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688 Whitney St, Gardner MA 01440

Gardner, MA 01440
$526,800
$499,500
Est. $3,188/month
3
Beds
2
Baths
1,882
Sq Ft
$265
Price/Sq Ft
1.89
Acres
1989
Year Built
3
Garage Spaces
37
Days on Market
Active Price Drop -$27,300 Open House Listed Jun 3, 2026 • MLS# 73529106 Copied! • Updated Jul 3, 2026

Open House Schedule

11
Jul
Saturday, July 11
11:45 AM - 1:00 PM EDT

About this home

Tucked away on nearly 2 acres of enchanting woodland, this one-of-a-kind retreat offers the perfect blend of privacy, nature, and comfort. Enjoy apple & cherry trees, wild strawberries, and abundant wildlife. This property feels like your own private wonderland while being just moments from a local lake where fishing and boating can be enjoyed. Inside, soaring ceilings, skylights, and warm wood stoves create a cozy yet bright and inviting atmosphere filled with natural light. The spacious eat-in kitchen serves at the heart of the home, while the year-round heated sunroom, with its charming bar area and swing provides the perfect place to relax, entertain, and enjoy the beauty of every season. The partially finished basement offers additional living and entertaining space with a dedicated game room. Recently added is a two bay car port with a dedicated sitting area, along with a 180-foot paved driveway. This exceptional property offers a rare opportunity to enjoy a magical setting.

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Recently Sold Nearby

Property History

Market Insights

3
Price Changes
5.2%
Price Range

Property Timeline

Price Reduced
Jun 29, 2026
$499,500 $10,500 (-2.06%)
From $510,000 to $499,500 (-2.1%)
Price Reduced
Jun 15, 2026
$510,000 $5,000 (-0.97%)
From $515,000 to $510,000 (-1.0%)
Price Reduced
Jun 11, 2026
$515,000 $11,800 (-2.24%)
From $526,800 to $515,000 (-2.2%)
👁️
Showing Instructions Updated
Jun 9, 2026
New showing requirements
🏠
Listed for Sale
Jun 3, 2026
$526,800
Original listing
Agent: Michelle Lopez Office: Coldwell Banker Realty - Leominster

Tax History

Year Taxes Assessment
2025 $5,542 $397,600

Financial Details

Annual Property Tax
$5,542
Tax Year 2025
Assessed Value
$397,600

Facts & Features

3 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1989
Living Area 1,882 sq ft
Lot Size 1.89 acres
Bedrooms 3
Full Baths 2
Total Rooms 5

Interior

Heating Baseboard, Oil
Cooling None
Flooring Tile, Carpet, Laminate
Appliances Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Fireplace None
Basement Full, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features Sun Room

Exterior

Construction Frame
Architecture Cape, Contemporary
Roof Shingle
Features Porch - Enclosed, Rain Gutters, Storage, Fruit Trees, Garden, Stone Wall
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed
Garage Spaces 3
Has Garage Yes
Features Carport, Paved Drive, Off Street, Paved
Total Spaces 9
Electric Circuit Breakers, 200+ Amp Service
Water Private
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup, Icemaker Connection
Annual Tax $5,542
Assessed Value $397,600
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Quick Closing Possible. Easy To Show. 24 Hours Notice.
Possession None
Accepted Financing None
Structure Type []
House Color Brown
Sq Ft Source Public Record
Sq Ft Disclosures Finished basement space
Documents None
County Worcester
Total market time (incl. prior listings) 30 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1989
Bedrooms
3
Full Bathrooms
2
Living Area
1,882 sq ft
Total Rooms
5

Room Details

First Floor

Bathroom1
Bathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile
Dining Room
Skylight, Ceiling Fan(s), Flooring - Wall to Wall Carpet
Kitchen
Ceiling Fan(s), Closet, Flooring - Laminate, Dining Area, French Doors
Living Room
Skylight, Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Wall to Wall Carpet, Cable Hookup
Master Bedroom
Ceiling Fan(s), Closet, Flooring - Laminate, Cable Hookup

Second Floor

Bedroom3
Ceiling Fan(s), Closet, Flooring - Laminate, Cable Hookup
Bathroom2
Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
Bedroom2
Ceiling Fan(s), Closet, Flooring - Laminate, Cable Hookup

Basement Floor

Family Room
Wood / Coal / Pellet Stove, Flooring - Wall to Wall Carpet

Other Floor

Bedroom5
Bedroom4
Bathroom3
Office
Master Bathroom

Interior Features

Flooring: Tile, Carpet, Laminate
Appliances: Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Interior Features: Sun Room
Windows: Skylight(s), Insulated Windows
Basement: Full, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Cape, Contemporary
Year Built: 1989
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Heating Zones: 3
Cooling: None
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch - Enclosed, Rain Gutters, Storage, Fruit Trees, Garden, Stone Wall
Patio & Porch: Porch - Enclosed
Fencing:
Other Structures:
Lot Features: Wooded
Road Surface: Paved

Parking & Garage

Garage Spaces: 3
Total Parking Spaces: 9
Parking Features: Carport, Paved Drive, Off Street, Paved
School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

3 schools
Wachusett Hills Christian School
2.9 mi
Grades K-08
C-
Gardner Elementary School
3.0 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
Meetinghouse School
3.5 mi
210 students Less Diverse
Grades PK-01
M

Middle Schools

1 school
F
Gardner Middle School
3.5 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
D
Gardner Academy for Learning and Technology
2.7 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
C+
Gardner High School
3.3 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $462
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

688 Whitney St, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Michelle Lopez
Listing Office Coldwell Banker Realty - Leominster
Office Phone 978-840-4014
Agent MLS ID CN222185
Office MLS ID AN6215
Listing Data Updated Jul 3, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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