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13 Washburn Terrace, Spencer MA 01562

Spencer, MA 01562
$400,000
$399,900
Est. $2,413/month
2
Beds
1
Baths
816
Sq Ft
$490
Price/Sq Ft
0.26
Acres
1920
Year Built
4
Parking
226
Days on Market
Active Price Drop -$100 Listed Nov 25, 2025 • MLS# 73457748 Copied! • Updated Jun 28, 2026

About this home

Welcome to your sanctuary on Brooks Pond in Spencer, MA. This charming 2-BR, 1-BA cottage opens the door to creative freedom with true waterfront living. Step onto the multi-level deck leading to the shoreline; perfect for sunrise coffee, kayaking, or casting a line. A private dock & boat launch invite a sunset cruise. Enjoy an outdoor shower and revitalize your soul beside the decorative water garden. Inside, this home is equipped for comfort with a pellet stove, two ductless mini-splits, a tankless Rinnai water heater, propane cooking, and a 200-amp electrical upgrade. The highlight of the property is the 24×12 studio-workshop with a 12×12 workspace, a 12×12 studio/bedroom, and a 6×12 fabrication room; ideal for woodworking, painting, or craft work. Let the pond be your inspiration while enjoying full modern systems that keep life “just off-grid” without sacrifice. This haven offers an unmatched lifestyle of artistic freedom. Schedule your showing today and let your imagination soar!

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
5.9%
Price Range

Property Timeline

Price Reduced
Jun 24, 2026
$399,900 $25,100 (-5.91%)
From $425,000 to $399,900 (-5.9%)
🏠
Listed for Sale
Nov 25, 2025
$425,000
Original listing
Agent: Kurt Thompson Office: RE/MAX Liberty
🏠
Listed for Sale
Nov 25, 2025
$400,000
Original listing
Agent: Kurt Thompson Office: RE/MAX Liberty
🏠
Listed for Sale
Nov 25, 2025
$400,000
Original listing
Agent: Kurt Thompson Office: RE/MAX Liberty

Tax History

Year Taxes Assessment
2025 $2,288 $194,900

Financial Details

Annual Property Tax
$2,288
Tax Year 2025
Assessed Value
$194,900

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1920
Living Area 816 sq ft
Lot Size 0.26 acres
Bedrooms 2
Full Baths 1
Total Rooms 5

Interior

Heating Pellet Stove, Ductless
Cooling Ductless
Flooring Wood, Carpet, Laminate
Appliances Water Heater, Tankless Water Heater, Range, Refrigerator, Washer
Fireplace None
Basement None
Laundry Washer Hookup
Features Internet Available - Broadband

Exterior

Construction Frame
Architecture Cottage
Roof Shingle
Features Deck, Storage, Outdoor Shower, Stone Wall
Pool None
Spa None
Fencing None
Patio/Porch Deck
Features Off Street, Unpaved
Total Spaces 4
Electric Circuit Breakers, 200+ Amp Service
Water Private
Sewer Private Sewer
Gas None
Other For Gas Range, For Gas Oven, Washer Hookup
Annual Tax $2,288
Assessed Value $194,900
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures See All Docs Attached To This Listing. Recording Devices - See Notice Of Recording Attached. Private Road. Some Photos Have Been Digitally Enhanced Using Ai. Brooks Pond Is A Private Pond, Buyer Responsible For Due Diligence Regarding Use And Access.
Possession None
Accepted Financing None
Structure Type []
House Color Green
Sq Ft Source Public Record
Sq Ft Disclosures Does not include any space in the workshop building
Documents None
County Worcester
Total market time (incl. prior listings) 122 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
2
Full Bathrooms
1
Living Area
816 sq ft
Total Rooms
5

Room Details

First Floor

Bathroom1
4 x 3
Bathroom - 3/4, Flooring - Laminate, Lighting - Sconce
Dining Room
13 x 11
Ceiling Fan(s), Flooring - Wood, Window(s) - Picture, Balcony / Deck, Slider
Kitchen
9 x 9
Ceiling Fan(s), Flooring - Wood, Stainless Steel Appliances, Lighting - Overhead
Bedroom2
8 x 7
Ceiling Fan(s), Flooring - Wall to Wall Carpet, Lighting - Overhead
Living Room
19 x 15
Wood / Coal / Pellet Stove, Ceiling Fan(s), Flooring - Wall to Wall Carpet, Exterior Access, Lighting - Overhead, Half Vaulted Ceiling(s)
Master Bedroom
9 x 9
Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead

Other Floor

Bedroom5
Bedroom4
Bedroom3
Bathroom2
Bathroom3
Office
Family Room
Master Bathroom
No

Interior Features

Flooring: Wood, Carpet, Laminate
Appliances: Water Heater, Tankless Water Heater, Range, Refrigerator, Washer
Interior Features: Internet Available - Broadband
Windows: Insulated Windows
Basement:
Laundry: Washer Hookup
Security:

Construction & Materials

Style: Cottage
Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Slab

Heating, Cooling & Utilities

Heating: Pellet Stove, Ductless
Heating Zones: 3
Cooling: Ductless
Cooling Zones: 2
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Storage, Outdoor Shower, Stone Wall
Patio & Porch: Deck
Fencing:
Other Structures:
Lot Features: Wooded, Gentle Sloping
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Off Street, Unpaved

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, Pond, Direct Access, Lake/Pond, 1/10 to 3/10 To Beach, Beach Ownership(Public)
View: Yes
View Type: Scenic View(s)
Community Amenities: Walk/Jog Trails, Laundromat, Conservation Area, House of Worship, Public School

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $191
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

13 Washburn Terrace, Spencer MA 01562

Spencer, MA 01562

Listing Information

Listing Agent Kurt Thompson
Listing Office RE/MAX Liberty
Office Phone 978-786-5160
Agent MLS ID H4589966
Office MLS ID AN7689
Listing Data Updated Jun 28, 2026 4:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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