LevelSecond
54 Bray Rd, Chesterfield MA 01012
Chesterfield, MA 01012
$250,000
$249,500
Est. $1,871/month
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About this home
Seller to contribute escrow up to $22,000 toward a new septic/tight tank (buyers choice). Loved by the same family for generations, this year-round Lake Damond waterfront property is ready for its next chapter. Offering 125 feet of lake frontage, this 4 bedroom, one bath home is tucked into a wooded setting for privacy while still providing plenty of open, sunny space to enjoy the water. The main level features an open living, dining, kitchen area w/ a bank of windows overlooking the lake, access to the expansive deck, 2 first floor bedrooms, a 1st floor bath w/ shower, and workshop/utility/storage room. Upstairs are 2 additional bedrooms. Outdoor features include swimming, non-motorized boating, dock, 3 outbuildings, and access to the association’s private beach and play ground. Improvements include a metal roof, Well, replacement windows, and fuel oil tank. Property is being sold furnished & strictly AS IS, WHERE IS. Septic is operational but its assumed the system will need replacement.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
0.2%
Price Range
Property Timeline
Price Reduced
Jul 30, 2026
$249,500
$500
(-0.2%)
From $250,000 to $249,500 (-0.2%)
Showing Instructions Updated
Jul 28, 2026
New showing requirements
Listed for Sale
May 29, 2026
$250,000
Original listing
Agent: Shelly Hardy
Office: Brick & Mortar Northampton
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/30/2026 | ↓ Price Reduced | $249,500 | $500 | - | From $250,000 to $249,500 (-0.2%) |
| 07/28/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 05/29/2026 | 🏠 Listed for Sale | $250,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $4,158 | $267,900 |
Financial Details
Annual Property Tax
$4,158
Tax Year 2025
HOA Fee
$750
Annually
Assessed Value
$267,900
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1960
Living Area
945 sq ft
Lot Size
0.66 acres
Bedrooms
4
Full Baths
1
Total Rooms
6
Interior
Heating
Forced Air, Oil, Wood Stove
Cooling
Window Unit(s)
Flooring
None
Appliances
Electric Water Heater, Range, Refrigerator
Fireplace
None
Basement
Partial
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
Cottage, Bungalow
Roof
Metal
Features
Deck
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck
Parking
Features
Off Street
Total Spaces
6
Utilities
Electric
Fuses
Water
Private
Sewer
Private Sewer
Gas
None
Other
For Electric Range
Financial
Annual Tax
$4,158
Assessed Value
$267,900
HOA & Community
HOA
Yes
HOA Fee
$750 Annually
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Sold As Is, Where Is. No Repairs/warranties. Furniture, Personal Property, & Items In Home/sheds Remain. Septic Needs Replacement & Buyers Responsibility Buyer To Verify Info/perform Own Due Diligence. Seller To Put Up To $22k In Escrow Towards A New System At Time Of Closing - No Stove Permit.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Cedar
Sq Ft Source
Public Record
Documents
None
County
Hampshire
Total market time (incl. prior listings)
79 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1960
Bedrooms
4
Full Bathrooms
1
Living Area
945 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
945 sq ft above grade
LevelSecond
FeaturesBathroom - 3/4, Bathroom - With Shower Stall, Lighting - Sconce, Lighting - Overhead
LevelFirst
FeaturesDining Area, Open Floorplan, Lighting - Overhead
LevelFirst
LevelFirst
FeaturesWood / Coal / Pellet Stove, Ceiling Fan(s), Closet, Deck - Exterior, Exterior Access, Open Floorplan, Lighting - Overhead
LevelFirst
LevelFirst
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Electric Water Heater, Range, Refrigerator
Interior Features:
Windows:
Basement:
Partial
Laundry:
Security:
Construction & Materials
Style:
Cottage, Bungalow
Year Built:
1960
Structure Type:
Exterior Materials:
Frame
Roof:
Metal
Foundation:
Concrete Perimeter, Other
Heating, Cooling & Utilities
Heating:
Forced Air, Oil, Wood Stove
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Private
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck
Patio & Porch:
Deck
Fencing:
Other Structures:
Lot Features:
Wooded, Level
Road Frontage:
180.00 ft
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Off Street
Special Features
Waterfront:
Yes
Waterfront Type:
Waterfront, Lake, Dock/Mooring, Frontage, Direct Access, Private, Lake/Pond, Walk to, 0 to 1/10 Mile To Beach, Beach Ownership(Private,Association)
View:
Yes
View Type:
Scenic View(s)
Community Amenities:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$347
Homeowners Insurance
$200
HOA Fee
$63/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
54 Bray Rd, Chesterfield MA 01012
Chesterfield, MA 01012
Listing Information
Listing Agent
Shelly Hardy
Listing Office
Brick & Mortar Northampton
Office Phone
413-259-8888
Agent MLS ID
CN206996
Office MLS ID
AN8945
Listing Data Updated
Aug 16, 2026 11:22 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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