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688 Whitney St, Gardner MA 01440

Gardner, MA 01440
$526,800
Est. $3,326/month
3
Beds
2
Baths
1,882
Sq Ft
$280
Price/Sq Ft
1.89
Acres
1989
Year Built
2 hours 27 minutes
Time on Market
Active Open House Listed Jun 3, 2026 • MLS# 73529106 Copied!

About this home

Tucked away on nearly 2 acres of enchanting woodland, this one-of-a-kind retreat offers the perfect blend of privacy, nature, and comfort. Enjoy apple & cherry trees, wild strawberries, and abundant wildlife. This property feels like your own private wonderland while being just 800 feet from the Westminster town line and moments from a local lake where fishing and boating can be enjoyed. Inside, soaring ceilings, skylights, and warm wood stoves create a cozy yet bright and inviting atmosphere filled with natural light. The spacious eat-in kitchen serves as the heart of the home, while the year-round heated sunroom, with its charming bar area and swing provides the perfect place to relax, entertain, and enjoy the beauty of every season. The partially finished basement offers additional living and entertaining space with a dedicated pool room. Meticulously maintained and lovingly cared for, this exceptional property offers a rare opportunity to enjoy a magical setting.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1989
Bedrooms
3
Full Bathrooms
2
Living Area
1,882 sq ft
Total Rooms
5

Open House Schedule

06
Jun
Saturday, June 6
11:00 AM - 12:30 PM EDT

Facts & Features

3 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1989
Living Area 1,882 sq ft
Lot Size 1.89 acres
Bedrooms 3
Full Baths 2
Total Rooms 5

Interior

Heating Baseboard, Oil
Cooling None
Flooring Tile, Carpet, Laminate
Appliances Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Fireplace None
Basement Full, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features Sun Room

Exterior

Construction Frame
Architecture Cape, Contemporary
Roof Shingle
Features Porch - Enclosed, Rain Gutters, Storage, Fruit Trees, Garden, Stone Wall
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed

Parking

Garage Spaces 3
Has Garage Yes
Features Carport, Paved Drive, Off Street, Paved
Total Spaces 9

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Private
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup, Icemaker Connection

Financial

Annual Tax $5,542
Assessed Value $385,900

Interior Features

Flooring: Tile, Carpet, Laminate
Appliances: Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer, Plumbed For Ice Maker
Interior Features: Sun Room
Windows: Skylight(s), Insulated Windows
Basement: Full, Partially Finished, Interior Entry, Bulkhead, Concrete
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Cape, Contemporary
Year Built: 1989
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Heating Zones: 3
Cooling: None
Hot Water:
Water Source: Private
Sewer: Private Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch - Enclosed, Rain Gutters, Storage, Fruit Trees, Garden, Stone Wall
Patio & Porch: Porch - Enclosed
Fencing:
Other Structures:
Lot Features: Wooded
Road Surface: Paved

Parking & Garage

Garage Spaces: 3
Total Parking Spaces: 9
Parking Features: Carport, Paved Drive, Off Street, Paved

Location

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Neighborhood

688 Whitney St, Gardner MA 01440

Gardner, MA 01440

Walkability

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Nearby Schools

School District
Gardner School District local
D
School Safety 2024-25
5.8% Above Average
5.6% Suspensions 0.5% In-School 0.2% Emergency
0.3% above state avg
E

Elementary Schools

2 schools
Wachusett Hills Christian School
2.9 mi
Grades K-08
C-
Gardner Elementary School
3.0 mi | #669 of 824 | Score: 37.5
Improved 96 spots from last year
-20.7 below state avg
1,087 students Diverse
Rising School Diverse Student Body
Grades PK-04
M

Middle Schools

1 school
F
Gardner Middle School
3.5 mi | #338 of 352 | Score: 26.8
Dropped 7 spots from last year
-31.4 below state avg
514 students Diverse
Grades 05-07
H

High Schools

2 schools
C+
Gardner High School
3.3 mi | #239 of 346 | Score: 47.5
Improved 74 spots from last year
-10.7 below state avg
808 students Diverse
15 sports • 820 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 08-12
D
Gardner Academy for Learning and Technology
2.7 mi | #331 of 346 | Score: 26.7
Improved 48 spots from last year
-31.6 below state avg
123 students Diverse
Early College Program Rising School Career Tech Programs
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $462
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jun 3, 2026
$526,800
Original listing
Agent: Michelle Lopez Office: Coldwell Banker Realty - Leominster

Price & Status History

Date Event Price Change
Jun 3, 2026 New Listing Added $526,800

Market Statistics

Time on Market
2 hours 27 minutes
Price per Sq Ft
$280

Tax History

Year Taxes Assessment
2025 $5,542 $385,900

Financial Details

Annual Property Tax
$5,542
Tax Year 2025
Assessed Value
$385,900

Listing Information

Listing Agent Michelle Lopez
Listing Office Coldwell Banker Realty - Leominster
Agent MLS ID CN222185
Office MLS ID AN6215
Listing Data Updated Jun 3, 2026 11:06 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Gardner, MA

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