63 Prospect St., Northampton MA 01060
Northampton, MA 01060 • Smith College neighborhood /walk to downtown
$1,539,000
$1,298,000
Est. $7,953/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
A rare opportunity to own a unique property, just a short stroll from Smith College and downtown Northampton's vibrant cultural scene. This very charming Cape blends quality craftsmanship, a highly functional layout and thoughtful updates across three finished floors. Inside, the expansive 6 bed / 6 bath floor plan features an inviting living and dining areas, a classic wood-burning fireplace, dedicated movie room, and radiant floor heating in 3 baths. The fully finished basement offers an in-law suite, or an apartment with a fully equipped kitchen, laundry room & separate entrance. Outside, deck, patio for relaxing & entertaining. Mature plantings, privacy, 5 car driveway, and sprinkler system are a few of the added amenities that complement the features of the home. Location, location, location rings true at 63 Prospect Street !
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
15.7%
Price Range
Property Timeline
Price Reduced
Jul 20, 2026
$1,298,000
$241,000
(-15.66%)
From $1,539,000 to $1,298,000 (-15.7%)
Listed for Sale
May 28, 2026
$1,539,000
Original listing
Agent: Denny R. Nolan
Office: Denny Nolan Real Estate
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/20/2026 | ↓ Price Reduced | $1,298,000 | $241,000 | - | From $1,539,000 to $1,298,000 (-15.7%) |
| 05/28/2026 | 🏠 Listed for Sale | $1,539,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $14,280 | $1,046,500 |
Financial Details
Annual Property Tax
$14,280
Tax Year 2026
Assessed Value
$1,046,500
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1920
Living Area
3,489 sq ft
Lot Size
0.37 acres
Bedrooms
6
Full Baths
4
Half Baths
2
Total Rooms
9
Interior
Heating
Forced Air, Baseboard, Radiant, Natural Gas
Cooling
Wall Unit(s), Other
Flooring
Other
Appliances
Gas Water Heater
Fireplace
None
Fireplaces
1
Basement
Full, Finished, Walk-out Access
Laundry
None
Features
None
Exterior
Construction
None
Architecture
Cape
Roof
None
Features
Deck, Patio
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck, Patio
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Off Street
Total Spaces
6
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$14,280
Assessed Value
$1,046,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Lower Level Is Fully Finished Space Which Is Well-windowed For Light And Has A Walkout To A Patio Area Overlooking Private Rear Yard.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Other
Sq Ft Disclosures
Basement is fully finished space with well-windowed light and walkout access to patio
Documents
None
County
Hampshire
Total market time (incl. prior listings)
119 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
6
Full Bathrooms
4
Half Bathrooms
2
Living Area
3,489 sq ft
Total Rooms
9
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,139 sq ft above grade
350 sq ft below grade
FeaturesYes
Display Options
Outdoor Areas
Patio & porchDeck, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Other
Appliances:
Gas Water Heater
Interior Features:
Windows:
Basement:
Full, Finished, Walk-Out Access
Laundry:
Security:
Security System
Construction & Materials
Style:
Cape
Year Built:
1920
Structure Type:
Exterior Materials:
Roof:
Foundation:
Irregular
Heating, Cooling & Utilities
Heating:
Forced Air, Baseboard, Radiant, Natural Gas
Cooling:
Wall Unit(s), Other
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck, Patio
Patio & Porch:
Deck, Patio
Fencing:
Other Structures:
Lot Features:
Gentle Sloping
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
6
Parking Features:
Attached, Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Bike Path, Conservation Area, Highway Access, House of Worship, Private School, Public School, Sidewalks
Nearby Schools
School District
Northampton School District local
B-
School Safety
2024-25
2.0%
Average
1.4%
Suspensions
1.7%
In-School
0.6%
Emergency
3.5% below state avg
Elementary Schools
10 schools
Campus School of Smith College
< 0.1 mi
Grades K-06
Clarke School
0.2 mi
Grades PK-12
Clarke School for the Deaf Northampton
0.2 mi
Grades PK-10
Lander Grinspoon Academy
0.6 mi
Grades K-06
New Directions School
0.7 mi
Grades 04-12
Cutchins Program
0.7 mi
Grades K-12
C
Bridge Street School
0.5 mi
|
#610 of 825
|
Score: 40.0
Improved 126 spots from last year
-18.2 below state avg
273 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
Montessori School of Northampton
0.8 mi
Grades PK-05
B
Jackson Street School
1.0 mi
|
#342 of 825
|
Score: 49.2
Dropped 108 spots from last year
-9 below state avg
253 students
Diverse
Grades K-05
C+
R.K. Finn Ryan Road Elementary School
3.0 mi
|
#572 of 825
|
Score: 42.3
Dropped 72 spots from last year
-15.9 below state avg
220 students
Moderate
Grades K-05
Middle Schools
1 school
B+
John F Kennedy Middle School
2.7 mi
|
#133 of 352
|
Score: 45.9
Improved 59 spots from last year
-12.3 below state avg
570 students
Moderate
Rising School
Grades 06-08
High Schools
3 schools
A-
Northampton High School
0.9 mi
|
#87 of 346
|
Score: 62.1
Improved 198 spots from last year
+3.9 above state avg
846 students
Moderate
19 sports
• 1,196 athletes
Strong AP Program
High Graduation Rate
Rising School
Strong Athletics
Grades 09-12
Community Enterprises, Inc.
0.9 mi
Grades 11-12
C-
Smith Vocational and Agricultural High School
1.3 mi
|
#285 of 346
|
Score: 42.9
Dropped 89 spots from last year
-15.3 below state avg
589 students
Moderate
15 sports
• 542 athletes
High Graduation Rate
Career Tech Programs
College Ready Curriculum
Strong Athletics
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$1,190
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Smith College neighborhood /walk to downtown
63 Prospect St., Northampton MA 01060
Northampton, MA 01060
Listing Information
Listing Agent
Denny R. Nolan
Listing Office
Denny Nolan Real Estate
Office Phone
413-626-2357
Agent MLS ID
E0000DRN
Office MLS ID
E25901
Listing Data Updated
Sep 23, 2026 10:17 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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