57 Roy Street, Swampscott MA 01907

Swampscott, MA 01907
$639,000
Est. $63,341/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
3
Baths
1,424
Sq Ft
$449
Price/Sq Ft
0.10
Acres
1900
Year Built
2
Parking
10 hours 30 minutes
Time on Market
For Sale Open House Listed Sep 23, 2026 • MLS# 73581049 Copied! • Updated Sep 23, 2026

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Open House Schedule

27
Sep
Sunday, September 27
12:00 PM - 2:00 PM EDT
26
Sep
Saturday, September 26
11:00 AM - 1:00 PM EDT

About this home

Welcome to 57 Roy Street! This spacious 3 bedroom, 3 full bath home offers exceptional value in the heart of Swampscott. Newly sanded original hardwood floors bring warmth and character throughout the main living spaces, including a generous living room and formal dining room. The remodeled kitchen features upgraded counter tops, a large granite center island with new appliances and convenient access to the private backyard. A full bathroom completes the first floor. Upstairs you will find 3 bedrooms with newer hardwood floors, including a primary bedroom suite with a tiled, walk in shower, large granite vanity and easy access laundry. A beautifully remodeled guest bathroom with a skylight adds natural light and depth. The 2nd floor was thoughtfully expanded several years ago, providing more space and versatility than the original layout. NEW Hot water heater and Gas Furnace. New Roof and Wood Siding. Enjoy the best of Swampscott with easy access to the commuter rail, downtown shops, restaurants and all that this vibrant seaside community has to offer. Brand new elementary school for grades K-4 and top notch Middle and High school. A fantastic opportunity and one of the best values in Swampscott!!

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 23, 2026
$639,000
Original listing
Agent: Susan Sinrich Office: Conway - Swampscott

Tax History

Year Taxes Assessment
2026 $718,920 $599,100

Financial Details

Annual Property Tax
$718,920
Tax Year 2026
Assessed Value
$599,100

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1900
Living Area 1,424 sq ft
Lot Size 0.10 acres
Bedrooms 3
Full Baths 3
Total Rooms 6

Interior

Heating Central, Forced Air
Cooling Window Unit(s)
Flooring Hardwood
Appliances Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Partial, Interior Entry
Laundry Second Floor
Features None

Exterior

Construction Frame
Architecture Other (see Remarks)
Roof Wood
Features Deck - Wood
Pool None
Spa None
Fencing None
Patio/Porch Deck - Wood
Features Off Street
Total Spaces 2
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range
Annual Tax $718,920
Assessed Value $599,100
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures See Attached Feature Sheet.
Possession None
Accepted Financing None
Structure Type []
House Color Green
Sq Ft Source Other
Sq Ft Disclosures 2nd floor expansion may not be reflected in public records Living Area
Documents None
County Essex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1900
Bedrooms
3
Full Bathrooms
3
Living Area
1,424 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Hardwood
Appliances: Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Partial, Interior Entry
Laundry: Second Floor
Security:

Construction & Materials

Style: Other (See Remarks)
Year Built: 1900
Structure Type:
Exterior Materials: Frame
Roof: Wood
Foundation: Stone

Heating, Cooling & Utilities

Heating: Central, Forced Air
Heating Zones: 2
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck - Wood
Patio & Porch: Deck - Wood
Fencing:
Other Structures:
Lot Features: Gentle Sloping
Road Surface:

Parking & Garage

Total Parking Spaces: 2
Parking Features: Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Including down payment
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $59,910
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

57 Roy Street, Swampscott MA 01907

Swampscott, MA 01907

Listing Information

Listing Agent Susan Sinrich
Listing Office Conway - Swampscott
Office Phone 781-584-4757
Agent MLS ID C9501225
Office MLS ID AC0598
Listing Data Updated Sep 23, 2026 2:06 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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