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46 Cottage Street, Wilmington MA 01887

Wilmington, MA 01887
$639,900
$615,900
Est. $3,834/month
3
Beds
1.5
Baths
1,426
Sq Ft
$432
Price/Sq Ft
0.68
Acres
1960
Year Built
6
Parking
112
Days on Market
Active Price Drop -$24,000 Listed Mar 20, 2026 • MLS# 73489664 Copied! • Updated May 5, 2026

About this home

Located at 46 Cottage Street in Wilmington, MA, United States, this single family residence offers an established living environment, thoughtfully constructed in 1960. Within its 1426 square feet of refined living space, occupants will discover an environment designed for both serene contemplation and engaging social gatherings. The property encompasses three thoughtfully proportioned bedrooms, each providing a tranquil retreat for personal repose and restorative slumber. Convenience is thoroughly addressed with a complete full bathroom, complemented by an additional half bathroom, ensuring comfort for residents and visitors alike. The residence occupies a manageable 1957 square foot lot, offering a private outdoor dimension that balances ease of care with opportunities for personal landscaping aspirations. Recent updates include a new high-efficiency combi-boiler for gas heating and hot water, plus backyard fencing of 2026.

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
31.3%
Price Range
1
Previous Sales

Property Timeline

Price Reduced
May 1, 2026
$615,900 $14,000 (-2.22%)
From $629,900 to $615,900 (-2.2%)
Price Reduced
Apr 15, 2026
$629,900 $19,600 (-3.02%)
From $649,500 to $629,900 (-3.0%)
👁️
Showing Instructions Updated
Mar 20, 2026
New showing requirements
🏠
Listed for Sale
Mar 20, 2026
$649,500
Original listing
Agent: Musa Muzaaya Office: The American Dream Real Estate
Previous Transaction - MLS #73044313
Full transaction history available when tracking began
🏷️
Previously Sold
Nov 30, 2022
$446,000
MLS #73044313

Tax History

Year Taxes Assessment
2025 $6,235 $544,500

Financial Details

Annual Property Tax
$6,235
Tax Year 2025
Assessed Value
$544,500

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1960
Living Area 1,426 sq ft
Lot Size 0.68 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 6

Interior

Heating Central, Forced Air
Cooling Window Unit(s)
Flooring Tile, Laminate, Hardwood, Flooring - Wood
Appliances Gas Water Heater
Fireplace None
Basement None
Laundry Flooring - Stone/ceramic Tile, Laundry Chute, Second Floor
Features Office

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features Paved Drive, Off Street
Total Spaces 6
Electric 110 Volts
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $6,235
Assessed Value $544,500
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color cream
Sq Ft Source Public Record
Documents None
County Middlesex
Total market time (incl. prior listings) 46 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1960
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,426 sq ft
Total Rooms
6

Room Details

First Floor

Bathroom1
Bathroom - Half, Flooring - Stone/Ceramic Tile
Bedroom3
10 x 7
Closet - Linen, Flooring - Hardwood
Dining Room
8 x 7
Flooring - Stone/Ceramic Tile
Kitchen
10 x 7
Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Gas Stove
Living Room
14.5 x 10
Flooring - Hardwood
Office
7 x 5
Flooring - Wood

Second Floor

Bathroom2
Bathroom - Full, Bathroom - Tiled With Tub, Flooring - Stone/Ceramic Tile
Bedroom2
11 x 8
Cedar Closet(s), Flooring - Laminate
Master Bedroom
13 x 11
Ceiling Fan(s), Closet - Linen, Flooring - Laminate

Other Floor

Bedroom5
Bedroom4
Bathroom3
Family Room
Flooring - Stone/Ceramic Tile
Master Bathroom

Interior Features

Flooring: Tile, Laminate, Hardwood, Flooring - Wood
Appliances: Gas Water Heater
Interior Features: Office
Windows: Insulated Windows, Storm Window(s)
Basement:
Laundry: Flooring - Stone/Ceramic Tile, Laundry Chute, Second Floor
Security:

Construction & Materials

Style: Colonial
Year Built: 1960
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Central, Forced Air
Heating Zones: 1
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features: Paved Drive, Off Street
School District
Wilmington School District local
A-
School Safety 2024-25
0.8% Low
0.8% Suspensions 0.7% In-School
4.7% below state avg
E

Elementary Schools

6 schools
Abundant Life Christian School
1.2 mi
Grades PK-08
B
Shawsheen Elementary School
0.8 mi | #345 of 824 | Score: 49.3
Dropped 165 spots from last year
-8.9 below state avg
304 students Moderate
Grades 01-03
A-
West Intermediate School
1.0 mi | #175 of 824 | Score: 56.2
Improved 104 spots from last year
-2 below state avg
309 students Moderate
Rising School
Grades PK-05
Boutwell School
1.1 mi
128 students Moderate
Grades PK-K
A-
North Intermediate School
1.9 mi | #196 of 824 | Score: 55.2
Improved 4 spots from last year
-3 below state avg
246 students Less Diverse
Strong Attendance
Grades 04-05
B+
Woburn Street School
2.0 mi | #283 of 824 | Score: 51.3
Dropped 198 spots from last year
-6.9 below state avg
368 students Moderate
Strong Attendance
Grades 01-03
M

Middle Schools

1 school
A-
Wilmington Middle School
1.0 mi | #76 of 352 | Score: 52.7
Improved 2 spots from last year
-5.5 below state avg
782 students Moderate
Grades PK-08
H

High Schools

1 school
A-
Wilmington High School
1.3 mi | #74 of 346 | Score: 63.2
Dropped 37 spots from last year
+5 above state avg
619 students Moderate
17 sports • 1,648 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $520
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

46 Cottage Street, Wilmington MA 01887

Wilmington, MA 01887

Listing Information

Listing Agent Musa Muzaaya
Listing Office The American Dream Real Estate
Office Phone 617-290-6783
Agent MLS ID CN229966
Office MLS ID K95454
Listing Data Updated May 5, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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