BMN Boston

Get our mobile app!

Download on the App Store

658 Union St, Springfield MA 01109

Springfield, MA 01109 • Hill McKnight
$425,000
Est. $2,574/month
6
Beds
3
Baths
2,801
Sq Ft
$152
Price/Sq Ft
0.09
Acres
1905
Year Built
4
Parking
39
Days on Market
Pending Listed May 29, 2026 • MLS# 73522088 Copied! • Updated Jul 9, 2026

About this home

INCREDIBLE OWNER-OCCUPANT INVESTMENT OPPORTUNITY! Spacious vinyl-sided 3-family with separate utilities, separate meters, and functional layouts. Ideal for investors or owner-occupants looking to offset their mortgage with rental income. Conveniently located near local amenities, shopping, restaurants, and major routes. Each unit offers 2 bedrooms, with potential for 3-bedroom use on the 1st and 2nd floors. The 1st-floor unit is currently being used as a 3-bedroom. Unit 2 is vacant, while the 1st and 3rd floor units are rented on month-to-month leases. Seller states the 1st-floor tenant is long-term. Features include laundry hookups on the 1st and 2nd floors, seller states updated electrical in (2024) with three 100-amp circuit breaker panels, wood laminate and tile flooring throughout, ceiling fans, laminate countertops, and a recently replaced 1st-floor hot water tank. Don’t miss your chance to own this fantastic income-producing property!

View in the App

Save this property, schedule tours instantly, and get alerts when the price drops

Scan to download BMN Boston app Scan with phone
Get the full experience in the BMN Boston app

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
Jun 25, 2026
Active → Active Under Contract
Pending Sale
Jun 24, 2026
Offer accepted, sale pending
👁️
Showing Instructions Updated
May 31, 2026
New showing requirements
🏠
Listed for Sale
May 29, 2026
$425,000
Original listing
Office: Cuoco & Co. Real Estate

Tax History

Year Taxes Assessment
2025 $2,694 $171,800

Financial Details

Annual Property Tax
$2,694
Tax Year 2025
Assessed Value
$171,800

Facts & Features

Home Facts

Type Residential Income
Style 3 Family - 3 Units Up/Down
Year Built 1905
Living Area 2,801 sq ft
Lot Size 0.09 acres
Bedrooms 6
Full Baths 3
Total Rooms 15

Investment Metrics

Units 3
Unit 1 Rent $1,400/mo · Y
Unit 2 Rent — · Y
Unit 3 Rent $1,150/mo · Y
Total Monthly Rent $2,550/mo
Gross Income $47,400
Net Operating Income $47,400
Cap Rate 11.15%
Heating Natural Gas, Electric
Cooling None
Flooring Tile, Vinyl
Appliances Range, Refrigerator
Fireplace None
Basement Full, Interior Entry, Bulkhead, Unfinished
Laundry Washer & Dryer Hookup, Gas Dryer Hookup, Washer Hookup
Features Ceiling Fan(s), Pantry, Bathroom With Tub & Shower, Bathroom With Shower Stall, Living Room, Kitchen, Laundry Room
Construction Frame
Architecture None
Roof Shingle
Features Balcony/deck
Pool None
Spa None
Fencing None
Patio/Porch Porch, Covered
Features Paved Drive, Paved
Total Spaces 4
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Gas Dryer, Washer Hookup

Financial

Annual Tax $2,694
Assessed Value $171,800
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Seller Has The Right To Accept An Offer At Any Time, No Buyer Love Letters Pls. Some Photos Have Been Digitally Enhanced & Some Rooms Will Be Virtually Staged. As Per Seller Total $47500 Annual Gross Income When The 2nd Fl Is Occupied.
Possession None
Accepted Financing None
Structure Type []
House Color Blue
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 41 days

Property Overview

Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1905
Bedrooms
6
Full Bathrooms
3
Living Area
2,801 sq ft
Total Rooms
15
Stories
3
Levels
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Tile, Vinyl
Appliances: Range, Refrigerator
Interior Features: Ceiling Fan(s), Pantry, Bathroom With Tub & Shower, Bathroom with Shower Stall, Living Room, Kitchen, Laundry Room
Windows: Insulated Windows
Basement: Full, Interior Entry, Bulkhead, Unfinished
Laundry: Washer & Dryer Hookup, Gas Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1905
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Brick/Mortar
Stories: 3

Heating, Cooling & Utilities

Heating: Natural Gas, Electric
Heating Zones: 3
Cooling: None
Hot Water: Tank
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck
Patio & Porch: Porch, Covered
Fencing:
Other Structures:
Lot Features: Easements
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Paved
School District
Springfield School District local
D
🎓 Where Graduates Go Class of 2021
36% attend college
20% 4-Year 16% 2-Year 3% Out of State 3% Working
School Safety 2024-25
5.9% Above Average
5.1% Suspensions 1.4% In-School 0.8% Emergency
0.4% above state avg
E

Elementary Schools

3 schools
F
William N. DeBerry School
< 0.1 mi | #807 of 824 | Score: 26.5
Improved 10 spots from last year
-31.7 below state avg
483 students Moderate
Grades PK-05
F
Benjamin Swan Elementary
< 0.1 mi | #800 of 824 | Score: 28.0
Improved 24 spots from last year
-30.2 below state avg
486 students Moderate
Rising School
Grades PK-05
D
The Springfield Virtual School
0.7 mi | #330 of 346 | Score: 26.8
Improved 7 spots from last year
-31.4 below state avg
250 students Moderate
College Ready Curriculum
Grades PK-12
M

Middle Schools

3 schools
Springfield Commonwealth Academy
0.8 mi
Grades 06-08
C+
STEM Middle Academy
1.1 mi | #12 of 16 | Score: 26.4
Improved 298 spots from last year
-31.8 below state avg
269 students Diverse
Rising School
Grades 06-08
F
South End Middle School
1.2 mi | #350 of 352 | Score: 23.5
Improved 12 spots from last year
-34.7 below state avg
163 students Moderate
Grades 06-08
H

High Schools

3 schools
C-
High School of Commerce
0.5 mi | #286 of 346 | Score: 42.2
Improved 16 spots from last year
-16 below state avg
966 students Moderate
11 sports • 554 athletes
Early College Program College Ready Curriculum
Grades 09-12
C
Emergence Academy
0.5 mi | #21 of 25 | Score: 25.5
Improved 356 spots from last year
-32.7 below state avg
382 students Diverse
Rising School Diverse Student Body
Grades 06-12
F
Phoenix Academy Public Charter High School, Springfield
0.5 mi | #340 of 346 | Score: 20.6
Improved 8 spots from last year
-37.6 below state avg
158 students Moderate
College Ready Curriculum
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $225
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

Hill McKnight

658 Union St, Springfield MA 01109

Springfield, MA 01109

Listing Information

Listing Agent Lana Kudo
Listing Office Cuoco & Co. Real Estate
Office Phone 413-333-7776
Agent MLS ID M9502494
Office MLS ID AN8868
Listing Data Updated Jul 9, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

BMN Boston Real Estate
BMN Boston Real Estate
Douglas Elliman
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Springfield, MA

Real-time market trends and pricing data for this area

658 Union St, Springfield MA 01109 - Photo 1 658 Union St, Springfield MA 01109 - Photo 2 658 Union St, Springfield MA 01109 - Photo 3 658 Union St, Springfield MA 01109 - Photo 4 658 Union St, Springfield MA 01109 - Photo 5 658 Union St, Springfield MA 01109 - Photo 6 658 Union St, Springfield MA 01109 - Photo 7 658 Union St, Springfield MA 01109 - Photo 8 658 Union St, Springfield MA 01109 - Photo 9 658 Union St, Springfield MA 01109 - Photo 10 658 Union St, Springfield MA 01109 - Photo 11 658 Union St, Springfield MA 01109 - Photo 12 658 Union St, Springfield MA 01109 - Photo 13 658 Union St, Springfield MA 01109 - Photo 14 658 Union St, Springfield MA 01109 - Photo 15 658 Union St, Springfield MA 01109 - Photo 16 658 Union St, Springfield MA 01109 - Photo 17
BMN Boston Real Estate

BMN Boston Real Estate

Douglas Elliman

Your message will be sent to BMN Boston Real Estate.

Schedule a Tour