Heating, Cooling & Utilities

Heating: Forced Air
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street, Assigned, Available for Purchase
School District
Worcester School District local
C-
🎓 Where Graduates Go Class of 2021
51% attend college
35% 4-Year 16% 2-Year 4% Out of State 4% Working
⚠ School Safety 2024-25
4.1% Above Average
3.3% Suspensions 1.7% In-School 0.8% Emergency
↓ 1.4% below state avg
E

Elementary Schools

10 schools
F
Grafton Street School
0.4 mi | #795 of 824 | Score: 29.1
Improved 4 spots from last year
-29.1 below state avg
386 students Diverse
Diverse Student Body
Grades K-06
C-
Learning First Charter Public School
0.5 mi | #289 of 352 | Score: 32.5
Improved 43 spots from last year
-25.7 below state avg
666 students Diverse
Rising School
Grades K-08
F
Union Hill School
0.5 mi | #815 of 824 | Score: 25.3
Dropped 19 spots from last year
-33 below state avg
377 students Diverse
Grades K-06
F
City View School
0.6 mi | #812 of 824 | Score: 25.8
Dropped 79 spots from last year
-32.4 below state avg
464 students Diverse
Diverse Student Body
Grades PK-06
D
Worcester Cultural Academy Charter Public School
0.7 mi | #786 of 824 | Score: 29.4
Improved 49 spots from last year
-28.8 below state avg
194 students Diverse
Rising School Diverse Student Body
Grades K-06
C-
Jacob Hiatt Magnet School
0.8 mi | #691 of 824 | Score: 36.2
Dropped 136 spots from last year
-22 below state avg
367 students Diverse
Diverse Student Body
Grades PK-06
F
Chandler Elementary Community School
0.8 mi | #805 of 824 | Score: 26.6
Dropped 59 spots from last year
-31.6 below state avg
402 students Diverse
Grades K-06
Venerini Academy
0.9 mi
Grades PK-08
D
Elm Park Community School
1.0 mi | #779 of 824 | Score: 30.6
Improved 25 spots from last year
-27.6 below state avg
478 students Diverse
Rising School Diverse Student Body
Grades K-06
C-
Belmont Street Community School
1.0 mi | #720 of 824 | Score: 34.1
Dropped 111 spots from last year
-24.1 below state avg
615 students Diverse
Diverse Student Body Strong Attendance
Grades PK-06
M

Middle Schools

6 schools
The Nativity School of Worcester
1.1 mi
Grades 05-08
Worcester SDA School
3.3 mi
Grades 01-08
C-
Worcester East Middle School
0.7 mi | #298 of 352 | Score: 31.5
Improved 55 spots from last year
-26.7 below state avg
731 students Diverse
Rising School Diverse Student Body
Grades 06-08
C+
Forest Grove Middle School
2.2 mi | #229 of 352 | Score: 38.3
Improved 91 spots from last year
-19.9 below state avg
839 students Diverse
Rising School Diverse Student Body
Grades 07-08
C+
Burncoat Middle School
2.8 mi | #233 of 352 | Score: 37.9
Improved 48 spots from last year
-20.3 below state avg
720 students Diverse
Rising School Diverse Student Body
Grades 07-08
B
Sullivan Middle School
3.5 mi | #157 of 352 | Score: 43.9
Improved 28 spots from last year
-14.3 below state avg
940 students Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

10 schools
Worcester Academy
0.4 mi
Grades 06-12
B+
Claremont Academy
1.2 mi | #9 of 25 | Score: 38.3
Improved 317 spots from last year
-20 below state avg
474 students Moderate
10 sports • 216 athletes
Early College Program Rising School College Ready Curriculum
Grades 07-12
Worcester Alternative High School
1.2 mi
36 students Diverse
Grades 07-12
Saint Paul Diocesan Junior/Senior High School
1.2 mi
Grades 07-12
C-
University Park Campus School
1.7 mi | #290 of 346 | Score: 41.4
Dropped 13 spots from last year
-16.8 below state avg
233 students Diverse
Early College Program High Graduation Rate College Ready Curriculum Strong Attendance
Grades 07-12
Notre Dame Academy
2.4 mi
Grades 07-12
A+
Massachusetts Academy of Math and Science at WPI
1.3 mi | #2 of 346 | Score: 91.7
Same rank as last year
99 students Diverse
Strong AP Program College Ready Curriculum Strong Attendance
Grades 11-12
C-
North High School
1.5 mi | #300 of 346 | Score: 37.9
Improved 27 spots from last year
-20.3 below state avg
1,376 students Diverse
14 sports • 498 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
B-
Doherty Memorial High School
1.5 mi | #195 of 346 | Score: 51.8
Improved 26 spots from last year
-6.4 below state avg
1,573 students Very Diverse
19 sports • 1,302 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
C+
Worcester Technical High School
1.6 mi | #219 of 346 | Score: 49.8
Improved 47 spots from last year
-8.4 below state avg
1,442 students Diverse
19 sports • 1,016 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $316
Homeowners Insurance $200
HOA Fee $525/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
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Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

48 Water St # 405, Worcester MA 01604

Worcester, MA 01604

Listing Information

Listing Agent Katey Tata
Listing Office Keller Williams Realty North Central
Office Phone 978-840-9000
Agent MLS ID CN216133
Office MLS ID K95580
Listing Data Updated Jul 2, 2026 12:00 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
Douglas Elliman
(617) 800 - 9008 contact@bmnboston.com
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48 Water St # 405, Worcester MA 01604 - Photo 1 48 Water St # 405, Worcester MA 01604 - Photo 2 48 Water St # 405, Worcester MA 01604 - Photo 3 48 Water St # 405, Worcester MA 01604 - Photo 4 48 Water St # 405, Worcester MA 01604 - Photo 5 48 Water St # 405, Worcester MA 01604 - Photo 6 48 Water St # 405, Worcester MA 01604 - Photo 7 48 Water St # 405, Worcester MA 01604 - Photo 8 48 Water St # 405, Worcester MA 01604 - Photo 9 48 Water St # 405, Worcester MA 01604 - Photo 10 48 Water St # 405, Worcester MA 01604 - Photo 11 48 Water St # 405, Worcester MA 01604 - Photo 12 48 Water St # 405, Worcester MA 01604 - Photo 13 48 Water St # 405, Worcester MA 01604 - Photo 14 48 Water St # 405, Worcester MA 01604 - Photo 15 48 Water St # 405, Worcester MA 01604 - Photo 16 48 Water St # 405, Worcester MA 01604 - Photo 17 48 Water St # 405, Worcester MA 01604 - Photo 18 48 Water St # 405, Worcester MA 01604 - Photo 19 48 Water St # 405, Worcester MA 01604 - Photo 20 48 Water St # 405, Worcester MA 01604 - Photo 21 48 Water St # 405, Worcester MA 01604 - Photo 22 48 Water St # 405, Worcester MA 01604 - Photo 23 48 Water St # 405, Worcester MA 01604 - Photo 24 48 Water St # 405, Worcester MA 01604 - Photo 25
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