Dimensions11.8 x 11.3
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood, Attic Access, Lighting - Overhead
LevelSecond
82 Rich St, Gardner MA 01440
Gardner, MA 01440
$327,000
$324,995
Est. $2,154/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Charming and move in ready 2 bedroom home located on a quiet dead end street with minimal traffic, yet conveniently close to highways, shopping, restaurants, parks, and more. This home features an open concept living, dining, and kitchen layout with beautiful hardwood floors throughout. Updated kitchen remodeled in 2020 offers stone countertops, stainless steel appliances, tile flooring, modern cabinetry, and newer windows. Cozy living room includes a stylish electric fireplace, while the dining area provides exterior access to the back deck, perfect for relaxing or entertaining. Additional features include updated bathroom, spacious primary bedroom with large walk in closet, covered front porch, 2 car carport, 4 off street parking spaces, 2022 hot water tank, and durable 50-year steel roof with transferable warranty on the main house.
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
1.2%
Price Range
Property Timeline
Price Reduced
Sep 21, 2026
$324,995
$4,005
(-1.22%)
From $329,000 to $324,995 (-1.2%)
Back On Market
Aug 11, 2026
Active
Pending Sale
Jul 8, 2026
Offer accepted, sale pending
Price Increased
Jun 26, 2026
$329,000
+$2,000
(+0.61%)
From $327,000 to $329,000 (+0.6%)
Back On Market
Jun 26, 2026
Active
Pending Sale
Jun 10, 2026
Offer accepted, sale pending
Listed for Sale
May 28, 2026
$327,000
Original listing
Agent: Justin Panarelli
Office: Panarelli Properties, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/21/2026 | ↓ Price Reduced | $324,995 | $4,005 | - | From $329,000 to $324,995 (-1.2%) |
| 08/11/2026 | • Back On Market | - | - | - | Active |
| 07/08/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 06/26/2026 | ↑ Price Increased | $329,000 | +$2,000 | - | From $327,000 to $329,000 (+0.6%) |
| 06/26/2026 | • Back On Market | - | - | - | Active |
| 06/10/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 05/28/2026 | 🏠 Listed for Sale | $327,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,732 | $271,000 |
Financial Details
Annual Property Tax
$3,732
Tax Year 2026
Assessed Value
$271,000
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1930
Living Area
996 sq ft
Lot Size
0.05 acres
Bedrooms
2
Full Baths
1
Total Rooms
6
Interior
Heating
Baseboard, Oil
Cooling
Window Unit(s)
Flooring
Tile, Carpet, Hardwood
Appliances
Water Heater, Range, Dishwasher, Refrigerator
Fireplace
Living Room
Fireplaces
1
Basement
Full, Unfinished
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Internet Available - Broadband, Internet Available - Dsl, High Speed Internet, Internet Available - Satellite
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle, Metal
Features
Porch - Enclosed, Deck - Wood, Storage
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch - Enclosed, Deck - Wood
Parking
Features
Carport, Off Street, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers, Generator Connection
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup, Generator Connection
Financial
Annual Tax
$3,732
Assessed Value
$271,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
All Information Is Deemed Reliable But Not Guaranteed. Buyer And Buyer’s Agent To Perform Their Own Due Diligence. Previously Open Contractor Permits Have Been Closed. Water Heater Is Unpermitted. See Attached Negotiable Items & Property Upgrades Document For Additional Information.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Yellow
Sq Ft Source
Other
Sq Ft Disclosures
Living area taken from digital floor plan and is approximate
Documents
None
County
Worcester
Total market time (incl. prior listings)
70 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1930
Bedrooms
2
Full Bathrooms
1
Living Area
996 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
996 sq ft above grade
Dimensions6.11 x 11.4
FeaturesBathroom - Full, Bathroom - With Tub & Shower
LevelSecond
Dimensions11.3 x 11.6
FeaturesCeiling Fan(s), Walk-In Closet(s), Flooring - Hardwood, Lighting - Overhead
LevelSecond
Dimensions8.7 x 11.3
FeaturesFlooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Breakfast Bar / Nook, Cabinets - Upgraded, Exterior Access, Open Floorplan, Remodeled
LevelMain,First
Dimensions10.6 x 11.9
FeaturesFlooring - Hardwood, Exterior Access, Open Floorplan, Slider
LevelMain,First
Dimensions15.5 x 11.5
FeaturesFlooring - Hardwood, Exterior Access, Open Floorplan
LevelMain,First
FeaturesNo
Display Options
Outdoor Areas
Patio & porchPorch - Enclosed, Deck - Wood
Room Markers
KKitchen (1)
BRBedroom (2)
BABathroom (2)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Carpet, Hardwood
Appliances:
Water Heater, Range, Dishwasher, Refrigerator
Interior Features:
Internet Available - Broadband, Internet Available - DSL, High Speed Internet, Internet Available - Satellite
Windows:
Insulated Windows
Basement:
Full, Unfinished
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Cape
Year Built:
1930
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle, Metal
Foundation:
Brick/Mortar
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Porch - Enclosed, Deck - Wood, Storage
Patio & Porch:
Porch - Enclosed, Deck - Wood
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Carport, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Conservation Area, Highway Access, House of Worship, Private School, Public School
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$311
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
82 Rich St, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Justin Panarelli
Listing Office
Panarelli Properties, Inc.
Office Phone
508-718-9003
Agent MLS ID
CN231402
Office MLS ID
AN8930
Listing Data Updated
Sep 25, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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