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25 Bear Hill Rd, Gardner MA 01440

Gardner, MA 01440
$340,000
Est. $2,414/month
3
Beds
1.5
Baths
1,786
Sq Ft
$190
Price/Sq Ft
0.32
Acres
1990
Year Built
4
Parking
178
Days on Market
Active Listed Jan 13, 2026 • MLS# 73467840 Copied! • Updated Feb 18, 2026

About this home

CASH or REHAB LOANS ONLY - Selling AS IS - 25 Bear Hill RD offers a solid opportunity for buyers ready to renovate and build equity. This 3 Bedroom, 1.5 Bath home is ideal for investors, contractors, or owner-occupants. The home features a functional layout with defined living spaces with a mix of cozy and generous room sizes. With vision and improvements this property has the potential to be transformed into a comfortable primary residence or investment. Conveniently located, this is a chance to bring new life to a home with upside potential in a desirable area.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

👁️
Showing Instructions Updated
Jan 17, 2026
New showing requirements
🏠
Listed for Sale
Jan 13, 2026
$340,000
Original listing
Office: Four Columns Realty, LLC

Tax History

Year Taxes Assessment
2025 $5,932 $413,100

Financial Details

Annual Property Tax
$5,932
Tax Year 2025
Assessed Value
$413,100

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1990
Living Area 1,786 sq ft
Lot Size 0.32 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Baseboard, Oil
Cooling Window Unit(s)
Flooring Vinyl, Particle Board, Other
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement Partially Finished
Laundry In Basement
Features None

Exterior

Construction Frame
Architecture Cape
Roof Shingle
Features Covered Patio/deck, Storage
Pool None
Spa None
Fencing None
Patio/Porch Covered
Features Paved Drive, Off Street, Paved
Total Spaces 4
Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range
Annual Tax $5,932
Assessed Value $413,100
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures No Trespassing - Will Not Qualify For All Types Of Financing. - Do Not Go Onto The Property Without Permission. Selling As Is - 24hr Notice Required For All Showing Requests. - Plumbing Froze During Recent Cold Temps, Condition Of Plumbing System Unknown, Buyer/agent To Perform All Due Diligence.
Possession None
Accepted Financing None
Structure Type []
House Color grey
Sq Ft Source Public Record
Sq Ft Disclosures buyer and buyer agent to do all due diligence - living area/measurements approx
Documents None
County Worcester
Total market time (incl. prior listings) 36 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1990
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,786 sq ft
Total Rooms
7

Room Details

First Floor

Bathroom1
Bathroom - Half
Dining Room
9 x 12
Kitchen
9 x 11
Living Room
12 x 16
Family Room
15 x 19
Pocket Door

Second Floor

Bedroom3
16 x 12
Bathroom2
Bathroom - Full, Bathroom - With Tub
Bedroom2
19 x 18
Master Bedroom
15 x 18

Other Floor

Bedroom5
Bedroom4
Bathroom3
Office
Master Bathroom

Interior Features

Flooring: Vinyl, Particle Board, Other
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Partially Finished
Laundry: In Basement
Security:

Construction & Materials

Style: Cape
Year Built: 1990
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Covered Patio/Deck, Storage
Patio & Porch: Covered
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Walk/Jog Trails, Golf, Medical Facility, Public School, University
School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
4.4 mi
Grades K-08
C-
Gardner Elementary School
2.8 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
2.4 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
2.5 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
2.6 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $494
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

25 Bear Hill Rd, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Office Four Columns Realty, LLC
Office Phone 978-544-5100
Agent MLS ID CN256278
Office MLS ID H95126
Listing Data Updated Feb 18, 2026 10:38 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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