69 Winter St, Springfield MA 01105
Springfield, MA 01105
$399,000
$379,000
Est. $2,810/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Strong investment property. This downtown Springfield investment property offers a $5,500+ monthly rent roll. The property consists of a joisted masonry building containing one 3BR apartment, one 5BR apartment, and ten garage bays that lease at a monthly rate of $150 each. Apartments feature a sunroom, and the 5BR apartment also has an office. The apartments are bright with renovated kitchens and a combination of hardwood and laminate flooring. The NOI is $50,579 and the cap rate is 13.35%. Located nearby to the Springfield FD Headquarters, the property offers access to major highways I-91, I-291 & I-90 (the Mass Pike); as well as area hospitals (under two miles to Baystate Medical Center and approximately one mile to Mercy Medical Center). The property is situated close to Springfield’s CBD, nearby to MGM Springfield and the Basketball Hall of Fame, within a 30 minute drive time of UMass Amherst and the Five College Area.
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Market Insights
1
Price Changes
5%
Price Range
Property Timeline
Price Reduced
Sep 8, 2026
$379,000
$20,000
(-5.01%)
From $399,000 to $379,000 (-5.0%)
Listed for Sale
Jun 15, 2026
$399,000
Original listing
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/08/2026 | ↓ Price Reduced | $379,000 | $20,000 | - | From $399,000 to $379,000 (-5.0%) |
| 06/15/2026 | 🏠 Listed for Sale | $399,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $8,321 | $389,200 |
Financial Details
Annual Property Tax
$8,321
Tax Year 2026
Assessed Value
$389,200
Facts & Features
10 Car Garage
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1890
Living Area
3,520 sq ft
Lot Size
0.15 acres
Stories
3
Bedrooms
8
Full Baths
2
Total Rooms
15
Investment Metrics
Units
2
Unit 1 Rent
$1,700/mo · N
Unit 2 Rent
$2,500/mo · N
Total Monthly Rent
$4,200/mo
Gross Income
$68,400
Net Operating Income
$50,579
Operating Expenses
$17,821
Water/Sewer Expense
$3,000
Electric Expense
$1,000
Insurance Expense
$2,500
Cap Rate
13.35%
Interior
Heating
Electric, Steam, Natural Gas
Cooling
Window Unit(s)
Flooring
Wood, Laminate, Hardwood
Appliances
Range, Refrigerator
Fireplace
None
Basement
Full, Garage Access, Concrete, Unfinished
Laundry
None
Features
Living Room, Kitchen, Sunroom
Exterior
Construction
Brick
Architecture
None
Roof
Shingle
Features
Rain Gutters
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
10
Has Garage
Yes
Features
Paved Drive, Other
Total Spaces
10
Utilities
Electric
Circuit Breakers, Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven
Financial
Annual Tax
$8,321
Assessed Value
$389,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
beige
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
91 days
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1890
Bedrooms
8
Full Bathrooms
2
Living Area
3,520 sq ft
Total Rooms
15
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,520 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Laminate, Hardwood
Appliances:
Range, Refrigerator
Interior Features:
Living Room, Kitchen, Sunroom
Windows:
Insulated Windows
Basement:
Full, Garage Access, Concrete, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1890
Structure Type:
Exterior Materials:
Brick
Roof:
Shingle
Foundation:
Brick/Mortar
Stories:
3
Heating, Cooling & Utilities
Heating:
Electric, Steam, Natural Gas
Heating Zones:
2
Cooling:
Window Unit(s)
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Garage Spaces:
10
Total Parking Spaces:
10
Parking Features:
Paved Drive, Other
Special Features
View:
Yes
View Type:
City View(s)
Community Amenities:
Public Transportation, Park, Medical Facility, Highway Access, Public School, Sidewalks
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
10 schools
Your Educational Success Academy
0.4 mi
Grades K-12
A
Alfred G. Zanetti Montessori Magnet School
1.0 mi
|
#3 of 16
|
Score: 47.5
Improved 137 spots from last year
-10.7 below state avg
436 students
Diverse
Rising School
Grades PK-08
B
Veritas Preparatory Charter School
1.1 mi
|
#12 of 25
|
Score: 34.5
Improved 339 spots from last year
-23.8 below state avg
769 students
Moderate
Early College Program
Rising School
Grades 05-12
D
The Springfield Virtual School
1.7 mi
|
#326 of 346
|
Score: 30.7
Improved 11 spots from last year
-27.5 below state avg
201 students
Moderate
College Ready Curriculum
Grades PK-12
Academy Hill School
2.0 mi
Grades PK-08
St. Michael's Academy
2.6 mi
Grades PK-08
Grace Academy
2.9 mi
Grades K-12
A+
Springfield Preparatory Charter School
3.0 mi
|
#2 of 16
|
Score: 48.5
Improved 94 spots from last year
-9.8 below state avg
485 students
Moderate
Rising School
Strong Attendance
Grades K-08
Pioneer Valley Christian Academy
3.6 mi
Grades PK-12
Pioneer Valley Montessori School
4.6 mi
Grades PK-06
Middle Schools
10 schools
C
John J. Duggan Middle School
3.2 mi
|
#251 of 346
|
Score: 47.1
Improved 35 spots from last year
-11.1 below state avg
843 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Grades 06-12
F
South End Middle School
0.7 mi
|
#350 of 352
|
Score: 23.0
Improved 12 spots from last year
-35.2 below state avg
176 students
Moderate
Grades 06-08
Springfield Commonwealth Academy
0.8 mi
Grades 06-08
Springfield Middle School
1.3 mi
15 students
Moderate
Grades 06-08
F
Springfield Public Day Middle School
1.3 mi
|
#352 of 352
|
Score: 19.5
Improved 14 spots from last year
-38.7 below state avg
45 students
Diverse
Grades 06-08
D
Springfield Legacy Academy
1.5 mi
|
#16 of 16
|
Score: 18.8
Improved 340 spots from last year
-39.4 below state avg
243 students
Less Diverse
Rising School
Grades 06-08
C
Impact Prep at Chestnut
1.5 mi
|
#13 of 16
|
Score: 23.7
Improved 350 spots from last year
-34.5 below state avg
314 students
Moderate
Rising School
Grades 06-08
B
Chestnut Accelerated Middle School (Talented and Gifted)
1.5 mi
|
#162 of 352
|
Score: 43.2
Dropped 9 spots from last year
-15 below state avg
291 students
Diverse
Strong Attendance
Grades 06-08
F
Forest Park Middle School
1.9 mi
|
#341 of 352
|
Score: 26.3
Improved 18 spots from last year
-31.9 below state avg
460 students
Diverse
Grades 06-08
C-
Van Sickle Prep School
1.9 mi
|
#15 of 16
|
Score: 21.0
Improved 330 spots from last year
-37.2 below state avg
207 students
Moderate
Rising School
Grades 06-08
High Schools
10 schools
C+
Libertas Academy Charter School
0.2 mi
|
#238 of 346
|
Score: 48.5
Improved 106 spots from last year
-9.8 below state avg
592 students
Moderate
7 sports
• 134 athletes
Rising School
Grades 06-12
C-
Conservatory of the Arts
0.4 mi
|
#303 of 346
|
Score: 37.6
Improved 2 spots from last year
-20.6 below state avg
292 students
Moderate
High Graduation Rate
College Ready Curriculum
Grades 06-12
C
Emergence Academy
0.5 mi
|
#21 of 25
|
Score: 26.2
Improved 356 spots from last year
-32 below state avg
376 students
Diverse
Rising School
Diverse Student Body
Grades 06-12
C
The Springfield Renaissance School an Expeditionary Learning School
1.9 mi
|
#275 of 346
|
Score: 45.0
Improved 6 spots from last year
-13.2 below state avg
596 students
Diverse
High Graduation Rate
College Ready Curriculum
Grades 06-12
C-
Baystate Academy Charter Public School
2.9 mi
|
#306 of 346
|
Score: 37.1
Improved 37 spots from last year
-21.1 below state avg
344 students
Diverse
Rising School
College Ready Curriculum
Grades 06-12
B+
Gateway to College at Springfield Technical Community College
0.5 mi
|
#123 of 346
|
Score: 74.4
Same rank as last year
30 students
Diverse
College Ready Curriculum
Grades 09-12
C
High School of Commerce
0.5 mi
|
#272 of 346
|
Score: 45.2
Improved 30 spots from last year
-13 below state avg
835 students
Moderate
11 sports
• 554 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 09-12
F
Phoenix Academy Public Charter High School, Springfield
0.6 mi
|
#343 of 346
|
Score: 20.1
Improved 5 spots from last year
-38.1 below state avg
175 students
Moderate
College Ready Curriculum
Grades 09-12
F
Springfield International Academy at Sci-Tech
2.1 mi
|
#340 of 346
|
Score: 20.7
Dropped 40 spots from last year
-37.5 below state avg
52 students
Diverse
Career Tech Programs
College Ready Curriculum
Diverse Student Body
Grades 09-12
C-
Springfield High School of Science and Technology
2.1 mi
|
#311 of 346
|
Score: 36.3
Dropped 1 spots from last year
-21.9 below state avg
1,147 students
Moderate
13 sports
• 870 athletes
Career Tech Programs
College Ready Curriculum
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$693
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
69 Winter St, Springfield MA 01105
Springfield, MA 01105
Listing Information
Listing Agent
Tim Thompson
Listing Office
Timothy Thompson
Office Phone
413-210-9383
Agent MLS ID
CN206795
Office MLS ID
AN7830
Listing Data Updated
Sep 12, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Springfield.