540 Armory Street, Springfield MA 01104
Springfield, MA 01104 • Liberty Heights
$199,900
$194,900
Est. $1,394/month
About this home
**Move-In Ready Bungalow with a Spacious Yard!** Whether you're purchasing your first home, looking to downsize, or savvy investors looking to expand their portfolio. This charming 1-bedroom bungalow is the perfect fit! Offering approximately 600 square feet of comfortable living space, designed for easy living with low property maintenance and a large yard that provides plenty of room for gardening, entertaining, pets, or future possibilities. Enjoy the convenience of off-street parking and an unbeatable location close to shopping, restaurants, schools, and major highways, making commuting a breeze. Just minutes from Baystate Medical Center, Shriners Children's New England, and Mercy Medical Center, this home is ideal for healthcare professionals or anyone seeking quick access to local amenities. Don't miss this affordable opportunity to own a cozy home that combines comfort, convenience, and value!
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Market Insights
1
Price Changes
2.5%
Price Range
Property Timeline
Back On Market
Jul 31, 2026
Active
Status: Active under contract
Jul 23, 2026
Active → Active Under Contract
Price Reduced
Jul 14, 2026
$194,900
$5,000
(-2.5%)
From $199,900 to $194,900 (-2.5%)
Listed for Sale
Jun 18, 2026
$199,900
Original listing
Agent: Yadira Pacheco
Office: Lock and Key Realty Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/31/2026 | • Back On Market | - | - | - | Active |
| 07/23/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 07/14/2026 | ↓ Price Reduced | $194,900 | $5,000 | - | From $199,900 to $194,900 (-2.5%) |
| 06/18/2026 | 🏠 Listed for Sale | $199,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $2,498 | $157,500 |
Financial Details
Annual Property Tax
$2,498
Tax Year 2026
Assessed Value
$157,500
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1925
Living Area
600 sq ft
Lot Size
0.12 acres
Bedrooms
1
Full Baths
1
Total Rooms
4
Interior
Heating
Baseboard, Natural Gas
Cooling
Window Unit(s)
Flooring
None
Appliances
Gas Water Heater, Range, Refrigerator
Fireplace
None
Basement
Full
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
Bungalow
Roof
Shingle
Features
Storage, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
None
Parking
Features
Paved Drive, Off Street
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$2,498
Assessed Value
$157,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
Active Audio & Video Recording. Some Images Have Been Digitally Enhanced And Virtually Staged To Help Visualize The Home’s Potential.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Hampden
Total market time (incl. prior listings)
44 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1925
Bedrooms
1
Full Bathrooms
1
Living Area
600 sq ft
Total Rooms
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
600 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Gas Water Heater, Range, Refrigerator
Interior Features:
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Style:
Bungalow
Year Built:
1925
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Brick/Mortar
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Storage, Fenced Yard
Patio & Porch:
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Paved Drive, Off Street
Nearby Schools
School District
Springfield School District local
D
Where Graduates Go
Class of 2021
36%
attend college
20%
4-Year
16%
2-Year
3%
Out of State
3%
Working
School Safety
2024-25
5.9%
Above Average
5.1%
Suspensions
1.4%
In-School
0.8%
Emergency
0.4% above state avg
Elementary Schools
10 schools
A
Alfred G. Zanetti Montessori Magnet School
0.1 mi
|
#3 of 16
|
Score: 47.5
Improved 137 spots from last year
-10.7 below state avg
432 students
Diverse
Rising School
Grades PK-08
Academy Hill School
0.9 mi
Grades PK-08
Your Educational Success Academy
1.4 mi
Grades K-12
D
The Springfield Virtual School
1.9 mi
|
#330 of 346
|
Score: 26.8
Improved 7 spots from last year
-31.4 below state avg
250 students
Moderate
College Ready Curriculum
Grades PK-12
B+
Veritas Preparatory Charter School
2.1 mi
|
#10 of 25
|
Score: 34.4
Improved 341 spots from last year
-23.8 below state avg
712 students
Moderate
Early College Program
Rising School
Grades 05-12
Grace Academy
2.1 mi
Grades K-12
A+
Springfield Preparatory Charter School
2.5 mi
|
#2 of 16
|
Score: 48.6
Improved 94 spots from last year
-9.7 below state avg
486 students
Moderate
Rising School
Grades K-08
St. Michael's Academy
3.3 mi
Grades PK-08
Pioneer Valley Christian Academy
4.0 mi
Grades PK-12
Pioneer Valley Montessori School
4.9 mi
Grades PK-06
Middle Schools
10 schools
C
John J. Duggan Middle School
3.3 mi
|
#266 of 346
|
Score: 44.7
Improved 20 spots from last year
-13.5 below state avg
823 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Grades 06-12
Springfield Middle School
0.8 mi
18 students
Less Diverse
Grades 06-08
F
Springfield Public Day Middle School
0.8 mi
|
#352 of 352
|
Score: 19.6
Improved 14 spots from last year
-38.6 below state avg
60 students
Diverse
Grades 06-08
C
Van Sickle Prep School
1.1 mi
|
#13 of 16
|
Score: 23.5
Improved 332 spots from last year
-34.7 below state avg
206 students
Moderate
Rising School
Grades 06-08
B-
Van Sickle Academy
1.1 mi
|
#10 of 16
|
Score: 28.3
Improved 340 spots from last year
-29.9 below state avg
262 students
Moderate
Rising School
Grades 06-08
D
Springfield Legacy Academy
1.3 mi
|
#16 of 16
|
Score: 19.0
Improved 340 spots from last year
-39.2 below state avg
299 students
Less Diverse
Rising School
Grades 06-08
C-
Impact Prep at Chestnut
1.3 mi
|
#14 of 16
|
Score: 23.5
Improved 349 spots from last year
-34.7 below state avg
278 students
Moderate
Rising School
Grades 06-08
B
Chestnut Accelerated Middle School (Talented and Gifted)
1.3 mi
|
#164 of 352
|
Score: 43.2
Dropped 11 spots from last year
-15 below state avg
265 students
Diverse
Strong Attendance
Grades 06-08
F
South End Middle School
1.8 mi
|
#350 of 352
|
Score: 23.5
Improved 12 spots from last year
-34.7 below state avg
163 students
Moderate
Grades 06-08
Springfield Commonwealth Academy
1.8 mi
Grades 06-08
High Schools
10 schools
C
The Springfield Renaissance School an Expeditionary Learning School
1.1 mi
|
#274 of 346
|
Score: 44.0
Improved 7 spots from last year
-14.3 below state avg
593 students
Diverse
High Graduation Rate
College Ready Curriculum
Grades 06-12
C-
Libertas Academy Charter School
1.2 mi
|
#292 of 346
|
Score: 40.6
Improved 52 spots from last year
-17.7 below state avg
563 students
Moderate
7 sports
• 134 athletes
Rising School
Strong Attendance
Grades 06-12
C-
Conservatory of the Arts
1.3 mi
|
#303 of 346
|
Score: 37.5
Improved 2 spots from last year
-20.7 below state avg
296 students
Moderate
College Ready Curriculum
Grades 06-12
C
Emergence Academy
1.3 mi
|
#21 of 25
|
Score: 25.5
Improved 356 spots from last year
-32.7 below state avg
382 students
Diverse
Rising School
Diverse Student Body
Grades 06-12
C-
Baystate Academy Charter Public School
2.4 mi
|
#314 of 346
|
Score: 34.8
Improved 29 spots from last year
-23.5 below state avg
388 students
Moderate
Rising School
College Ready Curriculum
Grades 06-12
B+
Gateway to College at Springfield Technical Community College
1.0 mi
|
#123 of 346
|
Score: 74.4
Same rank as last year
25 students
Moderate
College Ready Curriculum
Grades 09-12
F
Phoenix Academy Public Charter High School, Springfield
1.1 mi
|
#340 of 346
|
Score: 20.6
Improved 8 spots from last year
-37.6 below state avg
158 students
Moderate
College Ready Curriculum
Grades 09-12
C-
High School of Commerce
1.3 mi
|
#286 of 346
|
Score: 42.2
Improved 16 spots from last year
-16 below state avg
966 students
Moderate
11 sports
• 554 athletes
Early College Program
College Ready Curriculum
Grades 09-12
A
Roger L. Putnam Vocational Technical Academy
2.1 mi
|
#6 of 25
|
Score: 48.8
Improved 257 spots from last year
-9.4 below state avg
1,382 students
Moderate
High Graduation Rate
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
F
Springfield International Academy at Sci-Tech
2.1 mi
|
#338 of 346
|
Score: 21.5
Dropped 38 spots from last year
-36.7 below state avg
95 students
Diverse
Career Tech Programs
College Ready Curriculum
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$208
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
Liberty Heights
540 Armory Street, Springfield MA 01104
Springfield, MA 01104
Listing Information
Listing Agent
Yadira Pacheco
Listing Office
Lock and Key Realty Inc.
Office Phone
413-282-8080
Agent MLS ID
CN213040
Office MLS ID
AN5521
Listing Data Updated
Jul 31, 2026 4:09 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Springfield.
BMN Boston Real Estate
Douglas EllimanYour message will be sent to BMN Boston Real Estate.