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21 Phillips Avenue, Swampscott MA 01907

Swampscott, MA 01907
$1,370,000
$1,320,000
Est. $8,110/month
3
Beds
2.5
Baths
2,280
Sq Ft
$579
Price/Sq Ft
0.26
Acres
1955
Year Built
2
Garage Spaces
66
Days on Market
Active Price Drop -$50,000 Listed May 5, 2026 • MLS# 73512831 Copied! • Updated Jul 11, 2026

About this home

Just a few blocks from Phillips Beach, this beautifully designed 3 bedroom, 2.5 bath contemporary home offers a bright, open floor plan and effortless coastal living. Sun-filled living spaces flow effortlessly from room to room, creating a warm and inviting setting for both everyday living and entertaining. The white, bright eat-in kitchen features striking black granite countertops and transitions seamlessly into the formal dining room, perfect for hosting gatherings. A wrap around wood burning fireplace connects the living and dining areas. Multiple living areas offer wonderful flexibility, from a comfortable family room ideal for watching the big game to a charming screened-in porch overlooking the backyard, an ideal spot to relax and unwind. Lower level office or playroom plus laundry and a half bath. The professionally landscaped grounds provide a private, picturesque setting with lush plantings and inviting outdoor spaces to enjoy throughout the seasons. This is a fabulous house!

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
3.6%
Price Range

Property Timeline

Price Reduced
Jul 7, 2026
$1,320,000 $50,000 (-3.65%)
From $1,370,000 to $1,320,000 (-3.6%)
🏠
Listed for Sale
May 5, 2026
$1,370,000
Original listing
Agent: Julie Sagan Office: Sagan Harborside Sotheby's International Realty

Tax History

Year Taxes Assessment
2026 $14,828 $1,235,700

Financial Details

Annual Property Tax
$14,828
Tax Year 2026
Assessed Value
$1,235,700

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1955
Living Area 2,280 sq ft
Lot Size 0.26 acres
Bedrooms 3
Full Baths 2
Half Baths 1
Total Rooms 9

Interior

Heating Baseboard, Oil
Cooling Central Air
Flooring Tile, Carpet, Hardwood, Flooring - Wall To Wall Carpet
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer
Fireplace Living Room
Fireplaces 2
Basement Partial, Partially Finished
Laundry Flooring - Vinyl, In Basement, Electric Dryer Hookup
Features Closet/cabinets - Custom Built, Office, Sun Room

Exterior

Construction Frame
Architecture Contemporary
Roof Shingle
Features Porch - Enclosed, Patio, Rain Gutters, Professional Landscaping, Sprinkler System
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed, Patio
Garage Spaces 2
Has Garage Yes
Features Attached, Off Street, Driveway
Total Spaces 5
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer
Annual Tax $14,828
Assessed Value $1,235,700
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures There Is Hardwood Flooring Under The Carpeting In The Bedrooms, Living/dining Rooms. Four Mounted Tvs And Brackets To Remain. Tuner And Amplifier To Be Left For Built In Home Stereo System. Kitchen Table Is Built In.
Possession None
Accepted Financing None
Structure Type []
House Color Cream
Sq Ft Source Public Record
Sq Ft Disclosures Includes lower level. Buyer should verify measurements taken from floor plan for marketing purposes.
Documents None
County Essex
Total market time (incl. prior listings) 67 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1955
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,280 sq ft
Total Rooms
9

Room Details

First Floor

Family Room
17.7 x 15.9
Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet

Second Floor

Bathroom1
5.6 x 10.7
Bathroom - Full, Bathroom - Tiled With Tub & Shower
Bedroom3
12.11 x 14.3
Closet, Flooring - Hardwood, Flooring - Wall to Wall Carpet
Bathroom2
5.6 x 7.7
Bathroom - Full, Bathroom - Tiled With Shower Stall
Bedroom2
12.11 x 9.3
Closet, Flooring - Hardwood, Flooring - Wall to Wall Carpet
Master Bedroom
16.7 x 15
Closet, Flooring - Hardwood, Flooring - Wall to Wall Carpet

Basement Floor

Bathroom3
Bathroom - Half, Flooring - Vinyl
Office
19.5 x 13.5
Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet

Other Floor

Bedroom5
Bedroom4
Master Bathroom
Yes

Main,First Floor

Dining Room
12.11 x 13.2
Closet/Cabinets - Custom Built, Flooring - Hardwood, Flooring - Wall to Wall Carpet, Crown Molding
Kitchen
14.3 x 10.2
Countertops - Stone/Granite/Solid, Cabinets - Upgraded
Living Room
21.3 x 13.7
Flooring - Hardwood, Flooring - Wall to Wall Carpet, Recessed Lighting, Crown Molding

Interior Features

Flooring: Tile, Carpet, Hardwood, Flooring - Wall to Wall Carpet
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer
Interior Features: Closet/Cabinets - Custom Built, Office, Sun Room
Windows:
Basement: Partial, Partially Finished
Laundry: Flooring - Vinyl, In Basement, Electric Dryer Hookup
Security: Security System

Construction & Materials

Style: Contemporary
Year Built: 1955
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Patio, Rain Gutters, Professional Landscaping, Sprinkler System
Patio & Porch: Porch - Enclosed, Patio
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 5
Parking Features: Attached, Off Street, Driveway

Special Features

Fireplaces: 2
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Walk/Jog Trails, Golf, Bike Path, House of Worship, Public School, T-Station, University
School District
Swampscott School District local
B
🎓 Where Graduates Go Class of 2021
78% attend college
73% 4-Year 5% 2-Year 38% Out of State 4% Working
School Safety 2024-25
1.2% Low
1.2% Suspensions 0.4% In-School
4.3% below state avg
E

Elementary Schools

1 school
B+
Swampscott Elementary School
0.4 mi | #326 of 824 | Score: 50.0
Dropped 54 spots from last year
-8.2 below state avg
Limited historical data for year-over-year comparison
734 students Moderate
Grades K-04
M

Middle Schools

1 school
B+
Swampscott Middle School
0.6 mi | #122 of 352 | Score: 47.2
Dropped 51 spots from last year
-11 below state avg
654 students Moderate
Grades PK-08
H

High Schools

1 school
A-
Swampscott High School
1.4 mi | #98 of 346 | Score: 60.1
Dropped 66 spots from last year
+1.9 above state avg
706 students Moderate
18 sports • 1,578 athletes
Strong AP Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,236
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

21 Phillips Avenue, Swampscott MA 01907

Swampscott, MA 01907

Listing Information

Listing Agent Julie Sagan
Listing Office Sagan Harborside Sotheby's International Realty
Office Phone 781-593-6111
Agent MLS ID C2609011
Office MLS ID AN4471
Listing Data Updated Jul 11, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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