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45 River St, Belchertown MA 01007

Belchertown, MA 01007
$232,000
Est. $1,708/month
2
Beds
1
Baths
1,080
Sq Ft
$215
Price/Sq Ft
0.99
Acres
1925
Year Built
2
Garage Spaces
104
Days on Market
Active Listed Mar 27, 2026 • MLS# 73492946 Copied! • Updated Mar 31, 2026

About this home

ROLL UP YOUR SLEEVES AND GRAB YOUR TOOLBELT!! Flippers/ Investors or energetic home buyer this one is for you! Needs a good clean out and work, but the potential is immense!! 2bed, 1 bath, 2 car garage Cape on beautiful, level 1 acre lot in Belchertown. Hardwood floors throughout first floor. Open kitchen dining area, living room with cozy fireplace and bonus side sitting room. Upstairs you will find 2 bedrooms with electric baseboard heat, and another cozy nook for added space. updated electric 2012 ( APO), new septic system 2010, current passing title V, town water. Does it need work, YUP!! Does it need junk removed, YUP! Does it have a TON of potential to be amazing, ABSOLUTELY!! cash or rehab loans preferred being sold "as is, where is" with contents as seen Bring this charming home back to life and enjoy the potential for immense equity!!

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A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Mar 27, 2026
$232,000
Original listing
Agent: Wheway Group Office: Coldwell Banker Realty - Western MA

Tax History

Year Taxes Assessment
2026 $4,021 $277,100

Financial Details

Annual Property Tax
$4,021
Tax Year 2026
Assessed Value
$277,100

Facts & Features

2 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1925
Living Area 1,080 sq ft
Lot Size 0.99 acres
Bedrooms 2
Full Baths 1
Total Rooms 6

Interior

Heating Baseboard, Electric Baseboard, Oil
Cooling None
Flooring Wood, Carpet
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator
Fireplace None
Fireplaces 1
Basement Full, Crawl Space, Interior Entry, Bulkhead, Dirt Floor, Concrete, Unfinished
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features Sitting Room, Internet Available - Unknown

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Porch - Enclosed, Deck, Fruit Trees
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed, Deck
Garage Spaces 2
Has Garage Yes
Features Detached, Paved Drive, Off Street
Total Spaces 8
Electric 100 Amp Service
Water Public
Sewer Private Sewer
Gas None
Other For Electric Oven, For Electric Dryer, Washer Hookup
Annual Tax $4,021
Assessed Value $277,100
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Sold As Is, Where Is Cash Or Rehab Loans Preferred Passing Title V
Possession None
Accepted Financing Seller W/participate
Structure Type []
House Color white
Sq Ft Source Public Record
Documents None
County Hampshire
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1925
Bedrooms
2
Full Bathrooms
1
Living Area
1,080 sq ft
Total Rooms
6

Room Details

First Floor

Bathroom1
Dining Room
Kitchen
Living Room

Second Floor

Bedroom2
Master Bedroom

Other Floor

Bedroom5
Bedroom4
Bedroom3
Bathroom2
Bathroom3
Office
Family Room
Master Bathroom

Interior Features

Flooring: Wood, Carpet
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator
Interior Features: Sitting Room, Internet Available - Unknown
Windows:
Basement: Full, Crawl Space, Interior Entry, Bulkhead, Dirt Floor, Concrete, Unfinished
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Cape
Year Built: 1925
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Block, Stone

Heating, Cooling & Utilities

Heating: Baseboard, Electric Baseboard, Oil
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Deck, Fruit Trees
Patio & Porch: Porch - Enclosed, Deck
Fencing:
Other Structures:
Lot Features: Cleared, Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 8
Parking Features: Detached, Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Park, Walk/Jog Trails, Stable(s), Golf, Medical Facility, Laundromat, Conservation Area, Highway Access, House of Worship, Public School
School District
Belchertown School District local
B-
School Safety 2024-25
1.0% Low
1.0% Suspensions 1.2% In-School
4.5% below state avg
E

Elementary Schools

3 schools
C-
Old Mill Pond School
1.9 mi | #702 of 824 | Score: 35.5
Dropped 69 spots from last year
-22.7 below state avg
677 students Moderate
Grades PK-06
B
Swift River Elementary School
4.8 mi | #349 of 824 | Score: 49.2
Improved 249 spots from last year
-9 below state avg
445 students Moderate
Rising School
Grades 01-03
Cold Spring School
4.8 mi
188 students Moderate
Grades PK-K
M

Middle Schools

2 schools
B-
Jabish Middle School
4.4 mi | #211 of 352 | Score: 39.9
Dropped 93 spots from last year
-18.3 below state avg
343 students Less Diverse
Grades 07-08
C
Chestnut Hill Community School
4.9 mi | #601 of 824 | Score: 40.8
Dropped 136 spots from last year
-17.4 below state avg
494 students Moderate
Grades 04-06
H

High Schools

3 schools
C
Pathfinder Regional Vocational-Technical High School
1.7 mi | #265 of 346 | Score: 45.0
Dropped 41 spots from last year
-13.3 below state avg
660 students Less Diverse
15 sports • 496 athletes
Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
B-
Palmer High School
1.9 mi | #200 of 346 | Score: 51.4
Improved 97 spots from last year
-6.8 below state avg
416 students Moderate
15 sports • 550 athletes
Rising School College Ready Curriculum Strong Athletics
Grades 07-12
A
Belchertown High School
4.7 mi | #68 of 346 | Score: 64.7
Improved 38 spots from last year
+6.5 above state avg
573 students Less Diverse
19 sports • 1,136 athletes
Strong AP Program Rising School Strong Athletics
Grades 09-12
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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $335
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

45 River St, Belchertown MA 01007

Belchertown, MA 01007

Listing Information

Listing Agent Wheway Group
Listing Office Coldwell Banker Realty - Western MA
Office Phone 413-567-8931
Agent MLS ID TM331991
Office MLS ID AN7885
Listing Data Updated Mar 31, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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