64 Pine St, Swampscott MA 01907

Swampscott, MA 01907
$989,000
Est. $5,887/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
3
Baths
1,760
Sq Ft
$562
Price/Sq Ft
0.11
Acres
1920
Year Built
2
Parking
New today
Time on Market
For Sale Listed Oct 15, 2026 • MLS# 73591103 Copied! • Updated Oct 15, 2026

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About this home

This lovely 2 family home is conveniently located blocks from the Swampscott T station and less than1 mile to beach/blvd walk. Generous amounts of care and updating built into this home with a modern kitchen, granite countertops tile floor, updated, modern master bath with tile/glass shower, first floor laundry and hardwood floors throughout. This 8 room home has a spacious 2nd floor apt. Allowing for extra income. BEST OF ALL, see the bonus lower level recreation area, 630 sq. ft. with all the amenities including bath and laundry. Oil heat with gas service to the building for water and appliances. 2 car on-site parking w/ Town allowed winter parking for 4 cars. A private back yard with 2 large storage sheds. Location, location, location It’s all here just waiting for your approval.

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 15, 2026
$989,000
Original listing
Agent: Stephen Cefalo Office: Stephen Cefalo Real Estate

Tax History

Year Taxes Assessment
2026 $8,228 $685,700

Financial Details

Annual Property Tax
$8,228
Tax Year 2026
Assessed Value
$685,700

Facts & Features

Home Facts

Type Residential Income
Style Multi Family
Year Built 1920
Living Area 1,760 sq ft
Lot Size 0.11 acres
Stories 2
Bedrooms 4
Full Baths 3
Total Rooms 8

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · Y
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Finished
Laundry None
Features None
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street
Total Spaces 2
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $8,228
Assessed Value $685,700
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures At The Request Of The Owners, All Showing Are To Be Accompanied, By Appointment Only, With Lenders Pre Approvals Letters.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Sq Ft Disclosures Rental apartment located on second floor
Documents None
County Essex

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1920
Bedrooms
4
Full Bathrooms
3
Living Area
1,760 sq ft
Total Rooms
8
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Finished
Laundry:
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials:
Roof:
Foundation: Other
Stories: 2

Utilities & Systems

Heating:
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Corner Lot
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street
School District
Swampscott School District local
B
🎓 Where Graduates Go Class of 2021
78% attend college
73% 4-Year 5% 2-Year 38% Out of State 4% Working
✓ School Safety 2024-25
1.2% Low
1.2% Suspensions 0.4% In-School
↓ 4.3% below state avg
E

Elementary Schools

1 school
B+
Swampscott Elementary School
1.3 mi | #314 of 825 | Score: 50.3
Dropped 42 spots from last year
-7.9 below state avg
Limited historical data for year-over-year comparison
745 students Moderate
Grades K-04
M

Middle Schools

1 school
B+
Swampscott Middle School
1.1 mi | #122 of 352 | Score: 47.4
Dropped 51 spots from last year
-10.9 below state avg
663 students Moderate
Grades PK-08
H

High Schools

1 school
A-
Swampscott High School
0.5 mi | #101 of 346 | Score: 60.3
Dropped 69 spots from last year
+2.1 above state avg
675 students Moderate
18 sports • 1,578 athletes
Strong AP Program Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Calculator

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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $686
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

64 Pine St, Swampscott MA 01907

Swampscott, MA 01907

Listing Information

Listing Agent Stephen Cefalo
Listing Office Stephen Cefalo Real Estate
Office Phone 781-789-5808
Agent MLS ID B8001252
Office MLS ID AC1590
Listing Data Updated Oct 15, 2026 9:01 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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