5/5A Ferdinand St, Worcester MA 01603
Worcester, MA 01603
$649,000
Est. $3,891/month
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Open House Schedule
23
Aug
Sunday, August 23
10:00 AM - 12:00 PM EDT
22
Aug
Saturday, August 22
10:00 AM - 12:00 PM EDT
About this home
Attention First home buyers and investors!!! what about 2 units? Completely reimagined and brought down to the studs, this ultra-efficient Single family with in-law apartment (achieved via a fully permitted internal ADU conversion) generates a commanding $4,700/month in gross rent with room to grow.to $5,200 with annual gross income to $62,400. The property features a 2-bedroom, 1-bathroom first-floor ADU, paired with a massive 3-bedroom, 2-bathroom primary residence spanning the second and third floors—complete with a beautiful en-suite master bedroom. Built strictly to modern Energy Code, this fully electrified building features with new heat pumps for central heating and AC, an advanced ERV ventilation system, closed-cell insulation, all-new windows. Absolutely zero capital expenditure is needed: every system is brand new, including the electrical and electrical service, full plumbing, water heaters, all new lightings, floorings, new bathrooms, kitchens and more .This Gorgeous house Finished with premium designer touches like quartz countertops, tiled bathrooms, recessed lighting, stainless steel appliances and a beautiful Composite porch-Deck. Don’t miss this opportunity to build a financial flexibility. Both units are leased. Buyer agent to do all the diligences.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Aug 17, 2026
$649,000
Original listing
Agent: Dell Costa
Office: Dell Realty Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/17/2026 | 🏠 Listed for Sale | $649,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,915 | $370,100 |
Financial Details
Annual Property Tax
$4,915
Tax Year 2026
Assessed Value
$370,100
Facts & Features
Central AC
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1890
Living Area
2,700 sq ft
Lot Size
0.14 acres
Stories
3
Bedrooms
5
Full Baths
3
Total Rooms
9
Investment Metrics
Units
2
Unit 1 Rent
$2,500/mo · Y
Unit 2 Rent
$2,200/mo · Y
Total Monthly Rent
$4,700/mo
Gross Income
$56,400
Net Operating Income
$56,400
Cap Rate
8.69%
Interior
Heating
Central, Heat Pump
Cooling
Central Air, Heat Pump
Flooring
None
Appliances
Range, Dishwasher, Microwave, Refrigerator
Fireplace
None
Basement
Unfinished
Laundry
None
Features
Living Room, Dining Room, Kitchen
Exterior
Construction
None
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$4,915
Assessed Value
$370,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
This House Was Completed Renewed In 2025-2026 Top To Bottom Excluded The Roof. It’s A Single Family With In-law Apartment ( 2 Family Achieved Via Internal Adu Conversion) $4, 700/month In Gross Rent With Room To Grow. Both Units Are Leased. Buyer Agent Is Responsible Due The Diligences
Exclusions
Personal Belongs And Washer And Dryer
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Other
Documents
None
County
Worcester
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1890
Bedrooms
5
Full Bathrooms
3
Living Area
2,700 sq ft
Total Rooms
9
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,700 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Dishwasher, Microwave, Refrigerator
Interior Features:
Living Room, Dining Room, Kitchen
Windows:
Basement:
Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1890
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Stone, Brick/Mortar
Stories:
3
Heating, Cooling & Utilities
Heating:
Central, Heat Pump
Heating Zones:
2
Cooling:
Central Air, Heat Pump
Cooling Zones:
2
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive
Nearby Schools
School District
Worcester School District local
C-
Where Graduates Go
Class of 2021
51%
attend college
35%
4-Year
16%
2-Year
4%
Out of State
4%
Working
School Safety
2024-25
4.1%
Above Average
3.3%
Suspensions
1.7%
In-School
0.8%
Emergency
1.4% below state avg
Elementary Schools
3 schools
C+
Columbus Park School
0.1 mi
|
#9 of 12
|
Score: 31.6
Improved 720 spots from last year
-26.6 below state avg
381 students
Diverse
Rising School
Grades PK-06
C-
Goddard School/Science Technical
0.7 mi
|
#703 of 824
|
Score: 35.5
Improved 17 spots from last year
-22.7 below state avg
359 students
Diverse
Grades PK-06
Our Lady of the Angels School
0.8 mi
Grades PK-08
Middle Schools
2 schools
B
Sullivan Middle School
1.5 mi
|
#157 of 352
|
Score: 43.9
Improved 28 spots from last year
-14.3 below state avg
940 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
Worcester SDA School
1.8 mi
Grades 01-08
High Schools
3 schools
C-
University Park Campus School
0.7 mi
|
#290 of 346
|
Score: 41.4
Dropped 13 spots from last year
-16.8 below state avg
233 students
Diverse
Early College Program
High Graduation Rate
College Ready Curriculum
Strong Attendance
Grades 07-12
B+
Claremont Academy
0.8 mi
|
#9 of 25
|
Score: 38.3
Improved 317 spots from last year
-20 below state avg
474 students
Moderate
10 sports
• 216 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 07-12
B-
Doherty Memorial High School
1.2 mi
|
#195 of 346
|
Score: 51.8
Improved 26 spots from last year
-6.4 below state avg
1,573 students
Very Diverse
19 sports
• 1,302 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$410
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
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Current Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
5/5A Ferdinand St, Worcester MA 01603
Worcester, MA 01603
Listing Information
Listing Agent
Dell Costa
Listing Office
Dell Realty Inc.
Office Phone
617-629-5950
Agent MLS ID
K8001333
Office MLS ID
AN1378
Listing Data Updated
Aug 17, 2026 4:56 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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