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22 Old Harbor Lane, Oak Bluffs MA 02557

Oak Bluffs, MA 02557 • Oak Bluffs - Waterview Farm
$1,850,000
Est. $10,303/month
4
Beds
2
Baths
1,833
Sq Ft
$1,009
Price/Sq Ft
0.47
Acres
1978
Year Built
4
Parking
78
Days on Market
Active Listed Apr 22, 2026 • MLS# 73505800 Copied! • Updated Jul 7, 2026

About this home

Quintessential Waterview Farm! Built as a year-round home with the charm of the original cottages, this well-loved retreat awaits its next chapter. The sunny, open floor plan offers two bedrooms and a full bath on each level, with generous gathering spaces throughout. A skylit kitchen is tucked into a corner of the main living area, where a curved wall of glass opens to a deck and private yard. The sunken living room features a fireplace and stairs to a loft seating area. Built in 1978, the home is fully winterized with oil forced-air heat and a partial basement. The south facing half-acre lot abuts an 8-acre forever-wild meadow. A nearby path leads across wildflower fields to the association beach. Set between Farm Neck and Felix Neck, Waterview Farm offers 22 acres of common land, a sandy beach, dock, boat storage, and possible mooring—ready to enjoy now and enhance over time.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Apr 22, 2026
$1,850,000
Original listing
Office: Sandpiper Realty, Inc.

Tax History

Year Taxes Assessment
2026 $8,126 $1,628,470

Financial Details

Annual Property Tax
$8,126
Tax Year 2026
HOA Fee
$850
Annually
Assessed Value
$1,628,470

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1978
Living Area 1,833 sq ft
Lot Size 0.47 acres
Bedrooms 4
Full Baths 2
Total Rooms 7

Interior

Heating Forced Air
Cooling None
Flooring Vinyl, Carpet
Appliances Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace None
Fireplaces 1
Basement Partial, Unfinished
Laundry None
Features Loft

Exterior

Construction Frame
Architecture Contemporary
Roof Wood
Features Deck - Wood
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Features Off Street
Total Spaces 4
Electric None
Water Public
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Oven
Annual Tax $8,126
Assessed Value $1,628,470
HOA Yes
HOA Fee $850 Annually
Fee Includes None
Amenities None
Optional Fee Includes None
Association Required Yes
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Dukes
Total market time (incl. prior listings) 76 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1978
Bedrooms
4
Full Bathrooms
2
Living Area
1,833 sq ft
Total Rooms
7

Room Details

First Floor

Dining Room
Kitchen
Bedroom2
Living Room
Master Bedroom
Family Room

Second Floor

Bedroom4
Bedroom3

Other Floor

Bathroom1
Bedroom5
Bathroom2
Bathroom3
Office
Master Bathroom

Interior Features

Flooring: Vinyl, Carpet
Appliances: Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features: Loft
Windows: Insulated Windows
Basement: Partial, Unfinished
Laundry:
Security:

Construction & Materials

Style: Contemporary
Year Built: 1978
Structure Type:
Exterior Materials: Frame
Roof: Wood
Foundation: Block

Heating, Cooling & Utilities

Heating: Forced Air
Cooling: None
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street

Special Features

Fireplaces: 1
Fireplace Type:
View: Yes
View Type: Scenic View(s)
Community Amenities: Public Transportation, Walk/Jog Trails, Bike Path, Conservation Area

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $677
Homeowners Insurance $200
HOA Fee $71/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Oak Bluffs - Waterview Farm

22 Old Harbor Lane, Oak Bluffs MA 02557

Oak Bluffs, MA 02557

Listing Information

Listing Agent Lisa Stewart
Listing Office Sandpiper Realty, Inc.
Office Phone 508-627-3737
Agent MLS ID A9501703
Office MLS ID AN9490
Listing Data Updated Jul 7, 2026 3:12 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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