61 Central Street, Fitchburg MA 01420
Fitchburg, MA 01420
$425,000
Est. $2,755/month
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Open House Schedule
22
Aug
Saturday, August 22
10:30 AM - 12:30 PM EDT
23
Aug
Sunday, August 23
12:00 PM - 2:00 PM EDT
About this home
Charming sun-filled two-family home nestled in the heart of downtown Fitchburg! This exceptional investment or owner-occupant opportunity features hardwood floors, fireplaces and a whole lot of character! The lower unit moves easily from a defined entry into generous living and dining spaces, complete with 1.5 recently updated bathrooms, a kitchen featuring granite countertops and updated appliances, as well as 2 bedrooms. Upstairs, you are greeted with a deck nestled in the trees guiding you through to a spacious apartment. This unit boasts 2 bedrooms, a kitchen complete with an eat-in island, window seat and ample storage! Towards the front of the space you will find a generously sized living room as well as an updated full bath! This property is complete with a partial walk-out basement featuring laundry. Large stand alone 2 car garage allowing for driveway parking for both units. This multi-family home combines period charm, versatile occupancy, and an unbeatable location just minutes from dining, shopping, the commuter rail to Boston and Fitchburg State University! This property has recently undergone a MASS save audit; complete with updated insulation! Recent updates include: roof, water heater, bathrooms, upstairs kitchen, appliances top to bottom, and young furnace!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Aug 21, 2026
$425,000
Original listing
Agent: Cyndi Deshaies
Office: Lamacchia Realty, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/21/2026 | 🏠 Listed for Sale | $425,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,868 | $366,300 |
Financial Details
Annual Property Tax
$4,868
Tax Year 2026
Assessed Value
$366,300
Facts & Features
1 Car Garage
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1830
Living Area
1,692 sq ft
Lot Size
0.09 acres
Stories
2
Bedrooms
4
Full Baths
2
Half Baths
1
Total Rooms
9
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
Hot Water, Natural Gas
Cooling
None
Flooring
Wood, Vinyl, Concrete, Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator
Fireplace
Wood Burning
Fireplaces
2
Basement
Partial, Walk-out Access, Concrete, Unfinished
Laundry
Electric Dryer Hookup, Washer Hookup
Features
Stone/granite/solid Counters, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen
Exterior
Construction
Conventional (2x4-2x6)
Architecture
None
Roof
Shingle, Slate
Features
Rain Gutters
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck, Deck - Wood
Parking
Garage Spaces
1
Has Garage
Yes
Features
Paved Drive, Paved
Total Spaces
5
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,868
Assessed Value
$366,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Buyers And Buyers Agents To Perform Due Diligence. Some Photos May Be Virtually Enhanced.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
Measurements are approx.
Documents
None
County
Worcester
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1830
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,692 sq ft
Total Rooms
9
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,692 sq ft above grade
Display Options
Outdoor Areas
Patio & porchDeck, Deck - Wood
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Vinyl, Concrete, Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Stone/Granite/Solid Counters, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen
Windows:
Storm Window(s)
Basement:
Partial, Walk-Out Access, Concrete, Unfinished
Laundry:
Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1830
Structure Type:
Exterior Materials:
Conventional (2x4-2x6)
Roof:
Shingle, Slate
Foundation:
Stone, Brick/Mortar
Stories:
2
Heating, Cooling & Utilities
Heating:
Hot Water, Natural Gas
Heating Zones:
2
Cooling:
None
Hot Water:
Natural Gas, Tank
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters
Patio & Porch:
Deck, Deck - Wood
Fencing:
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Total Parking Spaces:
5
Parking Features:
Paved Drive, Paved
Special Features
Fireplaces:
2
Fireplace Type:
Wood Burning
Community Amenities:
Shopping, Park, Walk/Jog Trails, Medical Facility, Highway Access, Public School
Nearby Schools
School District
Fitchburg School District local
C+
School Safety
2024-25
8.1%
Above Average
4.6%
Suspensions
4.6%
In-School
3.5%
Emergency
2.6% above state avg
Elementary Schools
3 schools
Applewild School
0.6 mi
Grades K-09
C
McKay Elementary School
0.9 mi
|
#661 of 824
|
Score: 38.0
Improved 70 spots from last year
-20.2 below state avg
754 students
Diverse
Rising School
Grades 01-05
C-
South Street Early Learning Center
1.0 mi
|
#697 of 824
|
Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
570 students
Diverse
Grades PK-K
Middle Schools
3 schools
D
Arthur M Longsjo Middle School
0.1 mi
|
#323 of 352
|
Score: 28.9
Improved 17 spots from last year
-29.3 below state avg
614 students
Diverse
Grades 06-08
C
Memorial Middle School
1.1 mi
|
#274 of 352
|
Score: 33.9
Dropped 4 spots from last year
-24.3 below state avg
601 students
Diverse
Diverse Student Body
Grades 06-08
B+
Lunenburg Middle School
4.3 mi
|
#126 of 352
|
Score: 46.8
Improved 8 spots from last year
-11.4 below state avg
382 students
Moderate
Grades 06-08
High Schools
3 schools
Notre Dame Preparatory High School
0.7 mi
Grades 09-12
St. Bernard's Central Catholic High School
1.1 mi
Grades 09-12
C+
Sizer School: A North Central Charter Essential School
1.2 mi
|
#221 of 346
|
Score: 49.3
Improved 25 spots from last year
-8.9 below state avg
282 students
Diverse
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$406
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
61 Central Street, Fitchburg MA 01420
Fitchburg, MA 01420
Listing Information
Listing Agent
Cyndi Deshaies
Listing Office
Lamacchia Realty, Inc.
Office Phone
978-534-3400
Agent MLS ID
CN221636
Office MLS ID
AN5320
Listing Data Updated
Aug 21, 2026 6:09 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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