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655 Westford St, Lowell MA 01851

Lowell, MA 01851
$1,200,000
Est. $7,174/month
11
Beds
7
Baths
5,400
Sq Ft
$222
Price/Sq Ft
0.18
Acres
1910
Year Built
12
Parking
5 hours 12 minutes
Time on Market
Active Listed Jul 7, 2026 • MLS# 73546104 Copied! • Updated Jul 7, 2026

About this home

655 Westford St contains four (4) 2-Bedroom/1-Bathroom units, two (2) 1+-Bedroom/1-Bathroom units, and one (1) 1-Bedroom/1-Bathroom unit across 5,400 square feet of gross living area in 8,449 square feet of gross area. The Property is situated upon a 0.18-acre parcel and features five (5) sets of tandem parking spaces and two (2) additional parking spaces. Tenants are responsible for gas heating. Hot water is a mix of tenant and landlord responsibility. Electric is separately metered and paid directly by tenants. The Landlord is responsible for city water and sewer. The opportunity exists to continue to upgrade unit interiors and common areas in an urban-infill, high demand/supply constrained residential market.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jul 8, 2026
$1,200,000
Original listing
Agent: Spencer Norton Office: Horvath & Tremblay

Tax History

Year Taxes Assessment
2026 $10,877 $949,800

Financial Details

Annual Property Tax
$10,877
Tax Year 2026
Assessed Value
$949,800

Facts & Features

Home Facts

Type Residential Income
Style 5-9 Family
Year Built 1910
Living Area 5,400 sq ft
Lot Size 0.18 acres
Bedrooms 11
Full Baths 7
Total Rooms 25

Investment Metrics

Units 7
Unit 1 Rent $2,000/mo · N
Unit 2 Rent $1,450/mo · Y
Unit 3 Rent $1,650/mo · Y
Unit 4 Rent $1,300/mo · N
Total Monthly Rent $6,400/mo
Gross Income $136,860
Net Operating Income $96,115
Operating Expenses $40,745
Cap Rate 8.01%
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof Slate, Rubber
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street, Tandem, Paved
Total Spaces 12
Electric Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $10,877
Assessed Value $949,800
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures Units 2 & 5 are 1+ Bedroom units.
Documents None
County Middlesex

Property Overview

Property Type
5-9 Family
Listing Type
For Sale
Year Built
1910
Bedrooms
11
Full Bathrooms
7
Living Area
5,400 sq ft
Total Rooms
25
Stories
5
Levels
5

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1910
Structure Type:
Exterior Materials:
Roof: Slate, Rubber
Foundation: Other
Stories: 5

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Total Parking Spaces: 12
Parking Features: Off Street, Tandem, Paved
School District
Lowell School District local
C-
School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
2.5% below state avg
E

Elementary Schools

10 schools
Community Christian Academy
0.3 mi
Grades PK-12
Lowell Catholic School
0.8 mi
Grades PK-12
C+
Collegiate Charter School of Lowell
1.0 mi | #238 of 346 | Score: 47.5
Improved 27 spots from last year
-10.7 below state avg
1,212 students Very Diverse
Rising School College Ready Curriculum Diverse Student Body
Grades K-12
C
Bartlett Community Partnership School
1.0 mi | #266 of 352 | Score: 34.8
Improved 20 spots from last year
-23.4 below state avg
408 students Very Diverse
Rising School Diverse Student Body
Grades PK-08
St. Patrick School and Educational Center
1.4 mi
Grades PK-08
Hellenic American Academy
1.4 mi
Grades PK-08
B
Lowell Community Charter Public School
1.5 mi | #158 of 352 | Score: 43.9
Improved 29 spots from last year
-14.3 below state avg
816 students Diverse
Rising School Diverse Student Body
Grades PK-08
B
Rogers STEM Academy
1.5 mi | #8 of 16 | Score: 33.9
Improved 265 spots from last year
-24.3 below state avg
892 students Diverse
Rising School Diverse Student Body
Grades K-08
St. Jeanne D'Arc Elementary School
1.7 mi
Grades PK-08
Immaculate Conception School
2.1 mi
Grades PK-08
M

Middle Schools

7 schools
B+
James S Daley Middle School
0.7 mi | #120 of 352 | Score: 47.3
Improved 55 spots from last year
-10.9 below state avg
669 students Diverse
Rising School Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
1.0 mi
15 students Diverse
Diverse Student Body
Grades 01-08
B-
Kathryn P. Stoklosa Middle School
1.0 mi | #198 of 352 | Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students Diverse
Diverse Student Body
Grades 05-08
C
Dr. An Wang School
1.2 mi | #255 of 352 | Score: 35.9
Improved 38 spots from last year
-22.3 below state avg
663 students Very Diverse
Rising School Diverse Student Body
Grades 05-08
C-
Benjamin F. Butler Middle School
1.9 mi | #303 of 352 | Score: 31.0
Dropped 47 spots from last year
-27.2 below state avg
516 students Very Diverse
Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
2.6 mi | #288 of 352 | Score: 32.5
Improved 31 spots from last year
-25.7 below state avg
600 students Diverse
Rising School Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
3.0 mi | #267 of 352 | Score: 34.8
Improved 38 spots from last year
-23.5 below state avg
625 students Diverse
Rising School Diverse Student Body
Grades 05-08
H

High Schools

4 schools
F
The Career Academy
0.9 mi | #25 of 25 | Score: 14.1
Improved 363 spots from last year
-44.1 below state avg
83 students Diverse
Rising School Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
1.5 mi
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.7 mi | #339 of 346 | Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
D
Leblanc Therapeutic Day School
2.8 mi | #376 of 346 | Score: 32.8
Same rank as last year
36 students Diverse
Diverse Student Body
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $906
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

655 Westford St, Lowell MA 01851

Lowell, MA 01851

Listing Information

Listing Agent Spencer Norton
Listing Office Horvath & Tremblay
Office Phone 781-776-4000
Agent MLS ID CN230412
Office MLS ID AN2723
Listing Data Updated Jul 7, 2026 8:49 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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