59 Cross St., Southbridge MA 01550
Southbridge, MA 01550
$680,000
Est. $4,233/month
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About this home
Investor or owner-occupant opportunity in Southbridge! This well-maintained 4-unit multifamily features Four 2BR/1BA units, currently 75% occupied with strong in-place rents of $4,660/month. Live in one unit while your tenants pay your mortgage. Seller has invested $32,750 in recent capital improvements across all units and common areas. Low operating expenses with 2025 actuals documented. All leases in place through late 2026. A rare chance to own a cash-flowing property and build wealth from day one.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Jun 30, 2026
$680,000
Original listing
Agent: Jason Saphire
Office: www.HomeZu.com
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 06/30/2026 | 🏠 Listed for Sale | $680,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $7,130 | $457,600 |
Financial Details
Annual Property Tax
$7,130
Tax Year 2025
Assessed Value
$457,600
Facts & Features
Home Facts
Type
Residential Income
Style
4 Family
Year Built
1900
Living Area
3,504 sq ft
Lot Size
0.32 acres
Bedrooms
10
Full Baths
4
Total Rooms
17
Investment Metrics
Units
4
Unit 1 Rent
$1,500/mo · Y
Unit 2 Rent
$1,635/mo · Y
Unit 3 Rent
$1,525/mo · Y
Unit 4 Rent
— · N
Total Monthly Rent
$4,660/mo
Gross Income
$55,920
Net Operating Income
$38,987
Operating Expenses
$16,933
Water/Sewer Expense
$5,804
Electric Expense
$1,349
Cap Rate
5.73%
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Unfinished
Laundry
None
Features
None
Exterior
Construction
Frame, See Remarks
Architecture
None
Roof
Shingle, Other
Features
Other
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Oven
Financial
Annual Tax
$7,130
Assessed Value
$457,600
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
Three Units Are Tenant-occupied; Showings Require Advance Notice. Sold As-is. Buyers To Perform Their Own Due Diligence.
Exclusions
All Personal Property Belonging To Current Tenants
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Worcester
Total market time (incl. prior listings)
17 days
Property Overview
Property Type
4 Family
Listing Type
For Sale
Year Built
1900
Bedrooms
10
Full Bathrooms
4
Living Area
3,504 sq ft
Total Rooms
17
Stories
4
Levels
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,504 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Frame, See Remarks
Roof:
Shingle, Other
Foundation:
Block, Stone, Other
Stories:
4
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Other (See Remarks)
Exterior & Lot
Exterior Features:
Other
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Cleared, Level
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Southbridge School District local
F
School Safety
2024-25
6.0%
Above Average
6.0%
Suspensions
6.0%
In-School
0.5% above state avg
Elementary Schools
5 schools
Trinity Catholic Academy
< 0.1 mi
Grades PK-08
Viewpoint Christian Academy
2.1 mi
Grades K-12
C-
West Street School
0.6 mi
|
#724 of 824
|
Score: 34.0
Improved 18 spots from last year
-24.2 below state avg
323 students
Moderate
Grades 01-05
D
Charlton Street School
0.8 mi
|
#782 of 824
|
Score: 30.2
Improved 50 spots from last year
-28 below state avg
288 students
Diverse
Rising School
Grades PK-05
Eastford Road School
0.8 mi
397 students
Moderate
Grades PK-01
Middle Schools
1 school
C
Southbridge Middle School
1.7 mi
|
#282 of 352
|
Score: 33.3
Improved 1 spots from last year
-24.9 below state avg
380 students
Diverse
Grades 06-08
High Schools
2 schools
Southbridge Academy
0.4 mi
21 students
Diverse
Grades 06-12
C-
Southbridge High School
1.7 mi
|
#310 of 346
|
Score: 35.8
Improved 22 spots from last year
-22.5 below state avg
419 students
Moderate
12 sports
• 498 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$594
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
59 Cross St., Southbridge MA 01550
Southbridge, MA 01550
Listing Information
Listing Agent
Jason Saphire
Listing Office
www.HomeZu.com
Office Phone
877-249-5478
Agent MLS ID
CN236778
Office MLS ID
AN7148
Listing Data Updated
Jul 17, 2026 1:53 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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