66 Pearl St, Ayer MA 01432

Ayer, MA 01432
$550,000
Est. $3,414/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
1.5
Baths
1,362
Sq Ft
$404
Price/Sq Ft
0.42
Acres
1925
Year Built
4
Parking
3 hours 55 minutes
Time on Market
For Sale Open House Listed Oct 8, 2026 • MLS# 73588183 Copied! • Updated Oct 8, 2026

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Open House Schedule

10
Oct
Saturday, October 10
10:00 AM - 12:00 PM EDT
11
Oct
Sunday, October 11
12:00 PM - 2:00 PM EDT
09
Oct
Friday, October 9
5:00 PM - 6:30 PM EDT

About this home

Your next adventure is out there…and it may just begin right here at 66 Pearl Street! This charming 3-bedroom, 1.5-bath Colonial is packed with character, thoughtful updates, and spaces that make it easy to feel at home. Step inside to original hardwood floors and a bright living room framed by a beautiful bay of windows. The living and dining spaces flow together, giving you plenty of room for quiet nights in, holiday gatherings, and everything in between. Just beyond, the kitchen features white cabinetry and stainless steel appliances. One of our favorite spaces? The updated bonus room. Surrounded by windows and finished with a warm wood-planked ceiling, shiplap, and wood accents, this character-filled space can easily serve as a home office, reading room or whatever suits your lifestyle! Upstairs you'll find three bedrooms, including a primary bedroom with double closets, ample closet space along the hallway & a full bath. What's better than one staircase? TWO! This home is complete with multiple ways to enjoy the second level of this home. A convenient half bath sits on the main level, while the partially finished walk-out basement provides even more flexibility and is currently used as a home gym. Then comes the backyard! A multi-level deck leads to the above-ground pool... perfect for summer days, cookouts, entertaining, or simply unwinding at home. The approximately .42-acre lot gives you room to enjoy the outdoors while still offering the convenience of an in-town location in a wonderful area. There’s more than simply charm here... the current owners have invested in the home with a new roof, fresh exterior paint, updated electrical outlets, and hardwood floors. Located close to downtown Ayer, local shops and restaurants, walking and biking trails, the rail trail, major commuter routes, and the MBTA Commuter Rail, 66 Pearl makes it easy to enjoy small-town living while still staying connected. From slow mornings in your favorite corner of the house to summer days by the pool and all of life’s moments in between, this home is ready to hold your next endeavors. Welcome home to 66 Pearl Street... book your private showing TODAY!

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Recently Sold Nearby

Property History

Market Insights

49.8%
Price Range
2
Previous Sales

Property Timeline

🏠
Listed for Sale
Oct 8, 2026
$550,000
Original listing
Agent: Emma Cook Office: Lamacchia Realty, Inc.
Previous Transaction - MLS #72715390
Full transaction history available when tracking began
🏷️
Previously Sold
Oct 26, 2020
$370,000
MLS #72715390
Previous Transaction - MLS #70445122
Full transaction history available when tracking began
🏷️
Previously Sold
Apr 18, 2007
$276,000
MLS #70445122

Tax History

Year Taxes Assessment
2025 $5,194 $434,300

Financial Details

Annual Property Tax
$5,194
Tax Year 2025
Assessed Value
$434,300

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1925
Living Area 1,362 sq ft
Lot Size 0.42 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Baseboard, Oil
Cooling Window Unit(s)
Flooring Tile, Vinyl, Hardwood, Flooring - Vinyl
Appliances Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Partial, Interior Entry, Sump Pump, Concrete
Laundry Electric Dryer Hookup, Washer Hookup, In Basement
Features Lighting - Overhead, Office, Wired For Sound

Exterior

Construction Conventional (2x4-2x6)
Architecture Colonial
Roof Shingle
Features Porch, Deck, Deck - Wood, Pool - Above Ground, Storage
Pool Above Ground
Spa None
Fencing None
Patio/Porch Porch, Deck, Deck - Wood
Features Paved Drive, Paved
Total Spaces 4
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $5,194
Assessed Value $434,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Sale Is Subject To The Sellers Securing An Accepted Offer On A Specific Property Currently Identified By The Sellers. Sellers Reserve The Right To Withdraw The Property From The Market Should They Be Unable To Secure Said Property.
Possession None
Accepted Financing None
Structure Type []
House Color Grey
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1925
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,362 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Tile, Vinyl, Hardwood, Flooring - Vinyl
Appliances: Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Lighting - Overhead, Office, Wired for Sound
Windows: Insulated Windows
Basement: Partial, Interior Entry, Sump Pump, Concrete
Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Colonial
Year Built: 1925
Structure Type:
Exterior Materials: Conventional (2x4-2x6)
Roof: Shingle
Foundation: Stone, Brick/Mortar
Condition: Updated/Remodeled

Heating, Cooling & Utilities

Heating: Baseboard, Oil
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Deck, Deck - Wood, Pool - Above Ground, Storage
Patio & Porch: Porch, Deck, Deck - Wood
Fencing:
Other Structures:
Lot Features: Wooded
Road Surface:

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Paved

Special Features

Pool: Private Pool
Pool Features: Above Ground
Community Amenities: Public Transportation, Park, Walk/Jog Trails, Conservation Area, Highway Access, House of Worship, Public School
School District
Ayer-Shirley School District local
C+
E

Elementary Schools

3 schools
C+
Page Hilltop Elementary School
0.4 mi | #552 of 825 | Score: 42.9
Dropped 69 spots from last year
-15.3 below state avg
513 students Diverse
Grades PK-05
Groton Community School
2.3 mi
Grades PK-K
Seven Hills School
3.1 mi
Grades PK-12
M

Middle Schools

3 schools
B
Ayer Shirley Regional Middle School
3.1 mi | #163 of 352 | Score: 43.2
Improved 17 spots from last year
-15 below state avg
396 students Moderate
Grades 06-08
A
Groton Dunstable Regional Middle School
3.8 mi | #70 of 352 | Score: 53.1
Improved 15 spots from last year
-5.1 below state avg
724 students Moderate
Strong Attendance
Grades 05-08
A-
The Bromfield Middle School
4.8 mi | #78 of 352 | Score: 52.5
Dropped 77 spots from last year
-5.7 below state avg
241 students Moderate
Strong Attendance
Grades 06-08
H

High Schools

3 schools
B
Ayer Shirley Regional High School
0.5 mi | #164 of 346 | Score: 54.6
Dropped 57 spots from last year
-3.6 below state avg
386 students Diverse
18 sports • 956 athletes
High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
B+
Francis W. Parker Charter Essential
1.7 mi | #121 of 346 | Score: 59.1
Dropped 55 spots from last year
+0.9 above state avg
395 students Moderate
Strong AP Program High Graduation Rate College Ready Curriculum
Grades 07-12
Groton School
1.9 mi
Grades 08-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $433
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

66 Pearl St, Ayer MA 01432

Ayer, MA 01432

Listing Information

Listing Agent Emma Cook
Listing Office Lamacchia Realty, Inc.
Office Phone 978-534-3400
Agent MLS ID CN260775
Office MLS ID AN5320
Listing Data Updated Oct 8, 2026 9:04 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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