55 Cottage Street, Fitchburg MA 01420

Fitchburg, MA 01420
$445,000
$420,000
Est. $2,689/month
4
Beds
1.5
Baths
1,536
Sq Ft
$273
Price/Sq Ft
0.27
Acres
1908
Year Built
4
Parking
45
Days on Market
Active Price Drop -$25,000 Listed Jun 20, 2026 • MLS# 73535775 Copied! • Updated Aug 1, 2026

About this home

Seller's are ready to pack up so come see this home soon! A well cared for Colonial home with 1,536 sq. ft. of living area with 4/5 bedrooms. Recent improvements are new architectural roof (Jan/2017) freshly painted rooms & re-finished deck plus a remodeled full bathroom and half bath. Kitchen has Corian counters, new stove, large pantry, kitchen bar open to dining room with (4) bar stools included. Option for laundry to be on first floor that is currently in the basement. The new washer & dryer are included also. Paved driveway for 4-5 cars and shed. A large, two-tiered yard is an amazing canvas that gives you distinct zones for different outdoor activities. Have the upper tier for outdoor cooking and parties and keep the lower level for play-time. Close to Rte. 2 & and Great Wolf Lodge ,Fitchburg University, MWC College and Wachusett Mountain Ski area.

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
5.6%
Price Range

Property Timeline

Price Reduced
Jul 26, 2026
$420,000 $14,500 (-3.34%)
From $434,500 to $420,000 (-3.3%)
Price Reduced
Jul 14, 2026
$434,500 $10,500 (-2.36%)
From $445,000 to $434,500 (-2.4%)
🏠
Listed for Sale
Jun 20, 2026
$445,000
Original listing
Office: Coldwell Banker Realty - Leominster

Tax History

Year Taxes Assessment
2025 $4,379 $340,100

Financial Details

Annual Property Tax
$4,379
Tax Year 2025
Assessed Value
$340,100

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1908
Living Area 1,536 sq ft
Lot Size 0.27 acres
Bedrooms 4
Full Baths 1
Half Baths 1
Total Rooms 8

Interior

Heating Steam, Natural Gas
Cooling Window Unit(s)
Flooring Wood Laminate
Appliances Gas Water Heater, Leased Water Heater, Oven, Dishwasher, Refrigerator
Fireplace None
Basement Full, Partially Finished, Walk-out Access
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch - Enclosed, Deck - Roof, Deck - Wood
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed, Deck - Roof, Deck - Wood
Features Paved Drive, Tandem, Paved
Total Spaces 4
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup
Annual Tax $4,379
Assessed Value $340,100
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Seller Has Next House Under Agreement. Leased Hot Water Tank. List Of Personal Items At Open House.
Exclusions Washer & Dryer (Negotiable).
Possession None
Accepted Financing Lender Approval Required
Structure Type []
House Color White
Sq Ft Source Public Record
Documents None
County Worcester
Total market time (incl. prior listings) 42 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1908
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,536 sq ft
Total Rooms
8

Floor Layout

Interior Features

Flooring: Wood Laminate
Appliances: Gas Water Heater, Leased Water Heater, Oven, Dishwasher, Refrigerator
Interior Features:
Windows:
Basement: Full, Partially Finished, Walk-Out Access
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security: Security System

Construction & Materials

Style: Colonial
Year Built: 1908
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Heating Zones: 1
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Deck - Roof, Deck - Wood
Patio & Porch: Porch - Enclosed, Deck - Roof, Deck - Wood
Fencing:
Other Structures:
Lot Features: Gentle Sloping
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Tandem, Paved
School District
Fitchburg School District local
C+
School Safety 2024-25
8.1% Above Average
4.6% Suspensions 4.6% In-School 3.5% Emergency
2.6% above state avg
E

Elementary Schools

5 schools
Applewild School
2.2 mi
Grades K-09
St. Bernard Elementary School
3.1 mi
Grades PK-08
C
Reingold Elementary School
0.6 mi | #610 of 824 | Score: 40.4
Improved 113 spots from last year
-17.8 below state avg
679 students Diverse
Rising School Diverse Student Body
Grades 01-05
C-
South Street Early Learning Center
2.3 mi | #697 of 824 | Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
570 students Diverse
Grades PK-K
C
McKay Elementary School
3.1 mi | #661 of 824 | Score: 38.0
Improved 70 spots from last year
-20.2 below state avg
754 students Diverse
Rising School
Grades 01-05
M

Middle Schools

2 schools
C
Memorial Middle School
1.6 mi | #274 of 352 | Score: 33.9
Dropped 4 spots from last year
-24.3 below state avg
601 students Diverse
Diverse Student Body
Grades 06-08
D
Arthur M Longsjo Middle School
2.3 mi | #323 of 352 | Score: 28.9
Improved 17 spots from last year
-29.3 below state avg
614 students Diverse
Grades 06-08
H

High Schools

6 schools
C+
Sizer School: A North Central Charter Essential School
2.9 mi | #221 of 346 | Score: 49.3
Improved 25 spots from last year
-8.9 below state avg
282 students Diverse
Early College Program Rising School College Ready Curriculum
Grades 07-12
A
Montachusett Regional Vocational Technical School
1.2 mi | #64 of 346 | Score: 65.1
Improved 11 spots from last year
+6.9 above state avg
1,417 students Moderate
High Graduation Rate Career Tech Programs College Ready Curriculum Strong Attendance
Grades 09-12
Notre Dame Preparatory High School
2.2 mi
Grades 09-12
St. Bernard's Central Catholic High School
2.9 mi
Grades 09-12
C-
Goodrich Academy
3.1 mi | #23 of 25 | Score: 20.5
Improved 363 spots from last year
-37.8 below state avg
186 students Diverse
Rising School
Grades 09-12
C
Fitchburg High School
3.8 mi | #255 of 346 | Score: 45.8
Improved 37 spots from last year
-12.4 below state avg
1,220 students Diverse
15 sports • 1,110 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
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Monthly Payment Breakdown

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Property Tax $365
Homeowners Insurance $200
PMI (if <20% down) $0

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Payment Over Time

Interest
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Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

55 Cottage Street, Fitchburg MA 01420

Fitchburg, MA 01420

Listing Information

Listing Agent Linda Zichelle
Listing Office Coldwell Banker Realty - Leominster
Office Phone 978-840-4014
Agent MLS ID BB923636
Office MLS ID AN6215
Listing Data Updated Aug 1, 2026 1:02 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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