55-57 Oak St, Springfield MA 01151
Springfield, MA 01151
$425,000
Est. $2,769/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Spacious two-family home offering 6 bedrooms and 2 full baths, with both units delivered VACANT at closing! This gives the next owner flexibility to occupy one unit and rent the other, select their own tenants, accommodate multigenerational living, or add a versatile property to their investment portfolio. Featuring spacious rooms, hardwood floors, updated kitchens with white cabinetry and stainless-steel appliances, and plenty of classic charm. Conveniently located near the Mass Pike and major highways, with easy access to the new Springfield Crossing, shopping, dining, schools and everyday amenities. A great opportunity for owner-occupants and investors alike- vacant, versatile and ready for its next owner!
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Recently Sold Nearby
Price & Status History
Market Insights
Property Timeline
Status: Active under contract
Sep 14, 2026
Active → Active Under Contract
Pending Sale
Sep 12, 2026
Offer accepted, sale pending
Listed for Sale
Aug 31, 2026
$425,000
Original listing
Agent: Raquel Medina
Office: Lock and Key Realty Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/14/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 09/12/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 08/31/2026 | 🏠 Listed for Sale | $425,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,041 | $321,500 |
Financial Details
Annual Property Tax
$5,041
Tax Year 2025
Assessed Value
$321,500
Facts & Features
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Up/Down
Year Built
1905
Living Area
2,616 sq ft
Lot Size
0.10 acres
Stories
2
Bedrooms
6
Full Baths
2
Total Rooms
12
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Gross Income
$48,000
Interior
Heating
Natural Gas
Cooling
None
Flooring
Hardwood
Appliances
Range, Refrigerator
Fireplace
None
Basement
Interior Entry, Unfinished
Laundry
None
Features
Living Room, Kitchen
Exterior
Construction
None
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Enclosed
Parking
Features
Paved Drive, Off Street
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$5,041
Assessed Value
$321,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Seller Reserves The Right To Accept Any Offer At Anytime. Member Of Ownership Llc Is Licensed Real Estate Agent.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
Sq Ft Source
Public Record
Sq Ft Disclosures
does not include unfinished attic space
Documents
None
County
Hampden
Total market time (incl. prior listings)
28 days
Property Overview
Property Type
2 Family - 2 Units Up/Down
Listing Type
Sale Pending
Year Built
1905
Bedrooms
6
Full Bathrooms
2
Living Area
2,616 sq ft
Total Rooms
12
Stories
2
Levels
2
Floor Layout
Interior Features
Flooring:
Hardwood
Appliances:
Range, Refrigerator
Interior Features:
Living Room, Kitchen
Windows:
Basement:
Interior Entry, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1905
Structure Type:
Exterior Materials:
Roof:
Shingle
Foundation:
Concrete Perimeter
Stories:
2
Utilities & Systems
Heating:
Natural Gas
Heating Zones:
2
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Enclosed
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
3 schools
C-
Indian Orchard Elementary School
0.6 mi
|
#675 of 825
|
Score: 37.2
Improved 127 spots from last year
-21 below state avg
556 students
Diverse
Rising School
Grades PK-05
B-
Warner School
1.3 mi
|
#423 of 825
|
Score: 47.0
Improved 134 spots from last year
-11.2 below state avg
251 students
Diverse
Rising School
Grades PK-05
St. John The Baptist School
1.4 mi
Grades PK-08
Middle Schools
3 schools
F
John F Kennedy Middle School
0.5 mi
|
#342 of 352
|
Score: 25.2
Dropped 5 spots from last year
-33.1 below state avg
365 students
Moderate
Grades 06-08
B+
Wilbraham Middle School
2.9 mi
|
#114 of 352
|
Score: 48.1
Improved 65 spots from last year
-10.1 below state avg
610 students
Moderate
Rising School
Strong Attendance
Grades 06-08
C
John J. Duggan Middle School
3.3 mi
|
#251 of 346
|
Score: 47.1
Improved 35 spots from last year
-11.1 below state avg
843 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Grades 06-12
High Schools
3 schools
F
Springfield Public Day High School
0.2 mi
|
#336 of 346
|
Score: 22.5
Dropped 85 spots from last year
-35.7 below state avg
58 students
Moderate
College Ready Curriculum
Grades 09-12
Sunshine Village
1.4 mi
Grades 11-12
B-
Ludlow Senior High School
2.4 mi
|
#194 of 346
|
Score: 52.7
Dropped 44 spots from last year
-5.5 below state avg
724 students
Moderate
18 sports
• 1,236 athletes
Strong AP Program
Career Tech Programs
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$420
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
55-57 Oak St, Springfield MA 01151
Springfield, MA 01151
Listing Information
Listing Agent
Raquel Medina
Listing Office
Lock and Key Realty Inc.
Office Phone
413-282-8080
Agent MLS ID
CN248005
Office MLS ID
AN5521
Listing Data Updated
Sep 29, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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