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55 Spencer Street, Boston MA 02124 - Preview 1 55 Spencer Street, Boston MA 02124 - Preview 2 55 Spencer Street, Boston MA 02124 - Preview 3 55 Spencer Street, Boston MA 02124 - Preview 4 55 Spencer Street, Boston MA 02124 - Preview 5 55 Spencer Street, Boston MA 02124 - Preview 6 55 Spencer Street, Boston MA 02124 - Preview 7 55 Spencer Street, Boston MA 02124 - Preview 8 55 Spencer Street, Boston MA 02124 - Preview 9

55 Spencer Street, Boston MA 02124

Boston, MA 02124
$1,199,000
Est. $6,264/month
11
Beds
3
Baths
4,080
Sq Ft
$294
Price/Sq Ft
0.09
Acres
1910
Year Built
3 Family
Type
13 hours 3 minutes
Time on Market
Active Listed Jun 17, 2026 • MLS# 73537442 Copied!

About this home

We are pleased to present this three-family home in the heart of Dorchester—an exceptional opportunity for both owner-occupants and investors alike. This well-maintained property features three generously sized, thoughtfully updated units, offering immediate rental income and long-term growth potential. Unit 2 & Unit 3 will be delivered vacant, providing a perfect chance for an owner-occupant to move in and offset their mortgage with rental income from the other two units. Conveniently located near Talbot Ave Station and Interstate 93, the property offers easy access to downtown Boston and the surrounding neighborhoods—an ideal blend of comfort, convenience, and investment potential.

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Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1910
Bedrooms
11
Full Bathrooms
3
Living Area
4,080 sq ft
Total Rooms
18
Stories
3
Levels
3

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1910
Living Area 4,080 sq ft
Lot Size 0.09 acres
Bedrooms 11
Full Baths 3
Total Rooms 18

Interior

Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None

Exterior

Construction See Remarks
Architecture None
Roof Rubber
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Features None
Total Spaces 2

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $9
Assessed Value $9

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1910
Structure Type:
Exterior Materials: See Remarks
Roof: Rubber
Foundation: Other
Stories: 3

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features: Other
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 2
Parking Features:

Location

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Neighborhood

55 Spencer Street, Boston MA 02124

Boston, MA 02124

Walkability

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Nearby Schools

School District
Boston School District local
C-
🎓 Where Graduates Go Class of 2021
52% attend college
38% 4-Year 14% 2-Year 7% Out of State 7% Working
⚠ School Safety 2024-25
3.7% Above Average
3.2% Suspensions 0.3% In-School 0.5% Emergency
↓ 1.8% below state avg
E

Elementary Schools

10 schools
C-
Holmes Elementary School
0.2 mi | #710 of 824 | Score: 34.7
Dropped 24 spots from last year
-23.5 below state avg
283 students Diverse
Grades PK-06
D
Greenwood Sarah K-8 School
0.2 mi | #334 of 352 | Score: 27.2
Same rank as last year
-31 below state avg
357 students Less Diverse
Grades PK-08
D
Lee K-8 School
0.3 mi | #335 of 352 | Score: 27.1
Improved 8 spots from last year
-31.1 below state avg
551 students Diverse
Grades PK-08
C-
Codman Academy Charter Public School
0.5 mi | #293 of 346 | Score: 40.3
Dropped 9 spots from last year
-17.9 below state avg
344 students Moderate
College Ready Curriculum
Grades PK-12
C-
UP Academy Charter School of Dorchester
0.5 mi | #308 of 352 | Score: 30.7
Dropped 17 spots from last year
-27.5 below state avg
640 students Diverse
Grades PK-08
A
Brooke Charter School Mattapan
0.8 mi | #45 of 346 | Score: 67.9
Improved 79 spots from last year
+9.7 above state avg
2,216 students Diverse
Rising School College Ready Curriculum
Grades K-12
C-
UP Academy Holland School
0.8 mi | #721 of 824 | Score: 34.1
Improved 98 spots from last year
-24.1 below state avg
641 students Diverse
Rising School
Grades PK-06
D
Shaw Elementary School
1.0 mi | #783 of 824 | Score: 29.8
Improved 54 spots from last year
-28.4 below state avg
528 students Moderate
Rising School
Grades PK-06
Berea SDA Academy
1.0 mi
Grades PK-08
D
Henderson K-12 Inclusion School Upper
1.0 mi | #315 of 346 | Score: 34.7
Improved 34 spots from last year
-23.5 below state avg
631 students Diverse
Rising School Diverse Student Body
Grades 02-12
M

Middle Schools

10 schools
Epiphany School
0.6 mi
Grades 05-08
Dearborn Middle School
0.9 mi
Mother Caroline Academy
1.0 mi
Grades 05-08
A
Uncommon Schools - Roxbury Preparatory Dorchester Campus Middle School
1.2 mi | #4 of 16 | Score: 41.9
Improved 187 spots from last year
-16.3 below state avg
1,126 students Diverse
Rising School College Ready Curriculum
Grades 05-08
F
Higginson/Lewis K-8 School
1.9 mi | #349 of 352 | Score: 23.6
Improved 3 spots from last year
-34.6 below state avg
213 students Diverse
Grades 03-08
Nativity Prep School
2.2 mi
Grades 05-08
Middle School Academy
3.0 mi
C
Ohrenberger School
4.3 mi | #265 of 352 | Score: 34.9
Improved 20 spots from last year
-23.3 below state avg
477 students Diverse
Rising School Diverse Student Body
Grades 03-08
Frederick Pilot Middle
1.0 mi
McCormack Middle
2.4 mi
H

High Schools

10 schools
B+
TechBoston Academy
0.7 mi | #11 of 25 | Score: 34.1
Improved 349 spots from last year
-24.1 below state avg
850 students Diverse
Rising School
Grades 07-12
A+
Boston Latin Academy
1.5 mi | #2 of 25 | Score: 63.9
Improved 214 spots from last year
+5.7 above state avg
1,693 students Very Diverse
17 sports • 1,298 athletes
High Graduation Rate Rising School Strong Athletics Diverse Student Body
Grades 07-12
D
English High School
1.8 mi | #324 of 346 | Score: 29.7
Improved 34 spots from last year
-28.5 below state avg
720 students Moderate
8 sports • 332 athletes
Rising School Career Tech Programs
Grades 07-12
Meridian Academy
1.8 mi
Grades 06-09
B-
Margarita Muniz Academy
2.1 mi | #14 of 25 | Score: 31.3
Improved 349 spots from last year
-26.9 below state avg
428 students Less Diverse
Strong AP Program Rising School
Grades 07-12
B
Dearborn STEM Academy
2.2 mi | #13 of 25 | Score: 31.7
Improved 356 spots from last year
-26.6 below state avg
565 students Diverse
10 sports • 242 athletes
Early College Program Rising School
Grades 07-12
C
Ruth Batson Academy
2.3 mi | #19 of 25 | Score: 27.6
Improved 346 spots from last year
-30.6 below state avg
604 students Diverse
8 sports • 128 athletes
Early College Program Rising School
Grades 07-12
A-
O'Bryant School of Math & Science
2.6 mi | #90 of 346 | Score: 61.1
Improved 94 spots from last year
+2.9 above state avg
1,509 students Very Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades 07-12
A-
Boston Preparatory Charter Public School
2.8 mi | #8 of 25 | Score: 41.6
Improved 287 spots from last year
-16.6 below state avg
700 students Diverse
High Graduation Rate Rising School College Ready Curriculum
Grades 06-12
C+
New Mission High School
3.0 mi | #240 of 346 | Score: 47.3
Improved 88 spots from last year
-10.9 below state avg
715 students Diverse
13 sports • 458 athletes
Early College Program High Graduation Rate Rising School Diverse Student Body
Grades 07-12
Learn about these ratings
School data provided by BMN Schools

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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jun 17, 2026
$1,199,000
Original listing
Agent: Daniel Alper Office: Boston Realty Advisors

Price & Status History

Date Event Price Change
Jun 17, 2026 New Listing Added $1,199,000 —

Market Statistics

Time on Market
13 hours 3 minutes
Price per Sq Ft
$294

Tax History

Year Taxes Assessment
2026 $9 $9

Financial Details

Annual Property Tax
$9
Tax Year 2026
Assessed Value
$9

Listing Information

Listing Agent Daniel Alper
Listing Office Boston Realty Advisors
Agent MLS ID CN254381
Office MLS ID AN8461
Listing Data Updated Jun 17, 2026 12:22 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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55 Spencer Street, Boston MA 02124 - Photo 1 55 Spencer Street, Boston MA 02124 - Photo 2 55 Spencer Street, Boston MA 02124 - Photo 3 55 Spencer Street, Boston MA 02124 - Photo 4 55 Spencer Street, Boston MA 02124 - Photo 5 55 Spencer Street, Boston MA 02124 - Photo 6 55 Spencer Street, Boston MA 02124 - Photo 7 55 Spencer Street, Boston MA 02124 - Photo 8 55 Spencer Street, Boston MA 02124 - Photo 9
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