61-63 Spruce St, Fitchburg MA 01420

Fitchburg, MA 01420
$625,000
Est. $3,906/month
8
Beds
3
Baths
3,206
Sq Ft
$195
Price/Sq Ft
0.13
Acres
1900
Year Built
6
Parking
2
Days on Market
Sale Pending Listed May 20, 2026 • MLS# 73521638 Copied! • Updated Aug 16, 2026

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About this home

Three-family home located on a quiet street in Fitchburg offering strong rental income potential and excellent opportunity for investors or owner occupants alike. One unit will be delivered vacant, creating flexibility for an owner occupant or the opportunity to bring in a new tenant at market rent. The property features a newer roof and a fenced-in backyard, providing outdoor space and added privacy for tenants. Conveniently located near shopping, restaurants, parks, and major routes. Great opportunity to build equity and generate cash flow in an increasingly competitive rental market.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

Pending Sale
May 23, 2026
Offer accepted, sale pending
🏠
Listed for Sale
May 20, 2026
$625,000
Original listing
Agent: Brandon Oberdorfer Office: The Neighborhood Realty Group

Tax History

Year Taxes Assessment
2025 $6,543 $484,300

Financial Details

Annual Property Tax
$6,543
Tax Year 2025
Assessed Value
$484,300

Facts & Features

Home Facts

Type Residential Income
Style 3 Family - 3 Units Up/Down
Year Built 1900
Living Area 3,206 sq ft
Lot Size 0.13 acres
Stories 3
Bedrooms 8
Full Baths 3
Total Rooms 14

Investment Metrics

Units 3
Unit 1 Rent $1,950/mo · N
Unit 2 Rent $1,900/mo · N
Total Monthly Rent $3,850/mo
Gross Income $23,400
Net Operating Income $23,400
Cap Rate 3.74%
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None
Total Spaces 6
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $6,543
Assessed Value $484,300
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Some Photos Have Been Digitally Enhanced, To Show Perspective As Vacant Units. 2/3 Units Occupied. Unit 2 Can Be Shown Anytime. Unit 3 & 4 Need At Least 48 Hour Notice. Occupied Units Will Only Be Shown From 12:00-12:30 During The Open House
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 8 days

Property Overview

Property Type
3 Family - 3 Units Up/Down
Listing Type
Sale Pending
Year Built
1900
Bedrooms
8
Full Bathrooms
3
Living Area
3,206 sq ft
Total Rooms
14
Stories
3
Levels
3

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1900
Structure Type:
Exterior Materials:
Roof:
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Sloped
Road Surface:

Parking & Garage

Total Parking Spaces: 6
Parking Features:
School District
Fitchburg School District local
C+
School Safety 2024-25
8.1% Above Average
4.6% Suspensions 4.6% In-School 3.5% Emergency
2.6% above state avg
E

Elementary Schools

3 schools
C-
South Street Early Learning Center
0.4 mi | #697 of 824 | Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
570 students Diverse
Grades PK-K
St. Bernard Elementary School
0.7 mi
Grades PK-08
C
McKay Elementary School
1.3 mi | #661 of 824 | Score: 38.0
Improved 70 spots from last year
-20.2 below state avg
754 students Diverse
Rising School
Grades 01-05
M

Middle Schools

3 schools
D
Arthur M Longsjo Middle School
0.8 mi | #323 of 352 | Score: 28.9
Improved 17 spots from last year
-29.3 below state avg
614 students Diverse
Grades 06-08
C
Memorial Middle School
0.9 mi | #274 of 352 | Score: 33.9
Dropped 4 spots from last year
-24.3 below state avg
601 students Diverse
Diverse Student Body
Grades 06-08
B+
Lunenburg Middle School
4.1 mi | #126 of 352 | Score: 46.8
Improved 8 spots from last year
-11.4 below state avg
382 students Moderate
Grades 06-08
H

High Schools

3 schools
Notre Dame Preparatory High School
0.3 mi
Grades 09-12
St. Bernard's Central Catholic High School
0.5 mi
Grades 09-12
C-
Goodrich Academy
0.7 mi | #23 of 25 | Score: 20.5
Improved 363 spots from last year
-37.8 below state avg
186 students Diverse
Rising School
Grades 09-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $545
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

61-63 Spruce St, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Listing Agent Brandon Oberdorfer
Listing Office The Neighborhood Realty Group
Office Phone 508-459-1876
Agent MLS ID CN230523
Office MLS ID AN9109
Listing Data Updated Aug 16, 2026 7:09 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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