Dimensions10 x 9
FeaturesCloset, Flooring - Laminate, Lighting - Overhead, Flooring - Engineered Hardwood
LevelSecond
28 Holly Drive, Gardner MA 01440
Gardner, MA 01440
$559,900
$439,000
Est. $2,865/month
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About this home
This is your opportunity to own a beautiful home below market value!!This lovely 3 bedroom residence a modern touch all set on a large 1.39 Acre wooded lot in a quiet & desired neighborhood! Step into your bright & sunny living room!The flowing floor plan takes to you to an open concept kitchen/dining room that boasts an island, stainless steel appliances, granite countertops &lots of cabinets! Updated in 2022 by the prior owner: New flooring throughout,updated baths & a new septic! Modern lighting & fixtures! The 2nd level has a large main bedroom w/ cathedral ceilings & additional room for an office! 2 ample bedrooms.1st floor 3/4 & 2nd floor full bath all contemporary ceramic & tiled! Additional 1st floor office or possible 4th bedroom! The basement has a finished area ready for a family or game room! Step out to your HUGE Deck and the very private grassed/wooded yard. Do not let the price drops fool you this home is lovely!!
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Public Records & Permits
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Recently Sold Nearby
Property History
Market Insights
6
Price Changes
21.6%
Price Range
Property Timeline
Back On Market
Aug 1, 2026
Active
Status: Active under contract
Apr 28, 2026
Active → Active Under Contract
Pending Sale
Apr 27, 2026
Offer accepted, sale pending
Price Reduced
Apr 22, 2026
$439,000
$40,900
(-8.52%)
From $479,900 to $439,000 (-8.5%)
Price Reduced
Apr 5, 2026
$479,900
$20,000
(-4%)
From $499,900 to $479,900 (-4.0%)
Price Reduced
Mar 25, 2026
$499,900
$10,000
(-1.96%)
From $509,900 to $499,900 (-2.0%)
Price Reduced
Mar 9, 2026
$509,900
$9,100
(-1.75%)
From $519,000 to $509,900 (-1.8%)
Price Reduced
Feb 13, 2026
$519,000
$20,000
(-3.71%)
From $539,000 to $519,000 (-3.7%)
Price Reduced
Feb 2, 2026
$539,000
$20,900
(-3.73%)
From $559,900 to $539,000 (-3.7%)
Listed for Sale
Jan 17, 2026
$439,000
Original listing
Agent: Kelle O'Keefe
Office: Keller Williams Realty North Central
Listed for Sale
Jan 17, 2026
$559,900
Original listing
Agent: Kelle O'Keefe
Office: Keller Williams Realty North Central
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/01/2026 | • Back On Market | - | - | - | Active |
| 04/28/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 04/27/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 04/22/2026 | ↓ Price Reduced | $439,000 | $40,900 | - | From $479,900 to $439,000 (-8.5%) |
| 04/05/2026 | ↓ Price Reduced | $479,900 | $20,000 | - | From $499,900 to $479,900 (-4.0%) |
| 03/25/2026 | ↓ Price Reduced | $499,900 | $10,000 | - | From $509,900 to $499,900 (-2.0%) |
| 03/09/2026 | ↓ Price Reduced | $509,900 | $9,100 | - | From $519,000 to $509,900 (-1.8%) |
| 02/13/2026 | ↓ Price Reduced | $519,000 | $20,000 | - | From $539,000 to $519,000 (-3.7%) |
| 02/02/2026 | ↓ Price Reduced | $539,000 | $20,900 | - | From $559,900 to $539,000 (-3.7%) |
| 01/17/2026 | 🏠 Listed for Sale | $439,000 | - | - | Original listing |
| 01/17/2026 | 🏠 Listed for Sale | $559,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,342 | $0 |
Financial Details
Annual Property Tax
$5,342
Tax Year 2025
Assessed Value
$0
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1984
Living Area
2,432 sq ft
Lot Size
1.39 acres
Bedrooms
3
Full Baths
2
Total Rooms
8
Interior
Heating
Forced Air
Cooling
None
Flooring
Wood, Tile, Carpet, Laminate
Appliances
Electric Water Heater, Range, Refrigerator
Fireplace
None
Basement
Full, Partially Finished, Walk-out Access, Interior Entry, Concrete
Laundry
Flooring - Laminate, Deck - Exterior, Electric Dryer Hookup, Washer Hookup, First Floor
Features
Closet, Den
Exterior
Construction
Frame
Architecture
Colonial
Roof
Shingle
Features
Porch, Deck, Storage
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck
Parking
Features
Off Street
Total Spaces
6
Utilities
Electric
Circuit Breakers
Water
Private
Sewer
Private Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$5,342
Assessed Value
0.00
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Short Sale And Subject To Lender Approval. Buyer Can Have Inspection, S Seller Unable To Make Any Repairs. However There Was A Fully Accepted Offer All The Way To The Day Before Close. All Have Been Addressed As Well As Past Title 5. Seller Could Not Close Due To Amount Due At Close.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Owner
Documents
None
County
Worcester
Total market time (incl. prior listings)
121 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1984
Bedrooms
3
Full Bathrooms
2
Living Area
2,432 sq ft
Total Rooms
8
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,632 sq ft above grade
800 sq ft below grade
FeaturesBathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid
LevelSecond
Dimensions13 x 9
FeaturesCeiling Fan(s), Closet, Flooring - Laminate, Lighting - Overhead
LevelSecond
Dimensions19 x 14
FeaturesCathedral Ceiling(s), Ceiling Fan(s), Walk-In Closet(s), Flooring - Laminate
LevelSecond
FeaturesBathroom - 3/4, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Wainscoting
LevelFirst
Dimensions12 x 11
FeaturesCloset/Cabinets - Custom Built, Flooring - Laminate
LevelFirst
Dimensions14 x 10
FeaturesFlooring - Laminate, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Stainless Steel Appliances, Lighting - Pendant, Crown Molding
LevelFirst
Dimensions14 x 11
FeaturesCeiling Fan(s), Flooring - Laminate, Window(s) - Picture
LevelFirst
FeaturesCloset, Flooring - Wood, Chair Rail, Exterior Access, Recessed Lighting
LevelBasement
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPorch, Deck
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Carpet, Laminate
Appliances:
Electric Water Heater, Range, Refrigerator
Interior Features:
Closet, Den
Windows:
Insulated Windows
Basement:
Full, Partially Finished, Walk-Out Access, Interior Entry, Concrete
Laundry:
Flooring - Laminate, Deck - Exterior, Electric Dryer Hookup, Washer Hookup, First Floor
Security:
Construction & Materials
Style:
Colonial
Year Built:
1984
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Forced Air
Cooling:
None
Hot Water:
Water Source:
Private
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch, Deck, Storage
Patio & Porch:
Porch, Deck
Fencing:
Other Structures:
Lot Features:
Wooded, Level
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Off Street
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$445
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
28 Holly Drive, Gardner MA 01440
Gardner, MA 01440
Listing Information
Listing Agent
Kelle O'Keefe
Listing Office
Keller Williams Realty North Central
Office Phone
978-840-9000
Agent MLS ID
G8002001
Office MLS ID
K95580
Listing Data Updated
Aug 24, 2026 2:30 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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