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220 Spencer Ave # 304, Chelsea MA 02150

Chelsea, MA 02150
$499,000
$475,000
Est. $3,496/month
1
Beds
1
Baths
1,146
Sq Ft
$414
Price/Sq Ft
1900
Year Built
1
Parking
45
Days on Market
Active Price Drop -$24,000 Open House Listed May 26, 2026 • MLS# 73523757 Copied! • Updated Jul 6, 2026

Open House Schedule

12
Jul
Sunday, July 12
1:00 PM - 2:00 PM EDT

About this home

Ask about potential Grants up to $25,000!! 1-of-A-Kind Penthouse Loft in this early 1900's Tudor schoolhouse named the Keen Lofts! This top floor corner unit of 1,146 square feet is an open concept with large separate bedroom. Impressive high vaulted ceilings and unique roof line give architectural details of original wooden beams and metal poles that enhances the sense of spaciousness. The kitchen has a vented hood, tons of storage and includes wooden prep table. Perfect for entertaining. Large separate bedroom + 2nd bonus sleeping loft or home office! The unit floods with sunlight, has hardwood floors throughout, oversized windows that have automated blinds! Central A/C, Laundry on the floor, 1 deeded parking space, and an elevator all in a secure professionally managed building! Easy Commute to Boston, Cambridge, Logan Airport and easy access to Rt 1, Rt & 16. Taxes are only $1,859 annually with residential exemption. Truly extraordinary in a market flooded with the ordinary!

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
38.9%
Price Range
1
Previous Sales

Property Timeline

Price Reduced
Jun 15, 2026
$475,000 $24,000 (-4.81%)
From $499,000 to $475,000 (-4.8%)
🏠
Listed for Sale
May 26, 2026
$499,000
Original listing
Agent: Yoni Haiminis Office: Compass
Previous Transaction - MLS #72388922
Full transaction history available when tracking began
🏷️
Previously Sold
Oct 26, 2018
$305,000
MLS #72388922

Tax History

Year Taxes Assessment
2026 $5,063 $441,000

Financial Details

Annual Property Tax
$5,063
Tax Year 2026
HOA Fee
$472
Monthly
Assessed Value
$441,000

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1900
Living Area 1,146 sq ft
Bedrooms 1
Full Baths 1
Total Rooms 4

Interior

Heating Forced Air
Cooling Central Air
Flooring Wood
Appliances Range, Dishwasher, Disposal, Refrigerator, Freezer
Fireplace None
Basement N
Laundry In Building
Features None

Exterior

Construction Brick, Stone
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street
Total Spaces 1
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $5,063
Assessed Value $441,000

HOA & Community

HOA Fee $472 Monthly
Fee Includes Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities Hot Water, Elevator(s)
Optional Fee Includes Hot Water, Water, Sewer, Master Insurance, Laundry Facilities, Elevator, Exterior Maintenance, Landscaping, Reserve Funds
Down Payment Resource Eligible
Pets Yes
Seller Disclosures Gross Taxes Are $5, 062.68 | Residential Exemption Of $3, 203.68 | With Exemption Taxes Are Only $1, 859 Annually.
Exclusions Tenants Personal Belongings
Possession None
Accepted Financing Contract
Structure Type ["Loft"]
Unit/Building 304
Sq Ft Source Public Record
Documents None
County Suffolk
Total market time (incl. prior listings) 41 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1900
Bedrooms
1
Full Bathrooms
1
Living Area
1,146 sq ft
Total Rooms
4
Stories
2
Entry Level
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom
No

Interior Features

Flooring: Wood
Appliances: Range, Dishwasher, Disposal, Refrigerator, Freezer
Interior Features:
Windows: Insulated Windows
Basement: N
Laundry: In Building
Security: Intercom

Construction & Materials

Year Built: 1900
Effective Year (Renovated): 2006
Structure Type: Loft
Exterior Materials: Brick, Stone
Roof:
Foundation:
Stories: 2

Heating, Cooling & Utilities

Heating: Forced Air
Heating Zones: 1
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street
School District
Chelsea School District local
C-
School Safety 2024-25
5.2% Above Average
2.9% Suspensions 1.7% In-School 2.3% Emergency
0.3% below state avg
E

Elementary Schools

3 schools
Chelsea Virtual Learning Academy
0.1 mi
54 students Less Diverse
College Ready Curriculum
Grades K-12
B+
William A Berkowitz Elementary School
0.1 mi | #287 of 824 | Score: 51.1
Improved 1 spots from last year
-7.1 below state avg
455 students Less Diverse
Grades 01-04
B
Edgar A Hooks Elementary School
0.1 mi | #406 of 824 | Score: 47.6
Improved 100 spots from last year
-10.6 below state avg
430 students Less Diverse
Rising School
Grades 01-04
M

Middle Schools

3 schools
D
Clark Avenue School
0.6 mi | #329 of 352 | Score: 28.3
Improved 32 spots from last year
-29.9 below state avg
673 students Less Diverse
Rising School
Grades 05-08
C-
Joseph A. Browne School
0.9 mi | #290 of 352 | Score: 32.4
Improved 56 spots from last year
-25.8 below state avg
487 students Less Diverse
Rising School
Grades 05-08
B
Eugene Wright Science and Technology Academy
0.9 mi | #9 of 16 | Score: 29.9
Improved 348 spots from last year
-28.3 below state avg
436 students Less Diverse
Rising School
Grades 05-08
H

High Schools

3 schools
C
Chelsea Opportunity Academy
1.0 mi | #294 of 346 | Score: 59.3
Same rank as last year
132 students Less Diverse
College Ready Curriculum
Grades 09-12
C-
Chelsea High School
1.0 mi | #283 of 346 | Score: 42.9
Improved 25 spots from last year
-15.3 below state avg
1,649 students Less Diverse
12 sports • 796 athletes
Early College Program Rising School College Ready Curriculum
Grades 09-12
C
Revere High School
1.1 mi | #249 of 346 | Score: 46.2
Dropped 17 spots from last year
-12 below state avg
2,115 students Moderate
18 sports • 1,334 athletes
Early College Program College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Calculator

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Loan Amount
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $422
Homeowners Insurance $200
HOA Fee $472/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

220 Spencer Ave # 304, Chelsea MA 02150

Chelsea, MA 02150

Listing Information

Listing Agent Yoni Haiminis
Listing Office Compass
Office Phone 617-206-3333
Agent MLS ID CT000758
Office MLS ID AN2383
Listing Data Updated Jul 6, 2026 10:19 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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