35 Cedar St # 6, Gardner MA 01440

Gardner, MA 01440
$300,000
$249,999
Est. $2,124/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
2
Baths
1,652
Sq Ft
$151
Price/Sq Ft
0.00
Acres
1920
Year Built
2
Parking
346
Days on Market
For Sale Price Drop -$50,001 Listed Oct 27, 2025 • MLS# 73448393 Copied! • Updated Sep 30, 2026

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About this home

Motivated Seller! Welcome Home to This Stunning Multi-Level Condo in Gardner, MA! Discover modern living in this spacious 2-bedroom, 2-bathroom condo offering 1,658 sq. ft. of beautifully designed space. The tall ceilings and open-concept layout create an airy, inviting atmosphere perfect for both relaxing and entertaining. The updated kitchen features granite countertops, stainless steel appliances, and plenty of cabinet space — seamlessly flowing into the living area for effortless gatherings. Unwind in the luxurious spa tub, or enjoy the mix of laminate and carpeted flooring that brings both style and comfort throughout.An additional loft area offers flexible space — ideal for a home office, guest room, or cozy retreat and possibly a 3rd bedroom. Located in a convenient Gardner neighborhood close to Dunn Park, shops, restaurants, and major routes. HOA Association Fee is: $426.00 Monthly which Includes: Water, Sewer, Master Insurance, Landscaping, Snow Removal, and Refuse Removal.

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Recently Sold Nearby

Property History

Market Insights

7
Price Changes
13.8%
Price Range

Property Timeline

↓
Price Reduced
Sep 21, 2026
$249,999 $5,001 (-1.96%)
From $255,000 to $249,999 (-2.0%)
↓
Price Reduced
Aug 12, 2026
$255,000 $7,500 (-2.86%)
From $262,500 to $255,000 (-2.9%)
↓
Price Reduced
Aug 8, 2026
$262,500 $2,499 (-0.94%)
From $264,999 to $262,500 (-0.9%)
•
Back On Market
Jun 28, 2026
Active
📋
Status: Active under contract
May 19, 2026
Active → Active Under Contract
⏳
Pending Sale
May 16, 2026
Offer accepted, sale pending
↓
Price Reduced
Apr 13, 2026
$264,999 $4,901 (-1.82%)
From $269,900 to $264,999 (-1.8%)
↓
Price Reduced
Mar 24, 2026
$269,900 $5,000 (-1.82%)
From $274,900 to $269,900 (-1.8%)
↓
Price Reduced
Feb 8, 2026
$274,900 $100 (-0.04%)
From $275,000 to $274,900 (-0.0%)
↓
Price Reduced
Dec 16, 2025
$275,000 $15,000 (-5.17%)
From $290,000 to $275,000 (-5.2%)
🏠
Listed for Sale
Oct 28, 2025
$290,000
Original listing
Office: LAER Realty Partners

Tax History

Year Taxes Assessment
2025 $2,803 $195,200

Financial Details

Annual Property Tax
$2,803
Tax Year 2025
HOA Fee
$426
Monthly
Assessed Value
$195,200

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1920
Living Area 1,652 sq ft
Lot Size 0.0000
Stories 2
Bedrooms 2
Full Baths 2
Total Rooms 5

Interior

Heating Baseboard, Natural Gas
Cooling Window Unit(s)
Flooring Vinyl, Carpet, Laminate
Appliances Range, Dishwasher, Refrigerator
Fireplace None
Basement Y
Laundry In Basement, Common Area, In Building
Features None

Exterior

Construction Frame
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street
Total Spaces 2
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range
Annual Tax $2,803
Assessed Value $195,200

HOA & Community

HOA Fee $426 Monthly
Fee Includes Water, Sewer, Insurance, Maintenance Grounds, Snow Removal, Trash
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Pets Yes w/ Restrictions
Lead Paint Unknown
Seller Disclosures Video And Audio Camera In Entry Of Building, Not In The Unit. Common Laundry Area Is The Basement.
Exclusions White Freezer Not Included.
Possession None
Accepted Financing None
Structure Type ["Attached"]
Unit/Building 6
Sq Ft Source Unit Floor Plan
Documents Master Deed, Floor Plans (2)
County Worcester
Total market time (incl. prior listings) 307 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1920
Bedrooms
2
Full Bathrooms
2
Living Area
1,652 sq ft
Total Rooms
5
Stories
2
Entry Level
2

Floor Layout

Interior Features

Flooring: Vinyl, Carpet, Laminate
Appliances: Range, Dishwasher, Refrigerator
Interior Features:
Windows: Insulated Windows
Basement: Y
Laundry: In Basement, Common Area, In Building
Security:

Construction & Materials

Year Built: 1920
Structure Type: Attached
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 2

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 2
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street
School District
Gardner School District local
D
⚠ School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
↑ 0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.1 mi
Grades K-08
C-
Gardner Elementary School
0.6 mi | #677 of 825 | Score: 37.1
Improved 88 spots from last year
-21.1 below state avg
1,071 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
D
Gardner Middle School
0.7 mi | #335 of 352 | Score: 27.0
Dropped 4 spots from last year
-31.2 below state avg
528 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
0.6 mi | #230 of 346 | Score: 49.5
Improved 83 spots from last year
-8.7 below state avg
797 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
0.2 mi | #325 of 346 | Score: 30.7
Improved 54 spots from last year
-27.5 below state avg
74 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $234
Homeowners Insurance $200
HOA Fee $426/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

35 Cedar St # 6, Gardner MA 01440

Gardner, MA 01440

Listing Information

Listing Agent Michele Mathieu
Listing Office LAER Realty Partners
Office Phone 978-534-3100
Agent MLS ID CN217300
Office MLS ID AN1929
Listing Data Updated Sep 30, 2026 5:58 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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