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54 Bray Rd, Chesterfield MA 01012

Chesterfield, MA 01012
$250,000
Est. $1,873/month
4
Beds
1
Baths
945
Sq Ft
$265
Price/Sq Ft
0.66
Acres
1960
Year Built
6
Parking
41
Days on Market
Active Listed May 29, 2026 • MLS# 73526790 Copied! • Updated Jun 9, 2026

About this home

Loved by the same family for generations, this year-round Lake Damond waterfront property is ready for its next chapter. Offering 125 feet of lake frontage, this 4 bedroom, one bath home is tucked into a wooded setting for privacy while still providing plenty of open, sunny space to enjoy the water. The main level features an open living, dining, kitchen area w/ a bank of windows overlooking the lake, access to the expansive deck, 2 first floor bedrooms, a 1st floor bath w/ shower, and workshop/utility/storage room. Upstairs are 2 additional bedrooms. Outdoor features include swimming, non-motorized boating, dock, 3 outbuildings, and access to the association’s private beach and play ground. Improvements include a metal roof, Well, replacement windows, and fuel oil tank. Property is being sold furnished & strictly AS IS, WHERE IS. Septic is operational but its assumed the system will need replacement. Cash buyer/rehab loan likely due to septic.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
May 29, 2026
$250,000
Original listing
Agent: Shelly Hardy Office: Brick & Mortar Northampton

Tax History

Year Taxes Assessment
2025 $4,158 $267,900

Financial Details

Annual Property Tax
$4,158
Tax Year 2025
HOA Fee
$750
Annually
Assessed Value
$267,900

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1960
Living Area 945 sq ft
Lot Size 0.66 acres
Bedrooms 4
Full Baths 1
Total Rooms 6

Interior

Heating Forced Air, Oil, Wood Stove
Cooling Window Unit(s)
Flooring None
Appliances Electric Water Heater, Range, Refrigerator
Fireplace None
Basement Partial
Laundry None
Features None

Exterior

Construction Frame
Architecture Cottage, Bungalow
Roof Metal
Features Deck
Pool None
Spa None
Fencing None
Patio/Porch Deck
Features Off Street
Total Spaces 6
Electric Fuses
Water Private
Sewer Private Sewer
Gas None
Other For Electric Range
Annual Tax $4,158
Assessed Value $267,900
HOA Yes
HOA Fee $750 Annually
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Sold As Is, Where Is. No Repairs/warranties. Furniture, Personal Property, & Items In Home/sheds Remain. Septic Needs Replacement & Buyers Responsibility Buyer To Verify Info/perform Own Due Diligence. Cash/special Financing Required. Special Dam Assessment $1, 000 Due 5/30/26 No Stove Permit.
Possession None
Accepted Financing None
Structure Type []
House Color Cedar
Sq Ft Source Public Record
Documents None
County Hampshire
Total market time (incl. prior listings) 11 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1960
Bedrooms
4
Full Bathrooms
1
Living Area
945 sq ft
Total Rooms
6

Room Details

First Floor

Bathroom1
Bathroom - 3/4, Bathroom - With Shower Stall, Lighting - Sconce, Lighting - Overhead
Kitchen
Dining Area, Open Floorplan, Lighting - Overhead
Bedroom2
Living Room
Wood / Coal / Pellet Stove, Ceiling Fan(s), Closet, Deck - Exterior, Exterior Access, Open Floorplan, Lighting - Overhead
Master Bedroom

Second Floor

Bedroom4
Bedroom3

Other Floor

Bedroom5
Dining Room
Bathroom2
Bathroom3
Office
Family Room
Master Bathroom

Interior Features

Flooring:
Appliances: Electric Water Heater, Range, Refrigerator
Interior Features:
Windows:
Basement: Partial
Laundry:
Security:

Construction & Materials

Style: Cottage, Bungalow
Year Built: 1960
Structure Type:
Exterior Materials: Frame
Roof: Metal
Foundation: Concrete Perimeter, Other

Heating, Cooling & Utilities

Heating: Forced Air, Oil, Wood Stove
Cooling: Window Unit(s)
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Wooded, Level
Road Frontage: 180.00 ft
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Off Street

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, Lake, Dock/Mooring, Frontage, Direct Access, Private, Lake/Pond, Walk to, 0 to 1/10 Mile To Beach, Beach Ownership(Private,Association)
View: Yes
View Type: Scenic View(s)
Community Amenities:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $347
Homeowners Insurance $200
HOA Fee $63/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

54 Bray Rd, Chesterfield MA 01012

Chesterfield, MA 01012

Listing Information

Listing Agent Shelly Hardy
Listing Office Brick & Mortar Northampton
Office Phone 413-259-8888
Agent MLS ID CN206996
Office MLS ID AN8945
Listing Data Updated Jun 9, 2026 6:40 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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