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55 Cottage Street, Fitchburg MA 01420 - Preview 1 55 Cottage Street, Fitchburg MA 01420 - Preview 2 55 Cottage Street, Fitchburg MA 01420 - Preview 3 55 Cottage Street, Fitchburg MA 01420 - Preview 4 55 Cottage Street, Fitchburg MA 01420 - Preview 5 55 Cottage Street, Fitchburg MA 01420 - Preview 6 55 Cottage Street, Fitchburg MA 01420 - Preview 7 55 Cottage Street, Fitchburg MA 01420 - Preview 8 55 Cottage Street, Fitchburg MA 01420 - Preview 9 55 Cottage Street, Fitchburg MA 01420 - Preview 10 55 Cottage Street, Fitchburg MA 01420 - Preview 11 55 Cottage Street, Fitchburg MA 01420 - Preview 12 55 Cottage Street, Fitchburg MA 01420 - Preview 13 55 Cottage Street, Fitchburg MA 01420 - Preview 14 55 Cottage Street, Fitchburg MA 01420 - Preview 15 55 Cottage Street, Fitchburg MA 01420 - Preview 16 55 Cottage Street, Fitchburg MA 01420 - Preview 17 55 Cottage Street, Fitchburg MA 01420 - Preview 18 55 Cottage Street, Fitchburg MA 01420 - Preview 19
55 Cottage Street, Fitchburg MA 01420 - Preview 1 55 Cottage Street, Fitchburg MA 01420 - Preview 2 55 Cottage Street, Fitchburg MA 01420 - Preview 3 55 Cottage Street, Fitchburg MA 01420 - Preview 4 55 Cottage Street, Fitchburg MA 01420 - Preview 5 55 Cottage Street, Fitchburg MA 01420 - Preview 6 55 Cottage Street, Fitchburg MA 01420 - Preview 7 55 Cottage Street, Fitchburg MA 01420 - Preview 8 55 Cottage Street, Fitchburg MA 01420 - Preview 9 55 Cottage Street, Fitchburg MA 01420 - Preview 10 55 Cottage Street, Fitchburg MA 01420 - Preview 11 55 Cottage Street, Fitchburg MA 01420 - Preview 12 55 Cottage Street, Fitchburg MA 01420 - Preview 13 55 Cottage Street, Fitchburg MA 01420 - Preview 14 55 Cottage Street, Fitchburg MA 01420 - Preview 15 55 Cottage Street, Fitchburg MA 01420 - Preview 16 55 Cottage Street, Fitchburg MA 01420 - Preview 17 55 Cottage Street, Fitchburg MA 01420 - Preview 18 55 Cottage Street, Fitchburg MA 01420 - Preview 19

55 Cottage Street, Fitchburg MA 01420

Fitchburg, MA 01420
$445,000
Est. $2,815/month
4
Beds
1.5
Baths
1,536
Sq Ft
$290
Price/Sq Ft
0.27
Acres
1908
Year Built
Single Family Residence
Type
10 hours 43 minutes
Time on Market
Active Listed Jun 20, 2026 • MLS# 73535775 Copied!

About this home

Experience the enduring appeal of 55 Cottage Street, a well maintained home in a private location set back off the street. This home has 1,536 sq. ft. of living area with 4 bedrooms on 2nd floor plus a home office or first floor bedroom on first floor. All rooms have high ceilings and well-proportioned size rooms & closets plus a remodeled full bathroom and half bath. Kitchen has Corian counters, new stove and option for laundry to be on first floor is currently in the basement. Recent improvements are new architectural roof (Jan/2017) freshly painted rooms & re-finished deck. Paved driveway for 4-5 cars, shed plus a nicely landscaped yard for your summer gatherings. Summer awaits the new owners arrival! Appointments start Monday, June 21, 2026

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1908
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,536 sq ft
Total Rooms
8

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1908
Living Area 1,536 sq ft
Lot Size 0.27 acres
Bedrooms 4
Full Baths 1
Half Baths 1
Total Rooms 8

Interior

Heating Steam, Natural Gas
Cooling Window Unit(s)
Flooring Wood Laminate
Appliances Gas Water Heater, Leased Water Heater, Oven, Dishwasher, Refrigerator
Fireplace None
Basement Full, Partially Finished, Walk-out Access
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch - Enclosed, Deck - Roof, Deck - Wood
Pool None
Spa None
Fencing None
Patio/Porch Porch - Enclosed, Deck - Roof, Deck - Wood

Parking

Features Paved Drive, Tandem, Paved
Total Spaces 4

Utilities

Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup

Financial

Annual Tax $4,379
Assessed Value $340,100

Interior Features

Flooring: Wood Laminate
Appliances: Gas Water Heater, Leased Water Heater, Oven, Dishwasher, Refrigerator
Interior Features:
Windows:
Basement: Full, Partially Finished, Walk-Out Access
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security: Security System

Construction & Materials

Style: Colonial
Year Built: 1908
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Heating Zones: 1
Cooling: Window Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch - Enclosed, Deck - Roof, Deck - Wood
Patio & Porch: Porch - Enclosed, Deck - Roof, Deck - Wood
Fencing:
Other Structures:
Lot Features: Gentle Sloping
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Tandem, Paved

Location

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Neighborhood

55 Cottage Street, Fitchburg MA 01420

Fitchburg, MA 01420

Walkability

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Nearby Schools

School District
Fitchburg School District local
C+
⚠ School Safety 2024-25
8.1% Above Average
4.6% Suspensions 4.6% In-School 3.5% Emergency
↑ 2.6% above state avg
E

Elementary Schools

5 schools
Applewild School
2.2 mi
Grades K-09
St. Bernard Elementary School
3.1 mi
Grades PK-08
C
Reingold Elementary School
0.6 mi | #610 of 824 | Score: 40.4
Improved 113 spots from last year
-17.8 below state avg
679 students Diverse
Rising School Diverse Student Body
Grades 01-05
C-
South Street Early Learning Center
2.3 mi | #697 of 824 | Score: 48.1
Same rank as last year
Limited historical data for year-over-year comparison
570 students Diverse
Grades PK-K
C
McKay Elementary School
3.1 mi | #661 of 824 | Score: 38.0
Improved 70 spots from last year
-20.2 below state avg
754 students Diverse
Rising School
Grades 01-05
M

Middle Schools

2 schools
C
Memorial Middle School
1.6 mi | #274 of 352 | Score: 33.9
Dropped 4 spots from last year
-24.3 below state avg
601 students Diverse
Diverse Student Body
Grades 06-08
D
Arthur M Longsjo Middle School
2.3 mi | #323 of 352 | Score: 28.9
Improved 17 spots from last year
-29.3 below state avg
614 students Diverse
Grades 06-08
H

High Schools

6 schools
C+
Sizer School: A North Central Charter Essential School
2.9 mi | #221 of 346 | Score: 49.3
Improved 25 spots from last year
-8.9 below state avg
282 students Diverse
Early College Program Rising School College Ready Curriculum
Grades 07-12
A
Montachusett Regional Vocational Technical School
1.2 mi | #64 of 346 | Score: 65.1
Improved 11 spots from last year
+6.9 above state avg
1,417 students Moderate
High Graduation Rate Career Tech Programs College Ready Curriculum Strong Attendance
Grades 09-12
Notre Dame Preparatory High School
2.2 mi
Grades 09-12
St. Bernard's Central Catholic High School
2.9 mi
Grades 09-12
C-
Goodrich Academy
3.1 mi | #23 of 25 | Score: 20.5
Improved 363 spots from last year
-37.8 below state avg
186 students Diverse
Rising School
Grades 09-12
C
Fitchburg High School
3.8 mi | #255 of 346 | Score: 45.8
Improved 37 spots from last year
-12.4 below state avg
1,220 students Diverse
15 sports • 1,110 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $365
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
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Payment Over Time

Interest
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Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jun 20, 2026
$445,000
Original listing
Office: Coldwell Banker Realty - Leominster

Price & Status History

Date Event Price Change
Jun 20, 2026 New Listing Added $445,000 —

Market Statistics

Time on Market
10 hours 43 minutes
Price per Sq Ft
$290

Tax History

Year Taxes Assessment
2025 $4,379 $340,100

Financial Details

Annual Property Tax
$4,379
Tax Year 2025
Assessed Value
$340,100

Listing Information

Listing Agent Linda Zichelle
Listing Office Coldwell Banker Realty - Leominster
Agent MLS ID BB923636
Office MLS ID AN6215
Listing Data Updated Jun 20, 2026 7:08 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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