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44 Winter St, Fitchburg MA 01420

Fitchburg, MA 01420
$1,275,000
Est. $7,246/month
8
Beds
7
Baths
4,188
Sq Ft
$304
Price/Sq Ft
0.50
Acres
1920
Year Built
2
Garage Spaces
70
Days on Market
Active Listed May 1, 2026 • MLS# 73511393 Copied! • Updated Jun 9, 2026

About this home

44 Winter St in Fitchburg is an exceptional investment opportunity: a well-maintained, seven-unit asset comprising six one-bedrooms and one two-bedroom, with five units fully renovated. Current ownership has completed an extensive capital improvement program, significantly reducing near-term capital requirements for an incoming investor. Improvements include a full electrical upgrade with individual panels and meters, heating system replacements in most units, a renovated laundry room, new garage roof and door, upgraded exterior egress and emergency lighting, and comprehensive landscaping work. Most units are individually gas metered, with separation infrastructure in place at the remainder requiring only final connection. In place 120K in income with meaningful upside; two tenancy-at-will units offer immediate opportunity to bring rents to market. Fourteen off-street parking spaces (two per unit) plus a garage provide supplemental income potential.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

👁️
Showing Instructions Updated
Jun 9, 2026
New showing requirements
🏠
Listed for Sale
May 1, 2026
$1,275,000
Original listing
Agent: James Glickman Office: NAI Glickman Kovago & Jacobs

Tax History

Year Taxes Assessment
2025 $7,191 $532,300

Financial Details

Annual Property Tax
$7,191
Tax Year 2025
Assessed Value
$532,300

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style 5-9 Family
Year Built 1920
Living Area 4,188 sq ft
Lot Size 0.50 acres
Bedrooms 8
Full Baths 7
Total Rooms 22

Investment Metrics

Units 7
Unit 1 Rent $1,450/mo · Y
Unit 2 Rent $1,300/mo · Y
Unit 3 Rent $1,400/mo · Y
Unit 4 Rent $1,350/mo · N
Total Monthly Rent $5,500/mo
Gross Income $119,400
Net Operating Income $85,466
Cap Rate 6.70%
Heating Natural Gas, Floor Furnace
Cooling Window Unit(s)
Flooring Vinyl, Hardwood
Appliances Range, Refrigerator
Fireplace None
Basement Full, Interior Entry, Concrete, Unfinished
Laundry None
Features Living Room, Kitchen
Construction Frame
Architecture None
Roof Shingle, Rubber
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch
Garage Spaces 2
Has Garage Yes
Features Off Street, Deeded
Total Spaces 16
Electric Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $7,191
Assessed Value $532,300
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 39 days

Property Overview

Property Type
5-9 Family
Listing Type
For Sale
Year Built
1920
Bedrooms
8
Full Bathrooms
7
Living Area
4,188 sq ft
Total Rooms
22
Stories
5
Levels
5

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Vinyl, Hardwood
Appliances: Range, Refrigerator
Interior Features: Living Room, Kitchen
Windows:
Basement: Full, Interior Entry, Concrete, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Shingle, Rubber
Foundation: Concrete Perimeter, Stone
Stories: 5

Heating, Cooling & Utilities

Heating: Natural Gas, Floor Furnace
Cooling: Window Unit(s)
Hot Water: Natural Gas, Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 16
Parking Features: Off Street, Deeded

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $599
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

44 Winter St, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Agent MLS ID K9500526
Office MLS ID AN2432
Listing Data Updated Jun 9, 2026 9:16 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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