54 Portland St, Holyoke MA 01040

Holyoke, MA 01040
$325,000
Est. $2,158/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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3
Beds
2
Baths
1,836
Sq Ft
$177
Price/Sq Ft
0.17
Acres
1950
Year Built
1
Garage Space
92
Days on Market
For Sale Listed Jun 11, 2026 • MLS# 73534921 Copied! • Updated Sep 11, 2026

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About this home

Discover 54 Portland St, a well-loved and meticulously maintained single family residence in Holyoke, MA, offering 1836 square feet of living space. This inviting home is prepared for immediate occupancy, presenting a seamless transition for its new owners. First floor offers a spacious living room, three bedrooms, a full bath, and an efficient and well-designed kitchen. The lower walk-out level has a large family room and a second full bath, offering additional living area for entertaining, crafting, gaming and more! There is plenty to enjoy outdoors with a deck and a stone patio overlooking the pretty terraced yard and green space beyond. Recent upgrades include a brand new boiler, chimney lining and some electrical upgrades, as well as new carpeting in the basement familyroom.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

Pending Sale
Jun 15, 2026
Offer accepted, sale pending
🏠
Listed for Sale
Jun 12, 2026
$325,000
Original listing
Agent: Karen Kirby Office: HB Real Estate, LLC
🏠
Listed for Sale
Jun 12, 2026
$325,000
Original listing
Agent: Karen Kirby Office: HB Real Estate, LLC

Tax History

Year Taxes Assessment
2025 $3,780 $216,500

Financial Details

Annual Property Tax
$3,780
Tax Year 2025
Assessed Value
$216,500

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1950
Living Area 1,836 sq ft
Lot Size 0.17 acres
Bedrooms 3
Full Baths 2
Total Rooms 5

Interior

Heating Baseboard, Natural Gas
Cooling Wall Unit(s)
Flooring Wood, Tile, Carpet, Laminate
Appliances Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Partially Finished, Walk-out Access
Laundry In Basement, Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Ranch
Roof Shingle
Features Deck, Patio, Screens
Pool None
Spa None
Fencing None
Patio/Porch Deck, Patio
Garage Spaces 1
Has Garage Yes
Features Attached, Garage Door Opener, Paved Drive, Off Street, Paved
Total Spaces 3
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $3,780
Assessed Value $216,500
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures Recent Upgrades List In Documents.
Possession None
Accepted Financing None
Structure Type []
House Color gray
Sq Ft Source Public Record
Documents None
County Hampden
Total market time (incl. prior listings) 5 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1950
Bedrooms
3
Full Bathrooms
2
Living Area
1,836 sq ft
Total Rooms
5

Floor Layout

Interior Features

Flooring: Wood, Tile, Carpet, Laminate
Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Screens
Basement: Full, Partially Finished, Walk-Out Access
Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Security: Security System

Construction & Materials

Style: Ranch
Year Built: 1950
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Block

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Cooling: Wall Unit(s)
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Deck, Patio, Screens
Patio & Porch: Deck, Patio
Fencing:
Other Structures:
Lot Features:
Road Frontage: 73.00 ft
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 3
Parking Features: Attached, Garage Door Opener, Paved Drive, Off Street, Paved
School District
Holyoke School District local
F
🎓 Where Graduates Go Class of 2021
36% attend college
15% 4-Year 21% 2-Year 4% Out of State 4% Working
School Safety 2024-25
12.2% Above Average
9.6% Suspensions 2.7% In-School 2.6% Emergency
6.7% above state avg
E

Elementary Schools

10 schools
First Lutheran School
0.2 mi
Grades PK-08
Center School/Crisis Interv & Assessment
0.5 mi
Grades PK-12
Blessed Sacrament School
0.6 mi
Grades PK-08
Mater Dolorosa School
1.1 mi
Grades PK-08
C-
Holyoke Community Charter School
1.2 mi | #301 of 352 | Score: 31.6
Improved 1 spots from last year
-26.6 below state avg
687 students Less Diverse
Grades K-08
F
H.B. Lawrence School
0.6 mi | #820 of 825 | Score: 24.4
Improved 16 spots from last year
-33.8 below state avg
263 students Moderate
Grades PK-05
F
Morgan Full Service Community School
1.0 mi | #816 of 825 | Score: 24.9
Improved 15 spots from last year
-33.3 below state avg
333 students Moderate
Grades PK-05
F
Kelly Elementary School
1.3 mi | #804 of 825 | Score: 27.4
Improved 30 spots from last year
-30.8 below state avg
482 students Less Diverse
Rising School
Grades PK-05
C
E.N. White Elementary School
1.6 mi | #595 of 825 | Score: 40.9
Improved 153 spots from last year
-17.3 below state avg
452 students Moderate
Rising School
Grades PK-05
D
Lt. Elmer J. McMahon Elementary School
1.7 mi | #758 of 825 | Score: 31.9
Dropped 13 spots from last year
-26.3 below state avg
282 students Moderate
Grades PK-05
M

Middle Schools

2 schools
Dr. William R. Peck Middle School
0.3 mi
501 students Moderate
Grades 06-08
F
Lt. Clayre Sullivan Elementary School
1.0 mi | #345 of 352 | Score: 24.5
Improved 22 spots from last year
-33.7 below state avg
429 students Less Diverse
Rising School
Grades 06-08
H

High Schools

4 schools
LightHouse Holyoke
1.0 mi
Grades 06-12
D
Holyoke High School
0.3 mi | #317 of 346 | Score: 34.1
Improved 40 spots from last year
-24.1 below state avg
1,485 students Less Diverse
15 sports • 722 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
F
Opportunity Academy at Metcalf
0.7 mi | #335 of 346 | Score: 22.7
Improved 49 spots from last year
-35.5 below state avg
213 students Moderate
Rising School
Grades 09-12
B+
Gateway to College at Holyoke Community College
1.4 mi | #130 of 346 | Score: 74.1
Same rank as last year
28 students Moderate
College Ready Curriculum Strong Attendance
Grades 09-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $315
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

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Total principal paid $0
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

54 Portland St, Holyoke MA 01040

Holyoke, MA 01040

Listing Information

Listing Agent Karen Kirby
Listing Office HB Real Estate, LLC
Office Phone 413-213-5911
Agent MLS ID M8000279
Office MLS ID AN6509
Listing Data Updated Sep 11, 2026 5:54 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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