59 Prospect St, Chicopee MA 01013

Chicopee, MA 01013
$399,900
Est. $2,668/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
2
Baths
2,336
Sq Ft
$171
Price/Sq Ft
0.67
Acres
1920
Year Built
2
Garage Spaces
New today
Time on Market
For Sale Listed Oct 26, 2026 • MLS# 73595283 Copied! • Updated Oct 26, 2026

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About this home

Unique two-family property to be delivered fully vacant at closing, offering an excellent opportunity for an owner-occupant or investor! Set back from the road on a spacious lot, this property offers added privacy and plenty of outdoor space to enjoy.Each unit features two spacious bedrooms, a full bathroom, a kitchen, and separate heating and central air systems. The second-floor unit also offers hardwood flooring, an open layout between the living and dining rooms, and an enclosed sunroom or porch. With both units available vacant at closing, the property offers flexibility for a buyer to occupy one unit and rent the other or add both units to an investment portfolio.Outside, enjoy a large yard, a concrete patio, a two-car garage, and ample off-street parking accessed by a shared driveway. Don’t miss the opportunity to make this property yours!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 26, 2026
$399,900
Original listing
Agent: Jessica Mekal Office: Lock and Key Realty Inc.

Tax History

Year Taxes Assessment
2026 $5,346 $350,800

Financial Details

Annual Property Tax
$5,346
Tax Year 2026
Assessed Value
$350,800

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style Multi Family
Year Built 1920
Living Area 2,336 sq ft
Lot Size 0.67 acres
Stories 2
Bedrooms 4
Full Baths 2
Total Rooms 8

Investment Metrics

Units 2
Unit 1 Rent — · N
Unit 2 Rent — · N
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Fireplaces 1
Basement Full
Laundry None
Features None
Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Garage Spaces 2
Has Garage Yes
Features Off Street, Paved
Total Spaces 10
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,346
Assessed Value $350,800
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures First Floor Unit Photos Are From Prior To The Current Tenant Moving In. First Floor Occupied Until Nov 30, 2026. Second Floor Unit Vacant.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Hampden

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1920
Bedrooms
4
Full Bathrooms
2
Living Area
2,336 sq ft
Total Rooms
8
Stories
2
Levels
2

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Full
Laundry:
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Concrete Perimeter
Stories: 2

Utilities & Systems

Heating:
Heating Zones: 2
Cooling:
Cooling Zones: 2
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Level
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 10
Parking Features: Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type:
Community Amenities: Public Transportation, Laundromat, Highway Access
School District
Chicopee School District local
C-
⚠ School Safety 2024-25
4.1% Above Average
4.0% Suspensions 2.4% In-School 0.1% Emergency
↓ 1.4% below state avg
E

Elementary Schools

3 schools
F
Morgan Full Service Community School
0.6 mi | #816 of 825 | Score: 24.9
Improved 15 spots from last year
-33.3 below state avg
333 students Moderate
Grades PK-05
F
Kelly Elementary School
0.7 mi | #804 of 825 | Score: 27.4
Improved 30 spots from last year
-30.8 below state avg
482 students Less Diverse
Rising School
Grades PK-05
C+
Streiber Memorial School
1.0 mi | #521 of 825 | Score: 44.2
Dropped 120 spots from last year
-14 below state avg
223 students Diverse
Diverse Student Body
Grades K-05
M

Middle Schools

3 schools
C
Bellamy Middle School
0.5 mi | #254 of 352 | Score: 35.9
Dropped 8 spots from last year
-22.3 below state avg
766 students Diverse
Grades 06-08
Dr. William R. Peck Middle School
1.5 mi
501 students Moderate
Grades 06-08
F
Lt. Clayre Sullivan Elementary School
2.6 mi | #345 of 352 | Score: 24.5
Improved 22 spots from last year
-33.7 below state avg
429 students Less Diverse
Rising School
Grades 06-08
H

High Schools

3 schools
LightHouse Holyoke
0.8 mi
Grades 06-12
C
Chicopee Comprehensive High School
1.1 mi | #258 of 346 | Score: 46.5
Dropped 23 spots from last year
-11.7 below state avg
1,162 students Diverse
High Graduation Rate Career Tech Programs
Grades 09-12
D
Holyoke High School
1.4 mi | #317 of 346 | Score: 34.1
Improved 40 spots from last year
-24.1 below state avg
1,485 students Less Diverse
15 sports • 722 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $446
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

59 Prospect St, Chicopee MA 01013

Chicopee, MA 01013

Listing Information

Listing Agent Jessica Mekal
Listing Office Lock and Key Realty Inc.
Office Phone 413-282-8080
Agent MLS ID CN248483
Office MLS ID AN5521
Listing Data Updated Oct 26, 2026 7:50 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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