559 Chelmsford St, Lowell MA 01851
Lowell, MA 01851
$595,000
Est. $3,766/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Great opportunity to own a TWO FAMILY in Lowell with excellent outdoor space and FOUR off-street parking spots! Good size lot for the area! Whether you're looking to owner occupy and have rental income help offset your mortgage or add another multi family to your investment portfolio, this property offers plenty. Recent improvements include a NEW exterior fence, electrical updates, new doors, and additional updates throughout. The spacious second unit spans TWO FLOORS, with a renovated top floor featuring two additional bedrooms and a full bathroom. In-unit laundry adds even more convenience. With generous yard space, ample off-street parking, and flexible living arrangements, this property offers features that can be hard to find in the area. Build equity while generating rental income come see everything this Lowell two family has to offer! Schedule your private showing today!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 23, 2026
$595,000
Original listing
Agent: Christopher Martin
Office: Cameron Prestige, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/23/2026 | 🏠 Listed for Sale | $595,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,687 | $589,200 |
Financial Details
Annual Property Tax
$6,687
Tax Year 2026
Assessed Value
$589,200
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1900
Living Area
2,148 sq ft
Lot Size
0.11 acres
Stories
3
Bedrooms
5
Full Baths
3
Total Rooms
10
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street
Total Spaces
4
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$6,687
Assessed Value
$589,200
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1900
Bedrooms
5
Full Bathrooms
3
Living Area
2,148 sq ft
Total Rooms
10
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,148 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1900
Structure Type:
Exterior Materials:
Roof:
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Off Street
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
10 schools
Lowell Catholic School
0.3 mi
Grades PK-12
Community Christian Academy
1.0 mi
Grades PK-12
B
Rogers STEM Academy
1.1 mi
|
#8 of 16
|
Score: 34.3
Improved 265 spots from last year
-23.9 below state avg
895 students
Diverse
Rising School
Diverse Student Body
Grades K-08
B
Lowell Community Charter Public School
1.3 mi
|
#154 of 352
|
Score: 44.1
Improved 33 spots from last year
-14.2 below state avg
815 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades PK-08
Hellenic American Academy
1.4 mi
Grades PK-08
C
Bartlett Community Partnership School
1.4 mi
|
#270 of 352
|
Score: 34.7
Improved 16 spots from last year
-23.5 below state avg
488 students
Diverse
Diverse Student Body
Grades PK-08
St. Patrick School and Educational Center
1.5 mi
Grades PK-08
Immaculate Conception School
1.8 mi
Grades PK-08
B-
Pyne Arts School
1.8 mi
|
#180 of 352
|
Score: 42.1
Improved 46 spots from last year
-16.1 below state avg
471 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-08
C+
Collegiate Charter School of Lowell
2.0 mi
|
#244 of 346
|
Score: 47.6
Improved 21 spots from last year
-10.6 below state avg
1,205 students
Very Diverse
Rising School
College Ready Curriculum
Diverse Student Body
Strong Attendance
Grades K-12
Middle Schools
7 schools
Laura Lee Therapeutic Day School
0.1 mi
15 students
Diverse
Grades 01-08
B+
James S Daley Middle School
0.7 mi
|
#128 of 352
|
Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C
Benjamin F. Butler Middle School
1.0 mi
|
#260 of 352
|
Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students
Diverse
Diverse Student Body
Grades 05-08
B-
Kathryn P. Stoklosa Middle School
1.3 mi
|
#199 of 352
|
Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students
Diverse
Diverse Student Body
Grades 05-08
C+
Dr. An Wang School
2.1 mi
|
#249 of 352
|
Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
2.4 mi
|
#267 of 352
|
Score: 34.9
Improved 38 spots from last year
-23.3 below state avg
606 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
2.6 mi
|
#288 of 352
|
Score: 32.7
Improved 31 spots from last year
-25.5 below state avg
580 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
4 schools
F
The Career Academy
0.6 mi
|
#25 of 25
|
Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.6 mi
|
#337 of 346
|
Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
1.6 mi
Grades 09-12
D
Leblanc Therapeutic Day School
2.0 mi
|
#376 of 346
|
Score: 32.8
Same rank as last year
31 students
Diverse
Diverse Student Body
Grades 09-12
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$557
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
559 Chelmsford St, Lowell MA 01851
Lowell, MA 01851
Listing Information
Listing Agent
Christopher Martin
Listing Office
Cameron Prestige, LLC
Office Phone
857-331-5127
Agent MLS ID
CT000175
Office MLS ID
AN4281
Listing Data Updated
Sep 23, 2026 7:00 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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