60 Chapin St # D, Holyoke MA 01040
Holyoke, MA 01040 • Elmwood
$199,999
$179,999
Est. $1,543/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Price Adjustment to Offset Recent Rate Increases! Discover this spacious and affordable 2-bedroom, 1-bath condo in the highly sought-after Elmwood area. The unit features brand-new flooring, stainless steel appliances, granite faux countertops, and stylish black fixtures. Additional conveniences include in-unit laundry and two dedicated parking spaces. Available furnished or unfurnished, this condominium is ideally situated near the Holyoke Mall, Baystate and Mercy Hospitals, parks, MGM, UMASS, Springfield College, Smith College, and numerous other major universities. Enjoy effortless access to Interstates 91, 90, 391, and 84, along with a short commute to Westover Air Force Base and Bradley International Airport/Hartford.
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Recently Sold Nearby
Price & Status History
Market Insights
8
Price Changes
20%
Price Range
Property Timeline
Price Reduced
Sep 17, 2026
$179,999
$5,001
(-2.7%)
From $185,000 to $179,999 (-2.7%)
Price Reduced
Sep 7, 2026
$185,000
$4,900
(-2.58%)
From $189,900 to $185,000 (-2.6%)
Price Reduced
Aug 26, 2026
$189,900
$5,100
(-2.62%)
From $195,000 to $189,900 (-2.6%)
Price Reduced
Aug 19, 2026
$195,000
$2,000
(-1.02%)
From $197,000 to $195,000 (-1.0%)
Price Reduced
Aug 12, 2026
$197,000
$2,900
(-1.45%)
From $199,900 to $197,000 (-1.4%)
Price Reduced
Jul 21, 2026
$199,999
$5,001
(-2.44%)
From $205,000 to $199,999 (-2.4%)
Price Reduced
Jul 16, 2026
$205,000
$20,000
(-8.89%)
From $225,000 to $205,000 (-8.9%)
Back On Market
Jul 8, 2026
Active
Price Increased
Jul 8, 2026
$225,000
+$25,001
(+12.5%)
From $199,999 to $225,000 (+12.5%)
Status: Active under contract
Jun 29, 2026
Active → Active Under Contract
Showing Instructions Updated
Jun 3, 2026
New showing requirements
Listed for Sale
Jun 3, 2026
$199,999
Original listing
Agent: Derek Greene
Office: The Greene Realty Group
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/17/2026 | ↓ Price Reduced | $179,999 | $5,001 | - | From $185,000 to $179,999 (-2.7%) |
| 09/07/2026 | ↓ Price Reduced | $185,000 | $4,900 | - | From $189,900 to $185,000 (-2.6%) |
| 08/26/2026 | ↓ Price Reduced | $189,900 | $5,100 | - | From $195,000 to $189,900 (-2.6%) |
| 08/19/2026 | ↓ Price Reduced | $195,000 | $2,000 | - | From $197,000 to $195,000 (-1.0%) |
| 08/12/2026 | ↓ Price Reduced | $197,000 | $2,900 | - | From $199,900 to $197,000 (-1.4%) |
| 07/21/2026 | ↓ Price Reduced | $199,999 | $5,001 | - | From $205,000 to $199,999 (-2.4%) |
| 07/16/2026 | ↓ Price Reduced | $205,000 | $20,000 | - | From $225,000 to $205,000 (-8.9%) |
| 07/08/2026 | • Back On Market | - | - | - | Active |
| 07/08/2026 | ↑ Price Increased | $225,000 | +$25,001 | - | From $199,999 to $225,000 (+12.5%) |
| 06/29/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 06/03/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 06/03/2026 | 🏠 Listed for Sale | $199,999 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $2,315 | $132,600 |
Financial Details
Annual Property Tax
$2,315
Tax Year 2025
HOA Fee
$240
Monthly
Assessed Value
$132,600
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1987
Living Area
734 sq ft
Stories
2
Bedrooms
2
Full Baths
1
Total Rooms
4
Interior
Heating
Electric Baseboard
Cooling
Window Unit(s)
Flooring
Vinyl, Carpet, Wood Laminate
Appliances
Microwave, Refrigerator, Energy Star Qualified Refrigerator, Energy Star Qualified Dryer, Energy Star Qualified Dishwasher, Energy Star Qualified Washer, Range, Instant Hot Water, Plumbed For Ice Maker
Fireplace
None
Basement
N
Laundry
In Unit, Electric Dryer Hookup
Features
None
Exterior
Construction
Frame, Brick
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Has Garage
Yes
Features
Deeded, Assigned
Total Spaces
2
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven, For Electric Dryer, Icemaker Connection
Financial
Annual Tax
$2,315
Assessed Value
$132,600
HOA & Community
HOA Fee
$240 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal
Amenities
None
Optional Fee Includes
None
Owner-Occupied Units
14
Down Payment Resource
Eligible
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
None
Seller Disclosures
Owner Has Lived And Owned Property For Over 20 Years, Recent Upgrades Include: Kitchen, Bathroom, Fixtures, Wash/dryer And Flooring. Can Be Sold Furnished Or Unfurnished.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Garden"]
Unit/Building
D
Sq Ft Source
Master Deed
Documents
Rules & Regs, Management Association Bylaws, Association Financial Statements, Certificate Of Insurance (4)
County
Hampden
Total market time (incl. prior listings)
105 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1987
Bedrooms
2
Full Bathrooms
1
Living Area
734 sq ft
Total Rooms
4
Stories
2
Entry Level
2
Floor Layout
Interior Features
Flooring:
Vinyl, Carpet, Wood Laminate
Appliances:
Microwave, Refrigerator, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Washer, Range, Instant Hot Water, Plumbed For Ice Maker
Interior Features:
Windows:
Insulated Windows
Basement:
N
Laundry:
In Unit, Electric Dryer Hookup
Security:
Intercom
Construction & Materials
Year Built:
1987
Structure Type:
Garden
Exterior Materials:
Frame, Brick
Roof:
Shingle
Foundation:
Stories:
2
Utilities & Systems
Heating:
Electric Baseboard
Heating Zones:
4
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Deeded, Assigned
Nearby Schools
School District
Holyoke School District local
F
Where Graduates Go
Class of 2021
36%
attend college
15%
4-Year
21%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
12.2%
Above Average
9.6%
Suspensions
2.7%
In-School
2.6%
Emergency
6.7% above state avg
Elementary Schools
10 schools
Center School/Crisis Interv & Assessment
0.3 mi
Grades PK-12
Blessed Sacrament School
0.4 mi
Grades PK-08
First Lutheran School
0.4 mi
Grades PK-08
C-
Holyoke Community Charter School
0.9 mi
|
#301 of 352
|
Score: 31.6
Improved 1 spots from last year
-26.6 below state avg
687 students
Less Diverse
Grades K-08
Mater Dolorosa School
1.2 mi
Grades PK-08
F
H.B. Lawrence School
0.7 mi
|
#820 of 825
|
Score: 24.4
Improved 16 spots from last year
-33.8 below state avg
263 students
Moderate
Grades PK-05
F
Morgan Full Service Community School
0.9 mi
|
#816 of 825
|
Score: 24.9
Improved 15 spots from last year
-33.3 below state avg
333 students
Moderate
Grades PK-05
F
Kelly Elementary School
1.3 mi
|
#804 of 825
|
Score: 27.4
Improved 30 spots from last year
-30.8 below state avg
482 students
Less Diverse
Rising School
Grades PK-05
D
Lt. Elmer J. McMahon Elementary School
1.5 mi
|
#758 of 825
|
Score: 31.9
Dropped 13 spots from last year
-26.3 below state avg
282 students
Moderate
Grades PK-05
F
Maurice A Donahue Elementary School
1.6 mi
|
#821 of 825
|
Score: 24.3
Dropped 52 spots from last year
-33.9 below state avg
392 students
Moderate
Grades PK-05
Middle Schools
2 schools
Dr. William R. Peck Middle School
< 0.1 mi
501 students
Moderate
Grades 06-08
F
Lt. Clayre Sullivan Elementary School
1.1 mi
|
#345 of 352
|
Score: 24.5
Improved 22 spots from last year
-33.7 below state avg
429 students
Less Diverse
Rising School
Grades 06-08
High Schools
4 schools
LightHouse Holyoke
1.0 mi
Grades 06-12
D
Holyoke High School
0.2 mi
|
#317 of 346
|
Score: 34.1
Improved 40 spots from last year
-24.1 below state avg
1,485 students
Less Diverse
15 sports
• 722 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
F
Opportunity Academy at Metcalf
0.4 mi
|
#335 of 346
|
Score: 22.7
Improved 49 spots from last year
-35.5 below state avg
213 students
Moderate
Rising School
Grades 09-12
B+
Gateway to College at Holyoke Community College
1.3 mi
|
#130 of 346
|
Score: 74.1
Same rank as last year
28 students
Moderate
College Ready Curriculum
Strong Attendance
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$193
Homeowners Insurance
$200
HOA Fee
$240/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Elmwood
60 Chapin St # D, Holyoke MA 01040
Holyoke, MA 01040
Listing Information
Listing Agent
Derek Greene
Listing Office
The Greene Realty Group
Office Phone
888-278-5840
Agent MLS ID
CT004394
Office MLS ID
K95593
Listing Data Updated
Sep 21, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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