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42 Water St, Northampton MA 01053

Northampton, MA 01053
$699,000
$649,000
Est. $4,068/month
4
Beds
2
Baths
2,158
Sq Ft
$301
Price/Sq Ft
0.23
Acres
1900
Year Built
3
Parking
43
Days on Market
Active Price Drop -$50,000 Listed May 27, 2026 • MLS# 73525048 Copied! • Updated Jun 14, 2026

About this home

Tucked along the scenic Mill River in the heart of Leeds, this unique property at 42 Water Street offers a rare blend of nature, charm, and comfort. Surrounded by mature trees and peaceful water views, the home features warm wood floors, vaulted ceilings with skylights, and an inviting open-concept layout filled with natural light. The spacious kitchen flows seamlessly into the living area, creating the perfect space for entertaining or relaxing. Outside, enjoy multiple riverside seating areas, a private patio, and tranquil outdoor spaces that feel like your own hidden retreat. Conveniently located just minutes from downtown Northampton, local shops, restaurants, bike paths, and conservation areas, this special home offers the perfect balance of privacy and accessibility. A truly one-of-a-kind Leeds setting with character and charm throughout.

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Recently Sold Nearby

Property History

Market Insights

3
Price Changes
7.2%
Price Range

Property Timeline

Price Reduced
Jun 10, 2026
$649,000 $50,000 (-7.15%)
From $699,000 to $649,000 (-7.2%)
Price Increased
Jun 2, 2026
$699,000 +$50,000 (+7.7%)
From $649,000 to $699,000 (+7.7%)
Price Reduced
Jun 2, 2026
$649,000 $50,000 (-7.15%)
From $699,000 to $649,000 (-7.2%)
🏠
Listed for Sale
May 27, 2026
$699,000
Original listing
Agent: Patrick Cathro Office: Coldwell Banker Community REALTORS®

Tax History

Year Taxes Assessment
2025 $7,037 $505,200

Financial Details

Annual Property Tax
$7,037
Tax Year 2025
Assessed Value
$505,200

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 2,158 sq ft
Lot Size 0.23 acres
Bedrooms 4
Full Baths 2
Total Rooms 6

Interior

Heating Central, Forced Air, Baseboard, Natural Gas
Cooling Central Air
Flooring Wood, Tile
Appliances Gas Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Walk-out Access, Interior Entry
Laundry Gas Dryer Hookup, Washer Hookup, In Basement
Features Sauna/steam/hot Tub

Exterior

Construction Frame, Brick, Stone, Block
Architecture Farmhouse
Roof Shingle
Features Deck, Rain Gutters, Hot Tub/spa, Other
Pool None
Spa Private
Fencing None
Patio/Porch Deck
Features Paved Drive, Off Street, Paved
Total Spaces 3
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Dryer
Annual Tax $7,037
Assessed Value $505,200
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Retaining Wall Installed 2026. Hot Tub To Stay With The Home. Public Record Says 2 Bedroom. 24 Hours Notice For Showings. First Showing To Begin At First Open House.
Possession None
Accepted Financing Contract
Structure Type []
House Color Grey
Sq Ft Source Public Record
Sq Ft Disclosures HVAC for central AC/heat is in closet of second floor Bedroom. all measurements are approximate.
Documents None
County Hampshire
Total market time (incl. prior listings) 18 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
4
Full Bathrooms
2
Living Area
2,158 sq ft
Total Rooms
6

Room Details

First Floor

Bathroom1
10 x 5.166666666
Bathroom - Full, Bathroom - With Tub, Lighting - Sconce, Lighting - Overhead
Bedroom4
10.75 x 9.666666666
Closet, Flooring - Wood, Window(s) - Bay/Bow/Box, Lighting - Overhead
Bedroom3
10.166666666 x 15.083333333
Closet, Flooring - Wood, Window(s) - Bay/Bow/Box, Lighting - Overhead
Kitchen
33.25 x 20
Cathedral Ceiling(s), Ceiling Fan(s), Flooring - Wood, Window(s) - Bay/Bow/Box, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Deck - Exterior, Exterior Access, Open Floorplan, Slider, Lighting - Overhead, Half Vaulted Ceiling(s)

Second Floor

Bathroom2
6.583333333 x 9.083333333
Bathroom - Full, Bathroom - With Shower Stall, Flooring - Stone/Ceramic Tile, Lighting - Overhead
Bedroom2
11.5 x 15.916666666
Closet, Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box
Master Bedroom
10.833333333 x 15.916666666
Closet, Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, Lighting - Overhead

Other Floor

Bedroom5
Dining Room
Living Room
Bathroom3
Office
Family Room
Master Bathroom

Interior Features

Flooring: Wood, Tile
Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Sauna/Steam/Hot Tub
Windows:
Basement: Full, Walk-Out Access, Interior Entry
Laundry: Gas Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Farmhouse
Year Built: 1900
Structure Type:
Exterior Materials: Frame, Brick, Stone, Block
Roof: Shingle
Foundation: Concrete Perimeter, Block, Stone, Brick/Mortar

Heating, Cooling & Utilities

Heating: Central, Forced Air, Baseboard, Natural Gas
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Rain Gutters, Hot Tub/Spa, Other
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Cleared
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive, Off Street, Paved

Special Features

Spa/Hot Tub: Yes
Spa Features: Private
Waterfront: Yes
Waterfront Type: Waterfront, River, Direct Access
View: Yes
View Type: Scenic View(s)
Community Amenities: Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Highway Access, House of Worship, Public School, University, Sidewalks
School District
Northampton School District local
B
School Safety 2024-25
2.0% Average
1.4% Suspensions 1.7% In-School 0.6% Emergency
3.5% below state avg
E

Elementary Schools

10 schools
Lander Grinspoon Academy
3.5 mi
Grades K-06
Clarke School
3.8 mi
Grades PK-12
Clarke School for the Deaf Northampton
3.8 mi
Grades PK-10
Campus School of Smith College
3.9 mi
Grades K-06
New Directions School
4.6 mi
Grades 04-12
Cutchins Program
4.6 mi
Grades K-12
B
Leeds School
0.2 mi | #335 of 824 | Score: 49.7
Dropped 71 spots from last year
-8.5 below state avg
253 students Moderate
Grades PK-05
C+
R.K. Finn Ryan Road Elementary School
2.5 mi | #574 of 824 | Score: 42.1
Dropped 74 spots from last year
-16.1 below state avg
231 students Moderate
Grades K-05
B
Jackson Street School
3.1 mi | #351 of 824 | Score: 49.1
Dropped 117 spots from last year
-9.1 below state avg
279 students Diverse
Grades K-05
Montessori School of Northampton
4.1 mi
Grades PK-05
M

Middle Schools

1 school
B+
John F Kennedy Middle School
1.4 mi | #133 of 352 | Score: 46.1
Improved 59 spots from last year
-12.1 below state avg
577 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
C-
Smith Vocational and Agricultural High School
2.7 mi | #282 of 346 | Score: 43.2
Dropped 86 spots from last year
-15 below state avg
587 students Moderate
15 sports • 542 athletes
Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
A-
Northampton High School
3.2 mi | #86 of 346 | Score: 61.4
Improved 199 spots from last year
+3.2 above state avg
875 students Moderate
19 sports • 1,196 athletes
Strong AP Program High Graduation Rate Rising School Strong Athletics
Grades 09-12
Community Enterprises, Inc.
4.8 mi
Grades 11-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $586
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

42 Water St, Northampton MA 01053

Northampton, MA 01053

Listing Information

Listing Agent Patrick Cathro
Listing Office Coldwell Banker Community REALTORS®
Office Phone 413-586-8355
Agent MLS ID CN246708
Office MLS ID AN5913
Listing Data Updated Jun 14, 2026 4:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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